Maybankard MasterCard Gold credit card

Also available as Visa

Maybankard MasterCard Gold

Great worldwide privileges and higher credit limit. Enjoy great travel, dining, and shopping privileges whenever you're in Malaysia or abroad.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM137.80 annual fee
  • Earn up to 1x reward point 

Apply online now for Maybankard MasterCard Gold

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Benefits

Because you should be rewarded for giving the bank your business

Balance Transfer
Stop wasting money paying high interest rates just because you're too lazy to pay off your monthly bill! Maybank Balance Transfer has got interest rates as low as 0% and payment terms up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants ranging from fashion to dining to entertainment all over Malaysia. Need to buy furniture at Lorenzo for your new home? Apply for an instalment plan. For all other purchases, you have to pay interest at 9% p.a. for instalment term of up to 24 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Travel
Not wanting to spend too much on a stand alone travel insurance policy? Enjoy travel insurance coverage of up to RM500,000 when you charge your travel tickets in full to this Maybank MasterCard. You wouldn't want to be stranded in a foreign country without any clothes!
Travel CoverageSum Insured
Travel InsuranceUp to RM500000
Missed FlightUp to RM200
Lost LuggageUp to RM500
Delayed LuggageUp to RM200
Premium
MasterCard Global Service: Have medical assistance benefits, pre-trip information, travel assistance such as emergency cash advance, card or ticket replacement, lost luggage assistance, and legal assistance in the event of emergencies.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM137.80
Annual Fee for Supplementary Card
RM68.90
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM36000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybankard MasterCard Gold review

What's so good (or not so good) about it?

In our modern world, credit cards are indispensable – you won’t need to bring along heaps of cash wherever you go and it provides you with tons of additional lifestyle benefits and privileges that you won’t otherwise get. That is exactly what you will be getting with the Maybankard MasterCard Gold – providing you with worldwide privileges and a high credit limit, if you're looking for an upgrade. Money on the go!

Full-On Travel Protection

If you like to travel a lot, then you’re truly blessed. You’ll be given an insurance travel coverage from MasterCard Global Service (MGS) of up to RM500,000 when you charge your travel tickets in full to your Maybank MasterCard Gold. On top of medical assistance benefits, you will also get free pre-trip information, legal assistance and of course travel assistance - such as emergency cash advance, card or ticket replacement, and lost luggage assistance.

Easy To Handle

Getting a credit card means you have finally arrived in life - that also means constantly getting caught up in work and play. Knowing that, Maybank has provided you with easy bill payments by cash or cheque via Maybank branches, cash or cheque deposit machines or with a standing instruction, for those who often forget to play their monthly bills please take note. There is no excuses to not sign up for these conveniences!

Your card will also be accepted anywhere else in the world at over 892000 ATM machines, in over 130 countries. - that's one too many countries to visit in one lifetime.

Your Eligibility

Anyone can apply for the Maybank MasterCard Gold - that includes both Malaysians and expatriates. All you need to be eligible is a minimum yearly income of only RM36000 for Malaysians whilst expatriates need a minimum income of RM60000. If you wish for multiple Gold card membership, you will of course have to pay higher at RM60000 annually. Apply now for one now - because if not now, when?

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