Two is better than one. Rings a bell? Yes, this is a pop song by Boys Like Girls featuring Taylor Swift, and it is also the philosophy behind Maybankard 2 Gold Card. This credit card scheme awards cardholders with 2 cards – Maybankard 2 MasterCard and Maybankard 2 American Express Card – in one single application.
More Reward Points
Maybankard 2 Gold Card rewards its cardholders handsomely. With every RM1 charged to Maybankard 2 American Express Card, cardholders will receive 5 TreatPoints.Moreover, you can earn 1x TreatPoint on your spending for petrol, utilities, education, insurance, EzyPay and EzyPay PLUS.
For similar expenditure charged to Maybankard 2 MasterCard, 1 TreatPoint can be earned for each RM1 spent. However, the government-related transactions are not eligible for TreatPoints. With such a generous reward points system, cardholders can easily and quickly accumulate points to redeem a wide variety of goodies such as shopping vouchers, travel packages, household items, lifestyle gadgets, gifts and more. Maybank Credit Card TreatsPoints have a 3-year expiration period.
Understanding the lifestyle of most Malaysian families, Maybankard 2 Gold Card offers a 5% cashback on dining transaction charged to Maybankard 2 American Express Card on Saturdays and Sundays. Most working individuals or families only have time to eat out together on the weekends. Hence, this card is perfect to help them save more during their weekend.
Spend some quality time with your family and friends. All you need to do is to bring them out during the weekend to any eating places, be it a restaurant, bar, fast food chain or even nightclubs and charge it to Maybankard 2 American Express Card. Monthly cashback is capped at RM50 per month, giving you a whooping savings of RM600 per year.
Cardholders are also entitled to Maybank Balance Transfer to manage their finances. They can transfer outstanding balances from any credit card to the two credit cards under Maybank 2 Gold Card.
For maximum flexibility, cardholders can choose from 5 different plans with repayment periods spanning from 6 to 36 months. Depending on the plan chosen, interest rates can range from 0% to 0.75% per month.
Low Interest Rate
Maybankard 2 Gold Card has an attractive effective annual percentage rate ( APR) of 8.88%. Compared to the lowest 15% rate stipulated by Bank Negara Malaysia, this offer will help cardholders save a significant amount of interests on outstanding card balances.
Easy Payment Scheme
For high-priced purchases, cardholders can use the flexi payment plan under Maybank EzyPay to help ease the burden of a large lump sum payment. With payment terms of up to 36 months, at 0% interest, on purchases made from approved merchants, you can stretch your Ringgit further and not worry about burning a big hole in your pocket.
With the minimum eligible income level set at RM30,000 per year, Malaysians above 21 years old can apply for Maybankard 2 Gold Card. Best of all, both principal and supplementary cards are free for life. Packed with so many features to help cardholders save more and manage their finances, the Maybankard 2 Gold Card is a dynamic duo to be reckoned with. Expats applying need to earn a minimum annual income of RM60,000.