Maybank World MasterCard

Earn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access.

Maybank World MasterCardEarn 5x AirMiles!
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 4.5% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREEMaybank Exclusive Giftwhen you apply through RinggitPlus3

Maybank Exclusive Gift

Rewards

Get free 50,000 Treats Air Miles upon card approval. For every RM2 spend in Malaysia and every RM1 spend overseas, get 5x Treats AirMiles. Redeem 1,000 Enrich Miles for every 6,360 Treats AirMiles have collected!

Maybank Treats AirMiles
EarnSpend
5 points on every RM2on all local retail expenses
5 points on every RM1on all overseas retail expenses
1 point on every RM1on petrol, utilities, education and insurance transactions

Petrol

Earn 1x TreatsPoints on your petrol transactions.

Travel

Complimentary 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges in international airports each year!

Travel CoverageSum Insured
Personal AccidentUp to RM2,000,000
Travel InsuranceUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Premium

Complimentary Green Fees for cardmembers to play at 86 golf clubs worldwide. With MasterCard Concierge Services, you will be taken care of anytime and anywhere for urgent matters involving lifestyle, medical assistance and cash-related emergencies.

Balance Transfer

Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with payment period of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers interest-free shopping with payment period of up to 24 months at approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM800 primary card

    Free for first year,you spend min. RM80,000 in subsequent years

  • RM500 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM10 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review

Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveler. Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back.

Air Miles

Spending with Maybank World MasterCard can simply let you redeem free flights the fastest - 50,000 Treats AirMiles will be rewarded upon card approval; 5x Treats AirMiles for every RM2 spent in Malaysia and RM1 charged overseas.

Accumulate enough Treats AirMiles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 6,360 Treats AirMiles for 1,000 Enrich Miles. With such a good rate, no wonder your passport is always nearly full just less than a year!

Moreover, the Treats AirMiles have no expiry date, giving you plenty of time to collect points and redeem the flight of their choice.

Travel & Insurance Benefits

Traveling with Maybank World MasterCard will give you a new experience at the airport. You will be accorded complimentary 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges at overseas offering free refreshments as well as working and leisure facilities.

Charge your full air fares to Maybank World MasterCard, you will receive a complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delay and lost luggage of up to RM3,000.

Another important feature of this World MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.

Dining and Golf Privileges

With Maybank World MasterCard credit card, you get to enjoy great discount up to 50% on your dining bills at SPG Hotels and Resorts in Malaysia. Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!

That's not all, you can also practice your swing at 86 participated golf clubs worldwide when you book with Maybank World MasterCard credit card, applicable to both principal and supplementary cardholders. Bring your guest(s) along and enjoy 10% off!