Maybankard Visa Gold credit card

Also available as MasterCard

Maybankard Visa Gold

A Visa card with bigger and better benefits for folks who want to upgrade their Classic cards and enjoy exclusive dining, shopping, and travel perks.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM137.80 annual fee
  • Earn up to 1x reward point 

Apply online now for Maybankard Visa Gold

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Earn 1 TreatsPoints on every Ringgit that you charge to your credit card to redeem a wide range of rewards. Maybank Credit Card TreatsPoints have a 3-year expiration period.
Maybank TreatsPoints
EarnSpent
1 point on every RM1on all retail
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
The Maybank Balance Transfer Programme offers interest rates from 0% and payment terms up to 36 months with a minimum transfer amount of RM1,000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Why buy later when you can buy it now? Save money with 0% interest instalment plans with up to 36 months payment period. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Travel
Great travel, dining and shopping privileges. Complimentary travel insurance coverage of up to RM500,000 when you charge your flight arrangements in full to your Maybankard Visa Gold.
Travel CoverageSum Insured
Travel InsuranceUp to RM500000
Missed FlightUp to RM200
Lost LuggageUp to RM500
Delayed LuggageUp to RM200
Premium
Visa Emergency Assistance Centre: Enjoy emergency cash advance, card replacement, medical, legal and travel assistance, ticket replacement, lost luggage assistance and more in the event of emergencies.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM137.80
Annual Fee for Supplementary Card
RM68.90
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM36000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybankard Visa Gold review

What's so good (or not so good) about it?

If you own a Classic credit card and want an upgrade, think about switching to a Gold credit card with a higher credit limit. The Maybankard Visa Gold is a solid choice. Even if you have not owned a Classic card before, Maybankard Visa Gold is still a good start - with a rewarding gift redemption programme, and travel benefits for your enjoyment.

TreatPoints Rewards Programme

All credit cards issued by Maybank are eligible for the Maybankard TreatsPoints Redemption Programme and the Maybankard Visa Gold is no exception. Cardholders can earn 1 TreatsPoints for every RM1 charged to this credit card. All local and international retail spending are eligible to earn reward points. You will be spoilt for choice with gifts ranging from various categories such as, hotel deals, dining & shopping vouchers, waivers for annual fees and service tax and air miles for Malaysia Airlines and Singapore Airlines. Note that Maybank Credit Card TreatsPoints have a 3-year expiration period.

Travel Benefits

Maybankard Visa Gold cardholders are also entitled to great travel perks. One of them is complimentary travel insurance coverage. All you need to do is to charge your travel tickets in full to Maybankard Visa Gold credit card to qualify for a free coverage of up to RM500000.

In addition, Maybankard Visa Gold cardholders also have access to Visa Emergency Assistance Centre. This centre provides a wide variety of services to cardholders such as emergency cash advance; card replacement; medical, legal and travel assistance; ticket replacement; lost luggage assistance and more for your peace of mind.

Low Interest Rates

This credit card is also an effective financial management tool. Maybankard Balance Transfer is one of the many benefits of Maybankard Visa Gold credit card. Under this programme, cardholders can transfer outstanding balances from other credit cards and charge cards to Maybankard Visa Gold card.

With five different payment plans to choose from, the consolidated debt can be paid off in 6 to 36 months with interest rates ranging from 0% to 0.75% per month. These low interest rates will help cardholders save on interest payments while they manage their card balances efficiently.

0% Flexi Payment Plan

Shopping will be so much more enjoyable with Maybankard Visa Gold credit card. As a cardholder, you can opt to pay for big ticket items at authorised merchants using the Maybankard EzyPay plan. This easy payment plan enables cardholders to pay for their purchases at 0% interest over a period of up to 24 months.

More Benefits

If you earn at least RM3000 per month, you can apply for Maybankard Visa Gold credit card. With an annual fee of RM130 that is subjected to 6% GST, this credit card is easily affordable. Besides, this annual fee can be waived using the TreatsPoints Redemption Programme. With Maybankard Visa Gold credit card, you can enjoy more benefits that come with the prestige of a Gold card.

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