Maybank Visa Signature

A credit card that pays for your premium lifestyle with up to 5x TreatsPoints on eligible spending and 5% cashback on petrol and grocery spending every day.

Maybank Visa SignaturePremium Lifestyle Benefits
Min. Income
RM5,833.33/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get a 5% cash rebate whenever you spend locally on your weekly petrol and groceries spending. Capped at RM88 monthly - now isn't that an auspicious number!

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Local Petrol and Groceries (Everyday)5%RM88any amount monthly

Rewards

Earn TreatsPoints on your spending except for petrol, groceries and government bodies. Every RM1 spent locally rewards you with 1x TreatsPoints while each RM1 spent abroad earns 5x TreatsPoints. Convert your points into RM100 cashback for every 50,000 TreatsPoints with no limit. Note that the TreatsPoints are valid for 3 years only so don't forget to redeem them with gifts, vouchers and even air miles (20,000 TreatsPoints are equivalent to 1,000 Enrich Miles/KrisFlyer Miles/Asia Miles).

Maybank TreatsPoints
EarnSpend
5 points on every RM1on all overseas retail spending (except petrol, groceries and government bodies)
1 point on every RM1on all local retail spending (except petrol, groceries and government bodies)
1 point on every RM1on education, utilities, insurance and 0% EzyPay Instalment

Petrol

Need to drive every day to work and send the kids to school? Loosen up your monthly budget with 5% cash back at petrol stations nationwide, capped at a maximum of RM88 monthly with no minimum spending amount.

Travel

Have peace of mind when you touchdown at the airport with travel insurance coverage of up to RM2 million which includes travel inconveniences such as baggage loss, etc (T&C apply). Besides that, as a Visa Signature cardholder, you can enjoy other travel privileges such as Visa Airport Speed Pass where you can get fast-track immigration at over 280 selected airports globally, including 24/7 Visa Signature Concierge Service for your travelling needs.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Premium

Owning this card gets even better as you get to enjoy up to 40% discount (excluding alcoholic drinks) at participating restaurants of Marriott Bonvoy Hotels & Resorts in Malaysia for a maximum of 10 diners, valid until 31 December 2024. Terms and conditions apply.

Balance Transfer

Transfer your existing debts to your brand new Maybank credit card to enjoy low-interest rates and a longer repayment period.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Shop till you drop! Enjoy interest as low as 0% for up to 36 months on your shopping spree! Why pay for the whole month when you can convert big-ticket items to easy monthly instalments? For all other purchases, you can opt for Maybankard EzyPay Plus for low rates instalments of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM550 primary card

    Free for first year

    Waived when you spend RM30,000 for subsequent years

    4 free supplementary cards

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM70,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

Review

5% cashback with Maybank Visa Signature

How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget.

With the Maybank Visa Signature, you'll put money back into your pocket with cash rebates of up to 5% when pumping at the fuel station or filling up your grocery bag at the local supermarket, capped at RM88 each month.

Don't think RM88 is a lot? Well, let's take a look at the bigger picture. If you maximise your savings each month, you'll be enjoying an extra RM1,056 for the whole year. 

What can you do with that money? Keep it in a savings account or fixed deposit, be a prudent spender and manage your money well!

Collect more rewards with Maybank TreatsPoints

It's not all too common to find a credit card that offers both cashback AND reward points but that's exactly what the Maybank Visa Signature credit card offers.

With every swipe you make locally or overseas (except for petrol, groceries and government bodies), you can earn 1x TreatsPoints and 5x TreatsPoints respectively. The reward points are not only for gift redemption but can also be converted to cashback as every 50,000 TreatsPoints earn you RM100 cashback. 

And...(wait for it)....every 20,000 TreatsPoints will give you 1,000 Enrich Miles, KrisFlyer Miles or Asia Miles! 

However, please note that any government-related transaction, petrol or JomPay transaction is not eligible for the TreatsPoints.

Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoints:

  • Education Institutions
  • Insurance Providers
  • Utilities
  • 0% EzyPay Instalment

Complimentary travel insurance coverage from Maybank Visa Signature

Travel with peace of mind, whether it is for school holidays or business demands. 

Simply charge your full flight fare to your Maybank Visa Signature to be automatically covered with complimentary travel insurance coverage of up to RM2 million and travel compensation of up to RM3,000 for events such as delayed or lost luggage and a missed flight.

24/7 Visa Signature Concierge Service

Whether you're home or abroad, you can have exclusive access to personalised concierge services 24 hours a day, 7 days a week, exclusively by Visa Signature.

The service is available in seven languages – Cantonese, English, Japanese, Korean, Malay, Mandarin and Thai.

The main services provided are travel information and assistance, business services, and entertainment planning. Have a group of friends or clients you'd want to plan an outing for? Call 'em up!

Great credit extensions by Maybank

Here are some of the lines of credit and banking facilities you can avail yourself of under the Maybank Visa Signature credit card:

  • Maybank CashTreats
  • Maybank EzyPay / EzyPay Plus
  • Maybank Balance Transfer Plan

What is the interest rate of Maybank Visa Signature?

The interest rate is between 15% per annum to 18% per annum depending on the condition of your repayments. They are illustrated below.

Conditions of Repayments Tiered Interest Rate (per annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers 18%  

Previously, the finance charge was only imposed on the below that were not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are fully settled.

All fees and charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

The changes made on this finance charge will not have any impact if you do not have any unpaid outstanding balance. 

You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank Visa Signature are carried forward from the previous month's statement cycle and are paid in full.

Who is eligible for this credit card and what are the required documents?

Any Malaysian or expatriate working in Malaysia with an annual income ranging between RM70,000 to RM100,000 is eligible to apply for the Maybank Visa Signature card.

To apply as the principal cardholder, please prepare the following documents accordingly.

For salaried employees:

  • Copy of IC (both sides) or Passport
  • Latest BE form with an official tax receipt
  • Latest 3 months salary slips
  • Latest 6 months savings account activity/current account statement

For self-employed:

  • Copy of IC (both sides) or Passport
  • Copies of Business Registration Certificates
  • Latest 6 months bank statement

For expatriates:

  • Letter from employer confirming duration of employment contract in Malaysia

To apply for a supplementary card, please prepare a copy of the cardholder's IC (both sides) or Passport.

Maybank Online Acquisition 2024 Credit Cards Campaign

From 1 May 2024 until 31 July 2024 (“Campaign Period”), be the first 300 eligible customers (first 100 eligible customers per card scheme every month) throughout the Campaign Period to grab an RM100 cashback prize. Terms and conditions apply!

Here’s an illustration of the campaign mechanics:

Card Scheme Rewards Spend Criteria Campaign Period
Maybank/Maybank Islamic Visa Cards
RM100 Cashback

(capped at the first 100 eligible customers per card scheme every month) 

Minimum retail spend of RM300 within the first 45 days from card approval date  1 May 2024 - 31 July 2024
Maybank/Maybank Islamic Mastercard Cards
Maybank/Maybank Islamic American Express Cards

To be eligible for the prize, you must be either:

  • New-to-bank individuals or
  • Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic

If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:

  • Make an online application for any one of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
  • Complete the e-application form and upload all the required supporting documents
  • Wait for approval from the bank
  • Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible

Individuals who are not eligible to participate in this campaign include:

  • Permanent and/or contract employees of Maybank (including its subsidiaries and related companies);
  • Any Eligible Customer who had cancelled any of his/her Maybank Credit Card within six (6) months before the date of application and is reapplying for another Maybank Credit Card under the Campaign;
  • Present holders of any Maybank Credit Card(s) whether issued in Malaysia or otherwise; and/or
  • Any Eligible Customer who has committed or is suspected of committing any misconduct, fraudulent, wrongful acts or in default and breach of terms to their account(s), any facility, and/or any services granted by Maybank.

If you require any help or enquiries regarding this campaign, please read through the T&C here or contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

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