Best Maybank Credit Cards in Malaysia 2023

The original, biggest and some say, best bank in Malaysia has more credit cards to offer than anyone else. If you want a credit card that saves you money on petrol, flights, shopping or household bills, a Maybankard is the safe choice.

Overview of Maybank Credit Cards in Malaysia

From AMEX to MasterCard and Visa, Maybank credit cards offer dining and hotel discounts, travel and golfing privileges, petrol and grocery cashback, TreatsPoints and many more—all at zero annual fees!

Benefits of Maybank Credit Cards

The benefits of a Maybank credit card are abundant. 

For starters, you can enjoy the advantages of swift contactless payment via Visa PayWave or MasterCard PayPass with the contactless Maybank credit cards.

Some Maybank cards are designed to absorb your daily expenses with cashback. 

You can check out  Maybank American Express Cash Back Gold for high unlimited cashback.

If you like having both cashback and rewards benefits on a credit card, look for  Maybank 2 Gold Cards for fresh graduates, or Maybank Visa Signature for an upgrade. 

Moreover, Maybank cards like the  Maybank World MasterCard and Maybank Visa Infinite give you air miles benefits, which you can use to redeem cheaper or even free flight tickets from your favourite airlines.

Travelling is fun—only when everything goes according to plan.

Expect the unexpected with grace and calm as Maybank Malaysia credit cards are equipped with a travel insurance protection plan. 

When you need travel advice, emergency cash, ticket bookings or so on, Maybank premium cardholders can just ring the Visa or MasterCard Concierge Services or AMEX Global Assist for assistance.

Maybank Treats Fair and Discounts

Maybank Credit Cards

Have you heard of Treats Fair? It is an annual event for Maybank principal cardholders to redeem a wide range of reward items.

Even if you miss out on it, the Maybank credit card point redemption program is open all year long, via e-catalogue or on-the-spot redemption.

But remember, your TreatsPoints will expire after 3 years, so hurry up and redeem them if you haven’t.

Well, here is a little something for everyone: food lovers can enjoy up to 50% discount on food and beverages when dining at selected Marriott Bonvoy Participating Hotels and Resorts in Malaysia.

Meanwhile, avid golfers can practice their swings at discounted green fees at their favourite golf club; whereas frequent travellers have free access to the airport lounge and its facilities.

Maybank Credit Card Promotion and Rewards

It’s exclusively the year of rabbits this Chinese New Year of 2023! Elevate your CNY celebration to the best one yet with Maybank Online Acquisition 2023 Credit Cards Campaign by taking home exclusive gifts for a limited time only. There are two (2) campaigns in which you can take part, so don’t miss this chance!

Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Cash Back Campaign

From 1 January 2023 until 31 March 2023, the first 1,000 eligible customers every month throughout the Campaign Period can grab a one-time cashback prize worth RM100. Terms and conditions apply.

To be eligible for the cashback prize, you must be either a new-to-bank individual or an existing customer of Maybank and Maybank Islamic Berhad who is a resident of Malaysia and has yet to own any Maybank/Maybank Islamic principal credit card.

If you fall under either of those two eligible criteria, make an online application for a credit card via Maybank2u within the Campaign Period, wait for approval by the bank, and perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to participate in this campaign.

For easy reference, below is an illustration of the cashback reward and spending criteria.

Card Scheme Rewards Spend Criteria Campaign Period
Maybank Visa Cards RM100 Cashback

(capped at first 1,000 Eligible Customers every month throughout the Campaign Period)
Minimum retail spend of RM300 within the first 45 days from card approval date  1 January 2023 - 31 March 2023
Maybank Mastercard Cards
Maybank American Express Cards

Campaign 2: Maybank Visa, Mastercard and American Express Online Acquisition Exclusive Campaign

There are more high-valued one-time gifts up for grabs such as Apple AirPods, Garmin Smartwatch and Marshall Earbuds! This campaign starts on 1 January 2023 and is valid until 31 March 2023.

To participate, you must be either new-to-bank individuals or Maybank and Maybank Islamic Berhad customers who are residents of Malaysia and do not have any credit card issued by Maybank in Malaysia and are 21 years of age during the time of application.

To add on, you also must apply as a principal card member for any of the participating Maybank credit card schemes during the Campaign Period online at the Maybank2u website.

If you are eligible and already have your credit card application via Maybank2u approved, you are able to take home any of the prizes by transacting as high as you can on retail spending accumulated throughout the Campaign Period from your first principal card approval date.

