An exclusive by invitation only credit card for members of Public Mutual Gold and Gold Elite club that gives you unique benefits that you won’t get on other platinum visa cards, including 1% cashback on overseas charges and complimentary travel insurance. And no annual fees either, so you won’t pay an extra Ringgit except the ones you spend on!
Unlimited Cash Back
No caps on your Mutual Gold Public Bank Visa Platinum means unlimited cash back on all you spending every month. Tiers are what matters, so keep in mind that anywhere you go both locally and overseas, you get to earn 0.3% cash back on all your spending transactions.
At the end of the month, Public Bank will tally your total spending for the month.
0% Balance Transfer
Get savings on the cash you owe to the banks with a balance transfer to your Public Bank credit card. You won’t have to pay interest rates, but Public Bank will charge a one-time transfer fee based on the total amount of the credit that you move.
It’s simple math! The shorter your tenure, the lower the transfer fee. Pay only 1% as transfer fees when you choose a 6 month tenure with a minimum balance transfer of RM500. If you transfer more than RM6,000, Public bank will waive the transfer fees altogether so you won’t pay a thing.
0% Easy Payment Plan
Buy your next shopping item on credit and extend your repayments for up to 2 years with Public Bank Flexipay Plan. All you’ve got to do is to contact Public Bank after you’ve made your purchase and fill out the paperwork to enroll your purchase. What’s more, for purchases above RM2000 you can get 0% interest on the upfront fees when you sign up for the 12 month plan.
Free Travel Insurance
Public Mutual goes an extra step further to look out for its members by providing complimentary travel insurance. Just swipe your travel tickets with your Mutual Gold Public Bank Visa Platinum and become eligible for RM1,000,000 in travel insurance coverage to protect yourself and your family the event of injury or death due to an accident.