If you have just received your confirmation letter for your first job, it might be the right time to consider owning your first credit card. Issued by the nation’s biggest bank and recognised globally, Maybankard Visa Classic has all the features of a basic credit card and more?
These days, credit cards are often attached with a wide range of rewards to its cardholders and Maybankard Visa Classic is no exception. This credit card is linked to Maybankard TreatsPoints Reward Redemption Programme.
Under this reward programme, cardholders can earn one TreatsPoint for every RM1 charged to Maybankard Visa Classic. These TreatsPoints can be used to redeem many different types of rewards such as shopping & dining vouchers, sports items, fashion & beauty products, home appliances, IT gadgets, travel accessories, air miles and more.
With so many budget airlines to choose from, almost everyone can fly nowadays. Whether it is for work or pleasure, Maybankard Visa Classic will always be there to give cardholders extra protection when they travel by air.
This credit card offers complimentary travel insurance coverage of up to RM300,000 to cardholders. All you need to do to qualify for this benefit is charge your full air fare to Maybankard Visa Classic, it’s that simple and easy!
As a Maybankard Visa Classic credit cardholder, you will have access to emergency assistance services provided by Visa Emergency Assistance Centre. These services include emergency cash advance; card replacement; medical, legal and travel assistance; ticket replacement; lost luggage assistance and more. That way, you can travel with total peace of mind.
Shopping will be more enjoyable with Maybankard Visa Classic which is linked to the Maybankard EzyPay. This is a flexi payment plan which allows cardholders to pay for large purchases at participating merchants at 0% interest rate. They can also choose to settle the sum up to 36 monthly instalments. Moreover, no penalty fee will be incurred for early payment.
Another useful feature of the Maybankard Visa Classic credit card is the Maybankard Balance Transfer. This is a financial tool which enables cardholders to transfer outstanding balances from other credit cards or charge cards to Maybankard Visa Classic.
Then, cardholders can choose to settle the combined outstanding card balances using five different payment plans which offer interest rates ranging from 0% to 4.95%. Payment terms can also vary from 6 to 36 months. This balance transfer feature not only provides cardholders the flexibility to manage their debt but also helps them save on interest repayments.
With the minimum annual income requirement of just RM2500 per month, many degree holders who are just starting out in their careers can easily qualify to apply for Maybankard Visa Classic. It is also easy to maintain this credit card as the annual fee is just a nominal RM60, subjected to 6% GST.