New AEON MasterCard Classic

Enjoy 5% cashback for any purchases at AEON Stores nationwide every month, get up to 4x AEON Points and redeem AEON Gift Voucher with fewer rewards points.

New AEON MasterCard ClassicUp to 4x AEON Points & high cashback!
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us
VIEW MORE >

Cashback

5% cashback on the 20th every month when you shop at AEON stores nationwide, capped at RM100. The cashback that you earned will be credited and reflected in the following month's statement.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
AEON Thank You Day (20th of every month)5%RM100any amount in a single receipt

Rewards

Get 4x AEON Points for every RM1 you spent at the AEON store on the 10th of every month! Other dates give you 2x AEON Points for every RM1 spent. 1x AEON Point will be rewarded for every RM2 spent on other transactions, exclude petrol, government department, trading, utility bills, and all fees and charges related transactions.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1at AEON Stores every 10th of the month
2 points on every RM1at AEON Stores everyday (except 10th of the month)
1 point on every RM2other and overseas transactions (except Petrol, Government department, Trading, Utility Bills, and all Fees and Charges related transactions))

Travel

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 3% upfront fee for a fixed term of 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers free installment for up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM30 primary card

    Free for first year

    Waived when you do 12 swipes per year

  • RM20 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants.
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

New AEON MasterCard Classic - Ringgit for Points

Yes, it's not just point but pointSS with New AEON MasterCard Classic! 

Your journey to redeeming amazing gifts ranging from Eau De Parfum (just a nicer name for perfume) to travel luggage to a mobile phone is made easy with this credit card as it gives you 4x AEON MEMBER Points on every Ringgit spent at any AEON store on the 10th of every month.

AEON transactions that happened on other dates will earn you 2x AEON MEMBER Points on every Ringgit spent.

Any transaction performed outside of AEON, whether locally or overseas, still earns you 1x AEON point for every RM2 spent. It's just starting to warm up, read on! 

Please note that the AEON point redemption rate is 400 AEON Points = RM1.

Also, enjoy a 5% cashback on AEON Thank You Day (20th of every month) and save up to RM100 every month!

Borderless Accessibility

Bring the cashless convenience that this card gives you to every corner of the world as it's recognised internationally. 

On top of that, you'll also get to earn reward points abroad as mentioned above.

New AEON MasterCard Classic Member Privileges

Signing up for New AEON MasterCard Classic signs you up for the AEON MEMBER card simultaneously.

Being a part of the membership gives you special privileges such as free parking for the first 2 hours at selected AEON malls, birthday surprises and great discounts at AEON and Pasar Raya Max Valu.

Credit Card » AEON

✕

Apply Now

Answer a few questions with our chatbot

PDPA

We protect your personal information in compliance with the PDPA

We respect your privacy and we are committed to handle your personal information safely and responsibly
✕
Search Icon

Get the financial support you need

Featurebox

We’ll guide you through your application for this financial product