For easy reference on this campaign, please check out the table below.

Please also note that the campaign spending requirement/criteria cannot be combined with the other cards applied at the same time. For full details, check out the terms and conditions.

Card Scheme Rewards Spend Criteria Campaign Period
Maybank Visa Cards Vivomove Sport Garmin Smartwatch

(capped at Top 50 Highest Spender by end of the Campaign Period)
Accumulated highest retail spend by end of the Campaign Period from card approval date 1 January 2023 - 31 March 2023
Maybank Mastercard Cards Apple AirPods 2

(capped at Top 50 Highest Spender by end of the Campaign Period)
Maybank American Express Cards Marshall Minor III Earbuds

(capped at Top 50 Highest Spender by end of the Campaign Period)

Maybank Easy Payment Plans

With interest rates starting from 0% and a repayment period of up to 36 months, Maybank's 0% EzyPay is available for both Conventional and Islamic credit cards. 

Converting your retail purchases into smaller instalments is simple and cheaper with two choices of Maybank easy payment plan.

You can also withdraw money from your Maybank card via Cash Advance, or loan against your card via Cash Treats or EzyCash.

Maybank AMEX Credit Card—Two is Better Than One!

Get the best of both worlds in a single application: apply for a Maybank AMEX credit card and get a complimentary Maybank Visa or MasterCard credit card, with both cards sharing one statement.

There is a tonne of benefits of owning a Maybank 2 Cards Premier, for example, apart from earning cashback and TreatsPoints. 

With the Maybank AMEX credit card or Maybank 2 Cards, you can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, and travel to beauty & health, entertainment and credit facilities!

Who Can Apply for a Maybank Credit Card?

On each of the Maybank credit card pages on our website, you can find the eligibility criteria under "Requirements".

Otherwise, you can have a quick look at the table below.

APPLY FOR MAYBANK CREDIT CARD - ELIGIBILITY
Age of Principal Cardholder 21 - 65 years old
Age of Supplementary Cardholder Minimum 18 years old
Nationality Malaysians and Expats
Income Requirement (monthly)*

*Please note that the minimum income requirement for expats might be different.

Maybank Credit Card Application

If you’re wondering how to apply for a Maybank credit card, look no further.

Submitting an online application is easy to do and it’s easy to check your application status this way as well.

Just make sure you fulfil the Maybank requirements and have the prerequisite documents ready at hand.

In general, these are the documents that you need to prepare to apply for a Maybank credit card:

DOCUMENTS FOR MAYBANK CREDIT CARD APPLICATION
Salaried Employee Self-Employed Expatriate
Copy of IC (both sides) or Passport
✔ Latest BE form with an official tax receipt
✔ Latest 3-month salary slip
✔ Latest 6-month savings account or current account statement
Copy of IC (both sides) or Passport
✔ Copies of Business Registration
✔ Latest 6-month Bank Statement
Copy of Passport
✔ Latest BE form with an official tax receipt
✔ Latest 3-month salary slip
✔ Latest 6-month savings account or current account statement
✔ Letter from employer confirming the duration of employment contract in Malaysia

Compare Top 5 Maybank Credit Cards in 2023:

  1. Maybank Visa Signature
    A card that pays for your lifestyle with up to 5x TreatsPoints and 5% cashback on petrol and groceries spent. Enjoy VIP treatment with a VISA speed pass and 24-hour concierge service.
  2. Maybank 2 Gold Cards
    Apply for Maybank 2 Cards and pay zero annual fees for life for your American Express and MasterCard or Visa. Extra rewards with AMEX include 5x TreatsPoints on all retail and 5% cashback on weekend spending!
  3. Petronas Maybank Visa Platinum
    A free-for-life credit card that collects 8x TreatsPoints on petrol and grocery transactions every weekend. Get a free Touch 'N Go Zing Card so you never have to be stuck with the toll because you didn’t reload again.
  4. Maybank Islamic World Mastercard Ikhwan 
    Travel the world with class. Enjoy 5x TreatsPoints on local & overseas retail transactions, free Takaful coverage, free airport lounge access for 5x a year, as well as dining and golfing privileges.
  5. Maybank American Express Cash Back Gold 
    Grocery shopping and retail therapy will never be dull again with Amex. Enjoy unlimited cashback on local and overseas spending, and save up to 50% on exclusive dining.
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