Earn 25x TreatsPoints!
Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveller.
Now, you can enjoy these benefits with Maybank World Elite MasterCard - wherever you choose to roam, this credit card has got your back.
Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign
Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.
There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.
RM20 Cash Prize:
- 800 total winners throughout the month
- 200 winners chosen each week (first-come, first-served)
- Just apply for a credit card to qualify!
Nintendo Switch 2:
- 16 lucky winners randomly selected
- Must spend at least RM300 within 30 days of card approval
Am I Eligible?
You can join this campaign if you meet these basic requirements:
- Malaysian citizen living in Malaysia
- 21 years old or above
- Don't currently hold any Maybank credit cards
- Apply through the Maybank2u website or the MAE app only
Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.
How to Win the RM20 Cash?
Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:
- You'll receive an MAE app notification within 90 days
- RM20 will be credited directly to your account
- Keep your account active to receive the prize
How to Win the Nintendo Switch 2?
The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:
- Minimum RM300 in retail transactions within 30 days
- Spending cannot be combined across multiple new cards
- Supplementary cardholders' spending counts toward the main cardholder
- After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.
Important Things to Remember
Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:
- Prizes cannot be exchanged for cash or other items
- Must be reachable by phone if selected for Nintendo Switch 2
- Account must remain active to receive cash prizes
- Winners suspected of fraud will be disqualified
Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.
Get 50,000 Treats Air Miles with Maybank World Elite MasterCard
Spending with Maybank World Elite MasterCard can simply let you redeem free flights the fastest - 50,000 Treats Air Miles will be rewarded upon card approval; 10x TreatsPoints for every RM5 spent in Malaysia and 25x Treats AirPoints for every RM5 charged overseas.
Accumulating enough Treats Air Miles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 10,000 Treats Air Miles for 1,000 Enrich Miles.
With such a good rate, it's no wonder your passport is always nearly full for just less than a year!
Moreover, the Maybank Treats Air Miles have no expiry date, giving you plenty of time to collect points and redeem the flight of your choice.
Maybank World Elite MasterCard Travel and Insurance Benefits
Travelling with this Maybank credit card will give you a new experience at the airport.
You will be accorded complimentary 16x access at Plaza Premium First, Plaza Premium Lounge and Travel Club Lounge where you can enjoy free refreshments as well as working and leisure facilities. The best part is your travel companion can enjoy this too! Click to find out more details about the airport lounge access benefit.
For those who's planning to fly to London or Paris with Qatar Airways, you can enjoy Buy 1 Free 1 Business Class Ticket exclusively for Cardmembers with a minimum spend of RM250,000.Your trip to London or Paris can be more excited when you will also get 1 free night with a minimum 1-night booking at Radisson Blu Hotel London or Hotel Napoleon Paris - offer valid once per year.
Charge your full airfares to Maybank World Elite MasterCard, you will receive complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delays and lost luggage of up to RM3,000.
Another important feature of Maybank World Elite MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Dining, Hotel and Golf Privileges
With the Maybank World Elite MasterCard credit card, you get to enjoy a great discount of up to 40% savings on food and beverages at participating hotels and restaurants at Marriott Bonvoy, valid until 31 December 2025. You can the check list of participating hotels and restaurants here.
That's not all, you can also practice your swing at participating golf clubs worldwide when you book with this credit card, applicable to the Principal cardholders. Bring your guest(s) along and enjoy 10% off!
Please note that you need to spend a minimum amount of RM5,000 in the previous month to enjoy the complimentary green fees and the promotion is valid until 31 December 2025 with terms applied.
Maybank World Elite MasterCard Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank World Elite MasterCard are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
