Maybankard Visa Platinum credit card

Also available as MasterCard

Maybankard Visa Platinum

Distinctive Visa card for people seeking Platinum-level service and worldwide recognition - generous line of credit and Treats Points that never expire.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM583.00 annual fee
  • Earn up to 2x reward points 

Apply online now for Maybankard Visa Platinum

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Earn 1X Maybank Treats Points for every Ringgit you spend locally and 2X on every overseas spend. Treats Points will expire in 3 years - that's alot of time to collect points and redeem amazing gifts and prizes such as air mile vouchers, household appliances, and tech gadgets.
Maybank TreatsPoints
EarnSpent
2 points on every RM1on all overseas retail
1 point on every RM1on all local retail
2 points on every RM1on your spending during birthday month
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Maybank Balance Transfer offers interest rates as low as 0% and repayment terms of up to a maximum of 36 months - that's 3 whole years to make amends with your money. Don't let owning a credit card be a burden to your lifestyle.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers payment terms up to 24 months, at 0% interest on your latest purchase at participating retail outlets such as Digi, Gintell, Ogawa, PC Image, and Sony stores nationwide. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Travel
Always wanted to fly but the ticket prices stop you in your tracks? The Enrich Frequent Flyer Programme allows you to redeem free air travel or free flight upgrades when you travel with Malaysia Airlines. Every 7,000 TreatsPoints is equivalent to 1,000 Enrich miles.
Travel CoverageSum Insured
Travel InsuranceUp to RM2000000
Missed FlightUp to RM1000
Lost LuggageUp to RM3000
Delayed LuggageUp to RM1000

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM583.00
Annual Fee for Supplementary Card
RM159.00
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybankard Visa Platinum review

What's so good (or not so good) about it?

Seeking a platinum credit card to cater to your high-roller needs? Get familiar with the Maybankard Visa Platinum Card - with this credit card from Maybank, enjoy worldwide benefits and privileges, with exclusive memberships to the world's most prestigious clubs and societies, and a line of credit that is tailor made to your needs.

Reward Points

These are not your normal reward points, these Maybank TreatPoints never expire! That means you can take your time to accumulate as many points as you like to get your hands on whatever you've been eye-ing on for the longest time - be it to rack up the either MAS Enrich Miles or KrisFlyer Miles air miles for your dream holiday to Europe, or a brand new Blu-Ray DVD Player for your bachelor pad.

How much will you be getting everytime you spend? You will earn 1x TreatsPoint for every RM1 you spend, while you can even get more when you are spending overseas - that's DOUBLE the TreatPoints. Moreover, you can earn 2x TreatsPoints on all your spending during your birthday month. 

A Touch Of Exclusivity

Once you have successfully signed up for the Maybank Visa Platinum, you will be part of the prestigious MasterCard Platinum Club, with benefits at world-class establishments that includes Harrods, Hyatt Hotels, Royal Melbourne golf course and more. With only the Maybankard Visa Platinum, you are allowed to enjoy multiple premium-level privileges as a member of these clubs.

Not to forget - Maybankard Visa Platinum Cardholders will get to taste only the best in local and international entertainment acts with Dewan Filharmonik PETRONAS' world-class concerts. Cardmembers also get to enjoy the great dining experience offered at the Malaysian Petroleum Club when you have purchased show tickets.

Up To 36 Months Balance Transfer

A credit card can also be a tool to effectively manage your troubling finances. With a brand new Maybank Visa Platinum, you will be able to transfer your outstanding balances from other credit cards at low interest rates via a the Maybank Balance Transfer Programme.

Your consolidated debts can be easily paid off at nterest rates ranging from as low as 0% to as high as 0.75% per month, for up to 36 months. Buy yourself time, and catch up with your other bills.

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