Earn 5x Air Miles!
Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveller.
Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back.
Get 50,000 Treats Air Miles with Maybank World MasterCard
Spending with Maybank World MasterCard can simply let you redeem free flights the fastest - 50,000 Treats Air Miles will be rewarded upon card approval; 5x Treats Air Miles for every RM2 spent in Malaysia and 5x Treats Air Miles for every RM1 charged overseas.
Accumulating enough Treats Air Miles, you can redeem free flights from Malaysia Airlines based on the conversion rate of 10,000 Treats Air Miles for 1,000 Enrich Miles.
With such a good rate, it's no wonder your passport is always nearly full for just less than a year!
Moreover, the Maybank Treats Air Miles have no expiry date, giving you plenty of time to collect points and redeem the flight of your choice.
Maybank World MasterCard Travel and Insurance Benefits
Travelling with this Maybank credit card will give you a new experience at the airport.
You will be accorded complimentary 5x access to participating Plaza Premium Lounges in Malaysia and selected airport lounges overseas where you can enjoy free refreshments as well as working and leisure facilities. Click to find out more details about the airport lounge access benefit.
Charge your full airfares to Maybank World MasterCard, you will receive complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delays and lost luggage of up to RM3,000.
Another important feature of Maybank World MasterCard is the MasterCard Concierge Services, a 24-hour service to assist cardholders in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.
Dining and Golf Privileges
With the Maybank World MasterCard credit card, you get to enjoy a great discount of up to 50% savings on food and beverages at participating restaurants at Shangri-La Hotel Kuala Lumpur, valid until 31 January 2026.
Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!
That's not all, you can also practice your swing at participating golf clubs worldwide when you book with this credit card, applicable to the Principal cardholders. Bring your guest(s) along and enjoy 10% off!
Please note that you need to spend a minimum amount of RM5,000 in the previous month to enjoy the complimentary green fees and the promotion is valid until 31 December 2025 with terms applied.
Maybank World MasterCard Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your Maybank World MasterCard are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
