Maybankard 2 Platinum Cards credit card

Maybankard 2 Platinum Cards

Double the benefit – get a Maybankard 2 American Express Card for free when you apply for a Maybankard 2 MasterCard. Get accepted everywhere.

  • 8.88% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 5x reward points 

Apply online now for Maybankard 2 Platinum Cards

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Earn a high rate of 5% cash back on weekends when you dine with your Maybankard 2 American Express Card with a monthly cap of RM50. Enjoy cash rebates at restaurants, fast food chains and bars.
Discover how much you can save when you shop with your new Maybankard 2 Platinum Cards
Cashback CategoryCashback RateMonthly CapSpend
DiningSpendany amount in a single receipt on weekends only5%RM50any amount in a single receipt on weekends only
Rewards
Earn 5X TreatsPoints for all retail spend on your Maybankard 2 American Express Card. Also, enjoy 1X TreatsPoint for every RM1 spend on your Maybankard 2 American Express Card at Petrol Stations, Education Institutions and Insurance Providers and Utilities Providers. Moreover, all your spending with Maybankard 2 MasterCard rewards you 1x TreatPoint.
Maybank TreatsPoints
EarnSpent
5 points on every RM1on all local and overseas retail with Maybankard 2 American Express Card
1 point on every RM1on petrol, utilities, education, insurance and EzyPay Instalment with Maybankard 2 American Express Card
1 point on every RM1on all retail with Maybankard 2 MasterCard
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Need a low interest rate credit card to start anew? Maybank Balance Transfer offers interest rates as low as 0% and payment period of up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Stretch your payment period up to 24 months at 0% interest on purchases from participating merchants such as Digi, PC Image, and Ogawa. Don't spend all your monthly salary on one single purchase! For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Earn 1x TreatPoint on petrol spending.
Travel
Free travel insurance coverage from Etiqa of up RM1,000,000 and travel inconvenience coverage up to RM2,500 for missed connections, luggage delay, and baggage loss. You can even cover your partner and child.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2500
Delayed LuggageUp to RM800
Low Interest Rate
Enjoy the lowest finance charge of 8.88% per annum on your outstanding retail balance. Don't pay high interest rates for your everyday purchases any longer with Maybank.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybankard 2 Platinum Cards review

What's so good (or not so good) about it?

Good things come in pairs is a popular Chinese saying and Maybankard 2 Platinum Card has proven this age-old adage to be so true. Applicants of Maybankard 2 Platinum Card will get two instead of one credit card – Maybankard 2 American Express Card and Maybankard 2 MasterCard. They also get to enjoy loads of benefits that come with these two credit cards.

Big Reward Points

Cardholders can earn 5 TreatsPoints with every Ringgit charged to Maybankard 2 American Express Card in Malaysia and worldwide. Similar spending with education institutions, insurance providers, and utilities providers using Maybankard 2 American Express will earn cardholders 1 TreatsPoint.

Reward points are also awarded for spending on Maybankard 2 MasterCard. Cardholders will receive 1 TreatsPoint with every RM1 charged to this credit card. With this multi-tiered reward system, cardholders can quickly collect points to redeem many attractive gifts, shopping, dining, travel and entertainment deals offered by Maybank reward programme.

5% Cashback

Now with Maybankard 2 Platinum Card, you have another good reason to feast during the weekend. Cardholders can earn 5% cashback on all restaurant spending charged to Maybankard 2 American Express Card.

Catch up with your relatives and old friends at any restaurant, fast food chain, bistro or even bars on Saturday and Sunday and get the maximum cashback. Cashback amount is capped at RM50 per month or RM600 annually.

Travel Insurance

Catering to the needs of travellers, Maybankard 2 Platinum Card offers free travel insurance of up to RM1000000. This privilege is extended to cardholders who charged their travel fares to Maybankard 2 Platinum Card.

Travel inconvenience coverage is also included in this insurance scheme. Cardholders may be compensated for losses incurred due to missed connections, flight delay, luggage delay or luggage loss of up to RM2500.

Interest Savings

Maybankard 2 Platinum Card offers an effective annual percentage rate ( APR) of as low as 8.88% on outstanding card balances, one of the lowest interest rates in the market. Compared to the 15% APR normally charged by other credit cards, cardholders can save substantially on interest payments under this scheme.

Credit Management

Under the Maybank Balance Transfer plan, Maybankard 2 Platinum Card cardholders can transfer outstanding balances from other credit cards or charge cards to this credit card for easy management. Five different plans are available with repayment periods of 6 to 36 months and interest rates ranging from 0% to 0.75% per month.

This credit card also makes it easy for cardholders to pay for large purchases over time. With the Maybank EzyPay plan, cardholders can stretch their payment terms up to 2 years at 0% interest rate. There is also no penalty fee for early payment.

Get More with 2

You need to be at least 21 years old and earning a minimum or RM60000 per year to apply for this credit card. Both principal and supplementary cards are free for life. Packed with such a comprehensive range of benefits, Maybankard 2 Platinum Card is really ‘two’ good to pass up.

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