Maybank myimpact Visa Signature Credit Card

Earn up to 8% cashback on ESG-friendly spending, track and offset your carbon footprint, and enjoy Visa Signature perks—all with no annual fee for life.

Maybank myimpact Visa Signature Credit CardNo annual & late payment fees!
Min. Income
RM3,000/month
Annual Fee
Free
Cashback
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 9% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Make eco-friendly choices and earn 8% cashback when you spend at selected ESG-friendly (Environment, Social and Governance) merchants, including public transport, ride-hailing, EV charging, education, wellness, and more. Contactless payments, including Samsung Pay, Apple Pay, and Google Pay, will earn you 0.5% cashback. Both categories are capped at RM35 per month. However, no cashback will be rewarded for these categories: Petrol, Airlines, Government Bodies/JomPAY, E-wallet Reloads, Cash Advance, or Utilities.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Selected ESG-friendly Merchants8%RM35any amount monthly
Contactless Payment, including Apple Pay, Samsung Pay and Google Pay0.5%RM35any amount monthly

Travel

Enjoy complimentary travel insurance coverage worth up to RM2 million which includes travel inconveniences such as missed flight connections, luggage delays and baggage loss simply by charging the full fare of your travel ticket(s) with this card! In addition, enjoy fast-track immigration at over 280 participating international airports via Visa Airport Speed Pass and 24-hour personalised service with Visa Signature Concierge.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Travel InsuranceUp to RM2,000,000
Missed FlightUp to RM1,000
Lost LuggageUp to RM3,000
Delayed LuggageUp to RM1,000

Premium

Be environmentally conscious and track your carbon footprint for every spending that you make. Thereafter, carbon offset them with financial contributions to selected reforestation initiatives by participating projects including Kuamut Rainforest Conservation, Sabah, Malaysia and Katingan Conservation Project, Indonesia. Both features are accessible via the MAE App or the Maybank2u website. Only with Maybank myimpact credit cards!

Balance Transfer

Transfer your existing debts to your brand new Maybank credit card to enjoy low-interest rates and a longer repayment period.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Shop till you drop! Enjoy interest as low as 0% for up to 36 months on your shopping spree! Why pay for the whole month when you can convert big-ticket items to easy monthly instalments? For all other purchases, you can opt for Maybankard EzyPay Plus for low rates instalments of up to 24 months.

Maybank EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybank EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybank EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash from 0% interest with a minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

Review

Credit Card » Maybank
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