Maybank myimpact Visa Signature Credit Card

Earn cashback and TreatsPoints on ESG-friendly spending, track and offset your carbon footprint, and enjoy Visa Signature perks—all with no annual fee for life.

Maybank myimpact Visa Signature Credit CardNo annual & late payment fees!
Min. Income
RM3,000/month
Annual Fee
Free
Cashback
up to 1%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Make eco-friendly choices while earning 1% cashback when you spend at selected ESG-friendly (Environment, Social and Governance) merchants, including public transport, ride-hailing, EV charging, education, and fitness centers. Contactless payments, including Samsung Pay and Apple Pay, earn 0.5% cashback, capped at RM35 per month. Plus, you’ll earn 1x TreatsPoint for every RM1 spent on other transactions, which can be redeemed for rewards, vouchers, or travel perks.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Selected ESG-friendly Merchants1%RM35any amount monthly
Other Retail Spending Using Contactless Payment, Apple Pay and Samsung Pay0.5%RM35any amount monthly

Rewards

1x TreatsPoint is awarded to you for every RM1 spent on all purchases, except petrol, airlines, government bodies/JomPay, e-wallet reloads or cash advances. Note that the TreatsPoint has a validity period of only 3 years so make sure to redeem them before they expire!

Maybank TreatsPoints
EarnSpend
1 point on every RM1on all purchases, except petrol, airlines, government bodies/JomPay, e-wallet reloads or cash advances

Travel

Enjoy complimentary travel insurance coverage worth up to RM2 million which includes travel inconveniences such as missed flight connections, luggage delays and baggage loss simply by charging the full fare of your travel ticket(s) with this card! In addition, enjoy fast-track immigration at over 280 participating international airports via Visa Airport Speed Pass and 24-hour personalised service with Visa Signature Concierge.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Travel InsuranceUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Premium

Be environmentally conscious and track your carbon footprint for every spending that you make. Thereafter, carbon offset them with financial contributions to selected reforestation initiatives by participating projects. Both features are accessible via the MAE App or the Maybank2u website. Only with Maybank myimpact credit cards!

Balance Transfer

Transfer your existing debts to your brand new Maybank credit card to enjoy low-interest rates and a longer repayment period.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Shop till you drop! Enjoy interest as low as 0% for up to 36 months on your shopping spree! Why pay for the whole month when you can convert big-ticket items to easy monthly instalments? For all other purchases, you can opt for Maybankard EzyPay Plus for low rates instalments of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest instalment plan that lets you spread your payments up to 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash from 0% interest with a minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

Review

Protect the environment and earn rewards with Maybank myimpact Visa Signature Credit Card

Making sustainable choices has never been easier or more rewarding. With the launch of the Maybank myimpact Visa Signature Credit Card, Malaysia now has a card that allows you to contribute positively to the environment with every purchase, while earning valuable rewards like cashback,TreatsPoints, and exclusive travel perks.

Designed for the eco-conscious consumer, this card is the first of its kind in Malaysia, offering features that not only benefit your wallet but also support environmental sustainability. Let’s dive into why the Maybank myimpact Visa Signature Credit Card is the perfect fit for those who want to protect the planet without compromising on rewards.

Carbon Footprint Tracker & Offset Program

The Carbon Footprint Tracker is one of the standout features of this card. This unique tool calculates your carbon emissions based on your spending habits, allowing you to see the impact of your purchases. It estimates your emissions in kilograms of CO2 and helps you become more aware of your environmental footprint.

  • Track your carbon footprint easily via the Maybank MAE App or Maybank2u website.
  • Once you see your carbon footprint, you can choose to offset it by contributing to regional reforestation projects.
  • For every carbon offset you make, you will receive a certificate, making your efforts even more meaningful.

This card empowers you to take charge of your impact on the planet while still enjoying the convenience of everyday spending. It’s a practical way to reduce your ecological footprint.

Earn Cashback on Eco-Friendly Purchases

As a cardholder, you’ll enjoy up to 1% cashback on purchases made with select ESG-friendly (Environment, Social, and Governance) merchants. These merchants are carefully selected to promote sustainability and support green initiatives. Here are some categories where you can earn cashback:

  • Public Transport & Travel: RapidKL, Easybook, Aeroline, and more.
  • Ride-Hailing & Car Rentals: Grab, Socar, and other eco-conscious services.
  • EV Charging & Solar Energy Services: Verdant Solar, ERS Energy, and others.
  • Education: Tenby Schools, Sri KDU, Beaconhouse, etc.
  • Health & Fitness: ClassPass, JD Sports, Celebrity Fitness, and others.
  • Used Goods & Repair Services: Mister Minit, Cash Converters, etc.

This means that every time you shop with these merchants, you’ll be rewarded for choosing sustainable alternatives.

Additionally, the card offers 0.5% cashback for contactless payments made through Apple Pay or Samsung Pay, capped at RM35 per month. Cashback exclusions apply to categories such as petrolairlinesgovernment services, and e-wallet reloads.

TreatsPoints for Every RM1 Spent

For every RM1 spent on eligible transactions (excluding petrol, airlines, government bodies, e-wallet reloads, and cash advances), you’ll earn1x TreatsPoint. This is an easy way to accumulate points that can be redeemed for a variety of rewards, from gift vouchers to travel perks. With each purchase, you’re adding to your reward balance, making this card even more valuable in the long run.

Premium Travel Perks by Visa

In addition to being eco-friendly, the Maybank myimpact Visa Signature Credit Card comes with several premium travel benefits:

  • Complimentary Travel Insurance: Get up to RM2 million in coverage when you charge the full fare of your travel tickets to this card. The coverage includes travel personal accident insurancemissed flight connectionsluggage delays, and lost luggage protection (with terms and conditions).
  • Visa Airport Speed Pass: Skip the queues and breeze through immigration at over 280 participating international airports. This means more time to relax and enjoy your travel.
  • Visa Signature Concierge Service: Access 24/7 personalized travel assistance, gift services, and more. Whether you need help booking a flight or finding the perfect gift, the concierge service is there to assist you.

These benefits ensure that your travel experiences are both smooth and rewarding.

Lifetime Annual Fee Waiver

One of the most attractive aspects of the Maybank myimpact Visa Signature Credit Card is its lifetime annual fee waiver. Unlike many premium cards, you’ll never have to worry about annual fees eating into your budget. The only fee you’ll incur annually is aRM25 Sales and Service Tax.

Additionally, there are no late payment fees and no compounding interest charges, making this card even more budget-friendly for those who like to stay on top of their finances.

Eligibility and Application Requirements

The Maybank myimpact Visa Signature Credit Card is available to Malaysians or expatriates living in Malaysia with a minimum annual income of RM36,000. Here’s what you’ll need to apply:

For Salaried Employees:

  • Copy of IC (both sides) or Passport
  • Latest BE form with official tax receipt
  • Latest 3 months’ salary slips
  • Latest 6 months’ bank statement

For Self-Employed:

  • Copy of IC (both sides) or Passport
  • Business Registration Certificate
  • Latest 6 months’ bank statement

For Expatriates:

  • Letter from employer confirming duration of employment contract in Malaysia

For Supplementary Cardholders:

  • Copy of the principal cardholder’s IC (both sides) or Passport


Apply now for the Maybank myimpact Visa Signature Credit Cardand start earning rewards while making a positive difference for the planet!

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