Maybankard World MasterCard credit card

Maybankard World MasterCard

Enjoy exclusive travel and lifestyle benefits. Get free entry to the world's best golf clubs, Hilton Premium membership, and Plaza Premium Lounge.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM1060.00 annual fee
  • Earn up to 5x reward points 

Apply online now for Maybankard World MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
5X Treats AirMiles for every RM2 spend locally (Malaysia), 5X Treats AirMiles for every RM1 spend overseas. 6360 Treats AirMiles is equivalent to 1000 Enrich Mile, and your Treats AirMiles never expire. You also get 50,000 Treats AirMiles upon card approval!
Maybank Treats AirMiles
EarnSpent
5 points on every RM2on all local retail expenses
5 points on every RM1on all overseas retail expenses
1 point on every RM1on petrol, utilities, education and insurance transactions
Rewards points earned never expires
Balance Transfer
Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with payment period of up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybankard EzyPay offers interest-free shopping with payment period of up to 24 months at approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Earn 1x TreatPoint on your petrol transactions.
Travel
Complimentary Hilton Premium Club Membership Card and 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges in international airports each year!
Travel CoverageSum Insured
Travel InsuranceUp to RM2000000
Missed FlightUp to RM1000
Lost LuggageUp to RM3000
Delayed LuggageUp to RM1000
Premium
Complimentary Green Fees for cardmembers to play at 14 premium clubs in Malaysia and Singapore. Fancy dining at all Starwood participating hotels.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM1060.00
  • Waived when you spend RM120,000 annually
  • First 4 supplementary cards free
Annual Fee for Supplementary Card
RM530.00
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM120000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybankard World MasterCard review

What's so good (or not so good) about it?

Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveler. Now, you can enjoy these benefits with Maybankard World MasterCard - wherever you choose to roam, this credit card has got your back.

Free Flights

Maybankard World MasterCard is simply the fastest way to earn free flights. New cardholders will receive 50000 Treats AirMiles upon card approval. For every RM2 spent in Malaysia, cardholders will also be awarded 5 Treats AirMiles. Cardholders will earn more reward points for overseas spending – 5 Treats AirMiles for every RM1 charged to this credit card abroad.

The Treats AirMiles accumulated can be used to redeem Enrich Miles from Malaysia Airlines. The conversion rate is 6360 Treats AirMiles for 1000 Enrich Mile. With such a good rate, Maybankard World MasterCard cardholders can quickly rake up lots of Treats AirMiles to get free flights.

Moreover, the Treats AirMiles have no expiry date giving cardholders plenty of time to accumulate points and redeem the flight of their choice. You can also redeem Temptations In-flight Shopping Products’ vouchers and more rewards with Treats AirMiles.

Airport privileges, Insurance & More

Travelling with Maybankard World MasterCard will give you a new experience at the airport. You will be accorded complimentary 5x access to Plaza Premium Lounge in Malaysia and selected premium lounges at overseas offering free refreshments as well as working and leisure facilities.

For cardholders who charge their full air fare to Maybankard World MasterCard, they will receive complimentary travel insurance coverage of up to RM2 million. Travel inconvenience insurance coverage for missed flight connections, luggage delay and lost luggage of up to RM3000 is also included.

The MasterCard Concierge Services is also a feature of the Maybankard World MasterCard. Cardholders have access to this 24-hour service to assist them in hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.

Exclusive Travel Perks

A free Hilton Premium Club Membership Card is also included in the benefits package of this credit card. With this membership card, Maybankard World MasterCard cardholders can enjoy exclusive privileges at over 40 hotels in Asia and the Middle East. 

The privileges include special discounts and benefits for restaurants, spas, gyms and hotels rooms at participating Hilton hotels.

We're not done yet! You'll also get to enjoy free green fees at over 76 Golf Clubs in 14 countries, inclusive of 17 premier clubs in Malaysia and 59 International Clubs. Play unlimited number of rounds with 10% off for your guests. Both principal and supplementary cardholders are eligible for this privilege!

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