Maybank World MasterCard credit card

Maybank World MasterCard

Earn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM1000.00 annual fee
  • Earn up to 5x reward points 

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get free 50,000 Treats Air Miles upon card approval. For every RM2 spend in Malaysia and every RM1 spend overseas, get 5x Treats AirMiles. Redeem 1,000 Enrich Miles for every 6,360 Treats AirMiles have collected!
Maybank Treats AirMiles
EarnSpent
5 points on every RM2on all local retail expenses
5 points on every RM1on all overseas retail expenses
1 point on every RM1on petrol, utilities, education and insurance transactions
Rewards points earned never expires
Balance Transfer
Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with payment period of up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers interest-free shopping with payment period of up to 24 months at approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months6.96% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months7.92% p.a. and 0% one-time upfront handling feefrom RM1000 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Earn 1x TreatsPoints on your petrol transactions.
Travel
Complimentary Hilton Premium Club Membership Card and 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges in international airports each year!
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Travel InsuranceUp to RM2000000
Missed FlightUp to RM1000
Lost LuggageUp to RM3000
Delayed LuggageUp to RM1000
Premium
Complimentary Green Fees for cardmembers to play at 79 golf clubs in 15 countries. With MasterCard Concierge Services, you will be taken care of anytime and anywhere for urgent matters involving lifestyle, medical assistance and cash-related emergencies.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM1000.00
  • Waived when you spend RM120,000 in subsequent years
  • First 4 supplementary cards free
Annual Fee for Supplementary Card
RM500.32
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM120000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank World MasterCard review

What's so good (or not so good) about it?

Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveler. Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back.

Free Air Travel

Spending with Maybank World MasterCard can simply let you redeem free flights the fastest - 50,000 Treats AirMiles will be rewarded upon card approval; 5x Treats AirMiles for every RM2 spent in Malaysia and RM1 charged overseas.

Accumulate enough Treats AirMiles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 6,360 Treats AirMiles for 1,000 Enrich Miles. With such a good rate, no wonder your passport is always nearly full just less than a year!

Moreover, the Treats AirMiles have no expiry date, giving you plenty of time to collect points and redeem the flight of their choice.

Airport privileges, Insurance & More

Traveling with Maybank World MasterCard will give you a new experience at the airport. You will be accorded complimentary 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges at overseas offering free refreshments as well as working and leisure facilities.

Charge your full air fares to Maybank World MasterCard, you will receive a complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delay and lost luggage of up to RM3,000.

Another important feature of this World MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.

Exclusive Hotel and Golf Perks

Flash you Maybank World MasterCard credit card at Hilton Premium Club at Hilton Hotel and SPG Hotels and Resorts in Malaysia to be entitled for premium dining, accommodation and other facilities benefits at all Hilton Hotel nationwide.

Get up to 50% off your dining bills and invite up to 10 favorite persons to dine in with you.

We're not done yet! You'll also get to enjoy complimentary green fees at over 79 Golf Clubs in 15 countries. Play unlimited number of rounds with 10% off for your guests. Both principal and supplementary cardholders are eligible for this privilege!

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