New AEON MasterCard Classic credit card

Also available as Visa

New AEON MasterCard Classic

Access to discounts at over 1500 shopping outlets. You'll earn rewards faster than ever, get exclusive offers at AEON Stores nationwide.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 2% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM31.80 annual fee
  • Earn up to 2.5x reward points 

Apply online now for New AEON MasterCard Classic

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Because you should be rewarded for giving the bank your business

Swipe and receive 2% cash back during any AEON Member Day at any AEON stores. You can save up to a maximum of RM100!
Discover how much you can save when you shop with your new New AEON MasterCard Classic
Cashback CategoryCashback RateMonthly CapSpend
AEON's Member DaySpendany amount in a single receipt2%RM100any amount in a single receipt
Get Discounts on selected items at all AEON and Max Valu Stores and earn 2 AEON MEMBER Points for every ringgit spent! Also, receive 2.5X points for every Ringgit you spend with your New AEON Card inside AEON Stores during AEON MEMBER Privilege Day. Additionally, extra 500 AEON member points are yours to claim during any AEON Member Fiesta events with minimum spending of RM 200.
AEON Redemption Rewards Program
2.5 points on every RM1at AEON Stores on AEON Member Privilege Day
2 points on every RM1at AEON and Max Valu stores
1 point on every RM2on other local and overseas expenses
Your AEON Redemption Rewards Program earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
AEON 0% Instalment Payment Plan offers free instalment for up to 36 months at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations. Enjoy free Flight Travel Personal Accident and Credit Card Balance insurance coverage up to RM200000.
Travel CoverageSum Insured
Personal AccidentUp to RM200000

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

New AEON MasterCard Classic review

What's so good (or not so good) about it?

Go beyond just cashless transaction that every credit card equips you with, get yourself a New AEON MasterCard Classic and start getting the most out of the money you spend!

Ringgit For PointS

Yes, it's not point but pointSS! Your journey to redeeming amazing gifts ranging from Eau De Parfum (just a nicer name for perfume) to travel luggage to mobile phone is made easy with this credit card as it gives you 2 AEON MEMBER Points on every Ringgit spent at any AEON stores and Max Valu outlets.

Any transaction performed outside of AEON and Max Valu, whether locally or overseas, still earn you 1 AEON point for every RM2 spent. It's just starting to warm up, read on! On every AEON MEMBER Privilege Day, AEON gives you 2.5 times member points of the amount you spend at AEON. For example, if you spend a total of RM70, multiply that amount by 2.5 and that's the points you earn!

Grab 500 points at one go into your account, want to know how? Make your way to any AEON stores during AEON MEMBER Fiesta events and spend above RM200, that's the one and only requirement! Easy huh?

Also, enjoy 2% cash rebate on your AEON shopping bill on AEON MEMBER Day and save up to a maximum of RM100 a month.

Borderless Accessibility

Bring the cashless convenience that this card gives you to every corner of the world as it's recognised internationally. On top of that, you'll also get to earn reward points abroad as mentioned above.

Member Privileges

Signing up for this credit card signs you up for AEON MEMBER card simultaneously. Being a part of the membership gives you special privileges such as free parking for first 2 hours at selected AEON malls, birthday surprises and great discounts at AEON and Pasar Raya Max Valu.

Free Protection

Get free travel personal accident insurance and enjoy your long-awaited vacation to the fullest with peace of mind! All you got to do is charge your flight tickets to your New AEON MasterCard Classic and you will be insured against death, permanent disablement, travel delay, luggage delay, loss of money, luggage and personal belongings and more!

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