Earn 5x AirMiles!
Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveller.
Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back.
Maybank Credit Card Online Acquisition Campaign and Rewards
It’s exclusively the year of rabbits this Chinese New Year of 2023! Elevate your CNY celebration to the best one yet with Maybank Online Acquisition 2023 Credit Cards Campaign by taking home exclusive gifts for a limited time only. There are two (2) campaigns in which you can take part, so don’t miss this chance!
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Cash Back Campaign
From 1 January 2023 until 31 March 2023, the first 1,000 eligible customers every month throughout the Campaign Period can grab a one-time cashback prize worth RM100. Terms and conditions apply.
To be eligible for the cashback prize, you must be either a new-to-bank individual or an existing customer of Maybank and Maybank Islamic Berhad who is a resident of Malaysia and has yet to own any Maybank/Maybank Islamic principal credit card.
If you fall under either of those two eligible criteria, make an online application for a credit card via Maybank2u within the Campaign Period, wait for approval by the bank, and perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to participate in this campaign.
For easy reference, below is an illustration of the cashback reward and spending criteria.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
RM100 Cashback (capped at first 1,000 Eligible Customers every month throughout the Campaign Period) |
Minimum retail spend of RM300 within the first 45 days from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards | |||
| Maybank American Express Cards |
Campaign 2: Maybank Visa, Mastercard and American Express Online Acquisition Exclusive Campaign
There are more high-valued one-time gifts up for grabs such as Apple AirPods, Garmin Smartwatch and Marshall Earbuds! This campaign starts on 1 January 2023 and is valid until 31 March 2023.
To participate, you must be either new-to-bank individuals or Maybank and Maybank Islamic Berhad customers who are residents of Malaysia and do not have any credit card issued by Maybank in Malaysia and are 21 years of age during the time of application.
To add on, you also must apply as a principal card member for any of the participating Maybank credit card schemes during the Campaign Period online at the Maybank2u website.
If you are eligible and already have your credit card application via Maybank2u approved, you are able to take home any of the prizes by transacting as high as you can on retail spending accumulated throughout the Campaign Period from your first principal card approval date.
For easy reference on this campaign, please check out the table below.
Please also note that the campaign spending requirement/criteria cannot be combined with the other cards applied at the same time. For full details, check out the terms and conditions.
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards |
Vivomove Sport Garmin Smartwatch (capped at Top 50 Highest Spender by end of the Campaign Period) |
Accumulated the highest retail spend by end of the Campaign Period from the card approval date | 1 January 2023 - 31 March 2023 |
| Maybank Mastercard Cards |
Apple AirPods 2 (capped at Top 50 Highest Spender by end of the Campaign Period) |
||
| Maybank American Express Cards |
Marshall Minor III Earbuds (capped at Top 50 Highest Spender by end of the Campaign Period) |
Get 50,000 Treats AirMiles with Maybank World MasterCard
Spending with Maybank World MasterCard can simply let you redeem free flights the fastest - 50,000 Treats AirMiles will be rewarded upon card approval; 5x Treats AirMiles for every RM2 spent in Malaysia and RM1 charged overseas.
Accumulate enough Treats AirMiles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 6,360 Treats AirMiles for 1,000 Enrich Miles.
With such a good rate, no wonder your passport is always nearly full for just less than a year!
Moreover, the Maybank Treats AirMiles have no expiry date, giving you plenty of time to collect points and redeem the flight of your choice.
Maybank World MasterCard Travel and Insurance Benefits
Travelling with this Maybank credit card will give you a new experience at the airport.
You will be accorded complimentary 5x access to participating Plaza Premium Lounges in Malaysia and selected airport lounges overseas where you can enjoy free refreshments as well as working and leisure facilities. Click to find out more details about the airport lounge access benefit.
Charge your full airfares to Maybank World MasterCard, you will receive complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delays and lost luggage of up to RM3,000.
Another important feature of Maybank World MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Dining and Golf Privileges
With the Maybank World MasterCard credit card, you get to enjoy a great discount of up to 40% on your dining bills at Marriott Bonvoy participating hotels and resorts in Malaysia (validity: until 31 December 2023).
Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!
That's not all, you can also practice your swing at 100 participating golf clubs worldwide when you book with this credit card, applicable to both principal and supplementary cardholders. Bring your guest(s) along and enjoy 10% off! Please note that you need to spend a minimum amount of RM5,000 in the previous month to enjoy the complimentary green fees and the promotion is valid until 31 December 2023.
Click here for the list of the participating golf clubs
Maybank World MasterCard Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank World MasterCard are carried forward from the previous month's statement cycle and are paid in full.
