Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveller.
Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back.
Maybank Online Acquisition 2023 Credit Cards Campaign
From 1 October 2023 until 31 December 2023 (“Campaign Period”), be the first 150 eligible customers (first 50 customers every month per card scheme) throughout the Campaign Period to grab an RM200 cashback prize. Terms and conditions apply!
Here’s an illustration of the campaign mechanics:
|Card Scheme||Prize||Spend Criteria||Campaign Period|
|Maybank/Maybank Islamic Visa Cards||RM200 Cashback (capped at the first 50 eligible customers per card scheme every month)||Minimum retail spend of RM300 within the first 45 days from the card approval date||1 October 2023 - 31 December 2023|
|Maybank/Maybank Islamic Mastercard Cards|
|Maybank/Maybank Islamic American Express Cards|
To be eligible for the prize, you must be either:
- New-to-bank individuals; or
- Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic
If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:
- Make an online application for any of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
- Complete the e-application form and upload all the required supporting documents
- Wait for approval from the bank
- Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible
If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.
Get 50,000 Treats Air Miles with Maybank World MasterCard
Spending with Maybank World MasterCard can simply let you redeem free flights the fastest - 50,000 Treats Air Miles will be rewarded upon card approval; 5x Treats Air Miles for every RM2 spent in Malaysia and 5x Treats Air Miles for every RM1 charged overseas.
Accumulating enough Treats Air Miles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 8,000 Treats Air Miles for 1,000 Enrich Miles.
With such a good rate, no wonder your passport is always nearly full for just less than a year!
Moreover, the Maybank Treats Air Miles have no expiry date, giving you plenty of time to collect points and redeem the flight of your choice.
Maybank World MasterCard Travel and Insurance Benefits
Travelling with this Maybank credit card will give you a new experience at the airport.
You will be accorded complimentary 5x access to participating Plaza Premium Lounges in Malaysia and selected airport lounges overseas where you can enjoy free refreshments as well as working and leisure facilities. Click to find out more details about the airport lounge access benefit.
Charge your full airfares to Maybank World MasterCard, you will receive complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delays and lost luggage of up to RM3,000.
Another important feature of Maybank World MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Dining and Golf Privileges
With the Maybank World MasterCard credit card, you get to enjoy a great discount of up to 40% on your dining bills at Marriott Bonvoy participating hotels and resorts in Malaysia (validity: until 31 December 2023).
Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!
That's not all, you can also practice your swing at 100 participating golf clubs worldwide when you book with this credit card, applicable to both principal and supplementary cardholders. Bring your guest(s) along and enjoy 10% off! Please note that you need to spend a minimum amount of RM5,000 in the previous month to enjoy the complimentary green fees and the promotion is valid until 31 December 2023.
Click here for the list of the participating golf clubs
Maybank World MasterCard Finance Charge
What is the interest rate imposed on repayments?
|Conditions of Repayments||Tiered Interest Rate (Per Annum)|
|Prompt Repayment every month||15%|
|Prompt Repayment 10 out of 12 months||17%|
|Prompt Repayment of less than 10 out of 12 months AND New Cardmembers||18%|
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank World MasterCard are carried forward from the previous month's statement cycle and are paid in full.