Maybankard Visa Flex credit card

Maybankard Visa Flex

Maybankard Visa Flex is available in four different colours: Express Yourself.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM84.80 annual fee
  • Earn up to 1x reward point 

Benefits

Because you should be rewarded for giving the bank your business

Balance Transfer
Maybank Balance Transfer offers interest rates as low as 0% and payment terms up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 24 months, at 0% interest, on purchases from approved merchants.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM84.80
  • Waived when you swipe 2 times every month; or
  • Waived when you have 2 active Auto Bill accounts; or
  • Waived when you have 1 Zing Reload every month
Annual Fee for Supplementary Card
RM42.40
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybankard Visa Flex review

What's so good (or not so good) about it?

Make that stringent lifestyle more flexible when you sign up for the Maybank Visa Flex to enjoy the benefits and security of having an extra credit option on top of the available balance on your account.

For Anyone and Everyone

If you have an annual income of RM30,000 and age 21 then you are eligible for this card. As an expat, are also invited into the fold of Flex-iness if you earn at least RM60,000.

Its an incredibly low-maintenance card with only a small monthly fee of RM3.95. Perform any of these transactions below and you can skip paying this fee altogether:

  • 2 swipes in a month
  • activate 2 Maybank PayBills for auto-billing
  • Reload your Zing card once a month

Compared to other cards, Maybank Visa Flex is relatively basic without all the complications and added charges, making it a great card for anyone starting out.

Brighten up your purse or wallet by choosing from any one of the 4 available Visa Flex colours.

Easy Payment Plans and the Lowest Interest Rates

For beginners who need a longer time span for repayments, chill, the Flex has you covered! Check out Maybank's EzyPay Plan with fixed low interest rates and repayment periods up to 24 months.

For charges between RM50-RM500 enjoy 0% interest with no handling fee, and you can extend your payment plan up to 24 months.

Similarly, for charges from RM500 – RM30,000 you can extend your repayments up to 24 months but a 9% interest rate applies.

So for those of you getting The Flex as your first card you may have just landed the best deal in town. Stick to your payment plans and you will never have to worry about being high tiered credit card interest rates.

Best of the Balance Transfers

If, however this ain’t your first rodeo, you can now enjoy full flexibility and consolidate your outstanding balances into 1 credit card (and 1 monthly statement) with interests as low as 0% via the Maybankard Balance Transfer Program.

Apply now and choose from payment periods of 6 months up to 36 months starting with a minimum transfer amount of RM1,000.

Keep in mind that the minimum monthly payment is only 5% of the outstanding amount, any and all payments can be made online via Maybank2u.

So welcome to the world of Flexibility when you sign up for the Maybank Visa Flex, the card for anyone and everyone.

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