Maybank World MasterCard

Earn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access.

15% p.a. interest rate
20 days interest-free period
0% p.a. balance transfer over 12 months
Easy Payment Plan (EPP)
RM943.40 annual fee
Earn up to 5x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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2017-06-082018-12-31

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Benefits

Because you should be rewarded for giving the bank your business

Rewards

Get free 50,000 Treats Air Miles upon card approval. For every RM2 spend in Malaysia and every RM1 spend overseas, get 5x Treats AirMiles. Redeem 1,000 Enrich Miles for every 6,360 Treats AirMiles have collected!

Maybank Treats AirMiles
Earn	Spent
5 points on every RM2	on all local retail expenses
5 points on every RM1	on all overseas retail expenses
1 point on every RM1	on petrol, utilities, education and insurance transactions

Rewards points earned never expires

Balance Transfer

Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with payment period of up to 36 months.

Pay Over	With Interest Rate At	When You Transfer
6 months	6% p.a. and no one-time upfront handling fee	from RM1000
9 months	9% p.a. and no one-time upfront handling fee	from RM1000
12 months	0% p.a. and 3% one-time upfront handling fee	from RM1000
24 months	4.5% p.a. and no one-time upfront handling fee	from RM2000
36 months	4.95% p.a. and no one-time upfront handling fee	from RM2000

Learn more about Maybankard Balance Transfer Program

Easy Payment Plan (EPP)

Maybank EzyPay offers interest-free shopping with payment period of up to 24 months at approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.

Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	from RM50
6 months	0% p.a. and no one-time upfront handling fee	from RM50
12 months	0% p.a. and no one-time upfront handling fee	from RM50
18 months	0% p.a. and no one-time upfront handling fee	from RM50
24 months	0% p.a. and no one-time upfront handling fee	from RM50
36 months	0% p.a. and no one-time upfront handling fee	from RM50

Learn more about Maybankard EzyPay

Pay Over	With Interest Rate At	When You Spend
6 months	9% p.a. and 0% one-time upfront handling fee	from RM500 up to RM30000
12 months	9% p.a. and 0% one-time upfront handling fee	from RM1000 up to RM30000
18 months	9% p.a. and 0% one-time upfront handling fee	from RM3000 up to RM30000
24 months	9% p.a. and 0% one-time upfront handling fee	from RM5000 up to RM30000

Learn more about Maybankard EzyPay PLUS

Petrol: Earn 1x TreatsPoints on your petrol transactions.

Travel

Complimentary 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges in international airports each year!

Travel Coverage	Sum Insured
Personal Accident	Up to RM2000000
Travel Insurance	Up to RM2000000
Missed Flight	Up to RM1000
Lost Luggage	Up to RM3000
Delayed Luggage	Up to RM1000

Premium: Complimentary Green Fees for cardmembers to play at 86 golf clubs worldwide. With MasterCard Concierge Services, you will be taken care of anytime and anywhere for urgent matters involving lifestyle, medical assistance and cash-related emergencies.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM943.40

Waived when you spend RM120,000 in subsequent years
First 4 supplementary cards free

Annual Fee for Supplementary Card

RM472.00

Sales and Service Tax

RM25 on each principal and supplementary card upon approval and anniversary date

Minimum monthly payment

RM25 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM75

Cash withdrawal fee

RM10.00 or 5.00% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Requirements

Are you eligible for this credit card?

Minimum annual income: RM120000
Minimum age for primary card holder: 21 years old
Maximum age for primary card holder: 65 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: Maybankard EzyPay; Maybankard EzyPay PLUS; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: Maybankard Cash Treats; Maybankard EzyCash; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: Maybankard Balance Transfer Program; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank World MasterCard review

What's so good (or not so good) about it?

Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveler. Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back.

Air Miles

Spending with Maybank World MasterCard can simply let you redeem free flights the fastest - 50,000 Treats AirMiles will be rewarded upon card approval; 5x Treats AirMiles for every RM2 spent in Malaysia and RM1 charged overseas.

Accumulate enough Treats AirMiles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 6,360 Treats AirMiles for 1,000 Enrich Miles. With such a good rate, no wonder your passport is always nearly full just less than a year!

Moreover, the Treats AirMiles have no expiry date, giving you plenty of time to collect points and redeem the flight of their choice.

Travel & Insurance Benefits

Traveling with Maybank World MasterCard will give you a new experience at the airport. You will be accorded complimentary 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges at overseas offering free refreshments as well as working and leisure facilities.

Charge your full air fares to Maybank World MasterCard, you will receive a complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delay and lost luggage of up to RM3,000.

Another important feature of this World MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.

Dining and Golf Privileges

With Maybank World MasterCard credit card, you get to enjoy great discount up to 50% on your dining bills at SPG Hotels and Resorts in Malaysia. Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!

That's not all, you can also practice your swing at 86 participated golf clubs worldwide when you book with Maybank World MasterCard credit card, applicable to both principal and supplementary cardholders. Bring your guest(s) along and enjoy 10% off!