Maybankard MasterCard Platinum credit card

Also available as Visa

Maybankard MasterCard Platinum

A distinctive card for those seeking exceptional service and worldwide recognition - automatic membership to the prestigious MasterCard Platinum Club.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM583.00 annual fee
  • Earn up to 2x reward points 

Apply online now for Maybankard MasterCard Platinum

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Maybankard MasterCard Platinum

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Maybank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Benefits

Because you should be rewarded for giving the bank your business

Balance Transfer
Have you been stretching your finances thin by paying for your credit card bill every month on top of your other loans? Maybankard Balance Transfer offers interest rates as low as 0% and payment terms of up to 36 months for peace of mind.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Shop with 0% interest rate and pay for your purchases over a period of up to 24 months. Imagine paying affordable monthly instalments with zero interest on something that will cost you RM1000s upfront. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Premium
Enjoy the best in entertainment in life with Dewan Filharmonik PETRONAS' world-class concerts. You will also get to enjoy the dining offers at the Malaysian Petroleum Club with the shows' tickets purchase on the same day.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM583.00
Annual Fee for Supplementary Card
RM159.00
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybankard MasterCard Platinum review

What's so good (or not so good) about it?

Anyone earning an income of at least RM5000 per month will definitely have the means to indulge a little in life. Maybankard MasterCard Platinum may just be the right credit card to deliver the level of service and privileges desired. It also offers a generous line of credit to cardholders.

MasterCard Platinum Club

As a Maybankard MasterCard Platinum credit cardholder, you will automatically qualify as a member of the prestigious MasterCard Platinum Club. With this membership, you have access to many privileges at world-class establishments which could include special deals and packages at hotels, restaurants, retail stores or golf courses such as Harrods, Hyatt Hotels, Royal Melbourne Golf Course and more.

Travel Perks

The MasterCard Platinum Club membership privileges do not stop there. It also enables Maybankard MasterCard Platinum credit cardholders to access 24-hour travel and concierge service. You can use this free service to hire a car, book a holiday package, reserve a hotel room or restaurant table with just one phone call and the service centre will take care of all the logistics and details for you.

Rewards Programme

Maybankard MasterCard Platinum credit cardholders are also entitled to earn TreatsPoints under the Maybankard Reward Redemption Programme. One TreatsPoints will be awarded for every RM1 charged to Maybankard MasterCard Platinum credit card.

The points collected can be used to redeem shopping & dining vouchers, IT gadgets, home appliance, fashion accessories, beauty products, children’s toys and more. With no expiry date on the TreatsPoints, cardholders can take their time to pick and choose the ideal reward.

Enrich Frequent Flyer Programme

This credit card is also linked to Malaysia Airline’s Enrich Frequent Flyer Programme. Maybankard MasterCard Platinum credit cardholders can use the TreatsPoints earned to redeem free air travel and free flight upgrades under this programme. Every 7000 TreatsPoints is equivalent to 1000 Enrich miles.

Platinum-class Treatment

In addition to the wide variety of fabulous travel, dining and shopping privileges that Maybankard MasterCard Platinum credit cardholders can enjoy in Malaysia and overseas, they will also receive top-class treatment at Dewan Filharmonik PETRONAS.

Special rates and package deals on world class concerts held at this venue are available to Maybankard MasterCard Platinum credit cardholders. They also get to enjoy wonderful dining offers at the Malaysian Petroleum Club with purchase of ticket for shows on the same day.

Enjoy Life

Considering the plethora of exquisite shopping, dining, travel and entertainment benefits and privileges offered by Maybankard MasterCard Platinum credit card, the annual fee of RM550 is well worth its price although it's subjected to 6% GST Moreover, this fee is easily affordable for cardholders who must earn at least RM60000 per year. With so much to indulge in, Maybankard MasterCard Platinum credit cardholders will surely have a splendid experience enjoying the finer things in life. 

Read More