Maybank myimpact Visa Signature Credit Card
Get rewarded with cashback and TreatsPoints for being sustainable! What’s more, track your carbon footprint based on your spending and offset it by contributing to reforestation initiatives.
No annual & late payment fees!Product summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free
- Cashback
- up to 1%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Cashback
Get 1% cashback on every spending made with selected ESG-friendly (Environment, Social and Governance) merchants, while 0.5% cashback is yours on other retail spending using contactless payment, Apple Pay and Samsung Pay. Both cashbacks are capped at RM35 per month. Please note that no cashback will be earned on spending for petrol, airlines, government bodies/JomPay, e-wallet reloads, cash advances or utilities.
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
Selected ESG-friendly Merchants | 1% | RM35 | any amount monthly |
Other Retail Spending Using Contactless Payment, Apple Pay and Samsung Pay | 0.5% | RM35 | any amount monthly |
Rewards
1x TreatsPoint is awarded to you for every RM1 spent on all purchases, except petrol, airlines, government bodies/JomPay, e-wallet reloads or cash advances. Note that the TreatsPoint has a validity period of only 3 years so make sure to redeem them before they expire!
Earn | Spend |
---|---|
1 point on every RM1 | on all purchases, except petrol, airlines, government bodies/JomPay, e-wallet reloads or cash advances |
Travel
Enjoy complimentary travel insurance coverage worth up to RM2 million which includes travel inconveniences such as missed flight connections, luggage delays and baggage loss simply by charging the full fare of your travel ticket(s) with this card! In addition, enjoy fast-track immigration at over 280 participating international airports via Visa Airport Speed Pass and 24-hour personalised service with Visa Signature Concierge.
Travel Coverage | Sum Insured |
---|---|
Personal Accident | Up to RM1,000,000 |
Travel Insurance | Up to RM2,000,000 |
Missed Flight | Up to RM1,000 |
Lost Luggage | Up to RM3,000 |
Delayed Luggage | Up to RM1,000 |
Balance Transfer
Transfer your existing debts to your brand new Maybank credit card to enjoy low-interest rates and a longer repayment period.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 1.88%one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 3%one-time upfront handling fee | from RM1,000 |
9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 12% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Shop till you drop! Enjoy interest as low as 0% for up to 36 months on your shopping spree! Why pay for the whole month when you can convert big-ticket items to easy monthly instalments? For all other purchases, you can opt for Maybankard EzyPay Plus for low rates instalments of up to 24 months.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
18 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
12 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
18 months | 9% p.a.and no one-time upfront handling fee | from RM3,000to RM30,000 |
24 months | 9% p.a.and no one-time upfront handling fee | from RM5,000to RM30,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM25 or 5% of outstanding amount, whichever is higher
- Cash withdrawal Fee
- RM18 or 5% of withdrawn amount, whichever is higher
- Contact-less Payment Methods
- payWave
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- Maybankard EzyPay
- EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
- Maybankard EzyPay PLUS
- A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
- Cash Advance / Cash Loan
- Maybankard Cash Treats
- It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
- Maybankard EzyCash
- Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
- Balance Transfer Plans
- Maybankard Balance Transfer Program
- Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.