An exclusive by-invitation only credit card for members of Mutual Gold and Mutual Gold Elite of Public Mutual. To own this credit card, invest in any Public Mutual funds and maintain a minimum Qualifying Points of 150,000.
Free for Life
Annual fee? Not a dime. Once you have hit the Mutual Gold Qualifying Points of 150,000, this exclusive by-invitation credit card will be issued to for free of charge, in fact for a lifetime; as long as you maintain your Mutual Gold or Mutual Gold Elite status with Public Mutual.
Unlimited Cash Rebate
Mutual Gold Public Bank Visa Platinum credit card is a cashback credit card that rewards you an unlimited Cash MegaBonus of 0.2% for all retail purchases made locally and overseas. This Cash MegaBonus is as good as cash, and will be credited into your account every month.
Plus, when you finally arrived at your birthday month, your cash rebate will be doubled! Mutual Gold Visa Platinum credit card also gives 0.3% Cash Bonus throughout your birthday month.
Free Travel Insurance
Get a complimentary travel insurance coverage worth RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. Just charge your travel arrangement to Mutual Gold Visa Platinum credit card to qualify.
Complimentary Access to Airport Lounge
Enjoy 2x free access to Plaza Premium Lounge in Malaysia when you flash your Mutual Gold Visa Platinum credit card at selected airports. In the premium lounge, you get to indulge in the comfort of privacy and exclusivity for maximum 3 hours while waiting for boarding call - what a way to begin a journey.
Line of Credits
0% Balance Transfer
Recover your sleepless nights and hair falls for worrying over credit card debts with Public Bank Balance Transfer plan, easing your financial distress by offering a low one-time upfront charges, low minimum transfer amount and flexible repayment terms.
0% Instalment Plans
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Mutual Gold credit card at a small fee.