Earn 5x AirMiles!
Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveler. Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back.
Air Miles
Spending with Maybank World MasterCard can simply let you redeem free flights the fastest - 50,000 Treats AirMiles will be rewarded upon card approval; 5x Treats AirMiles for every RM2 spent in Malaysia and RM1 charged overseas.
Accumulate enough Treats AirMiles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 6,360 Treats AirMiles for 1,000 Enrich Miles. With such a good rate, no wonder your passport is always nearly full just less than a year!
Moreover, the Treats AirMiles have no expiry date, giving you plenty of time to collect points and redeem the flight of their choice.
Travel & Insurance Benefits
Traveling with Maybank World MasterCard will give you a new experience at the airport. You will be accorded complimentary 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges at overseas offering free refreshments as well as working and leisure facilities.
Charge your full air fares to Maybank World MasterCard, you will receive a complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delay and lost luggage of up to RM3,000.
Another important feature of this World MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Dining and Golf Privileges
With Maybank World MasterCard credit card, you get to enjoy great discount up to 50% on your dining bills at SPG Hotels and Resorts in Malaysia. Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!
That's not all, you can also practice your swing at 86 participated golf clubs worldwide when you book with Maybank World MasterCard credit card, applicable to both principal and supplementary cardholders. Bring your guest(s) along and enjoy 10% off!
Finance Charge
What are the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
With effect from 15 August 2019, finance charge based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges). These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fess and Charges includes:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact you will continue to enjoy a 20 days interest-free period for retail transaction, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full before payment due date.
