New AEON MasterCard Gold credit card

Also available as Visa

New AEON MasterCard Gold

Earn rewards faster and get exclusive offers from AEON stores. Enjoy special discounts at over 1500 AEON partner stores nationwide.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 2% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM100.70 annual fee
  • Earn up to 500x reward points 

Apply online now for New AEON MasterCard Gold

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Because you should be rewarded for giving the bank your business

Enjoy 2% rebate for purchases at any AEON Stores during AEON MEMBER DAY. Rebate is capped at RM 100.
Discover how much you can save when you shop with your new New AEON MasterCard Gold
Cashback CategoryCashback RateMonthly CapSpend
at AEON Stores on AEON Member DaySpendany amount in a single receipt2%RM100any amount in a single receipt
Get Discounts on selected items at all AEON and Max Valu Stores and earn 2 AEON MEMBER Points for every ringgit spent! Also, receive 2.5X points for every Ringgit you spend with your New AEON Card inside AEON Stores during AEON MEMBER Privilege Day. Additionally, extra 500 AEON member points are yours to claim during any AEON Member Fiesta events with minimum spending of RM 200.
AEON Redemption RewardsProgram
2.5 points on every RM1at AEON Stores on AEON Member Privilege Day
2 points on every RM1at AEON and Max Valu stores
1 point on every RM2at other merchants and overseas expenses
500 points on every RM200aEON Member Fiesta events
Your AEON Redemption RewardsProgram earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
AEON 0% Instalment Payment Plan offers free instalment for payment terms of up to 36 months on retail purchases from participating merchants. For all the other purchases, you can enjoy affordable instalment for interest rate from as little as 2.5% for up to 18 months.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations. Enjoy free Flight Travel Personal Accident and Credit Card Balance insurance coverage up to RM1000000. Free access to KLIA Plaza Premium Lounge while waiting for flights for up to 6X a year
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM600
Lost LuggageUp to RM2000
Delayed LuggageUp to RM600

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

New AEON MasterCard Gold review

What's so good (or not so good) about it?

Exciting and rewarding benefits packed credit card doesn't come by very often and here it is – the New AEON MasterCard Gold credit card! Lift up your shopping experience at any AEON stores and put a smile to your long depressed wallet.

Premium Flight Experience

Escape from the rush of busy airport terminal and unwind in the serenity of KLIA Plaza Premium Lounge before you board on your long haul flight. New AEON MasterCard Gold gives you not one but a total of 6 access over a year! Go all out and enjoy what Plaza Premium Lounge has to offer, from massage chair to relaxing hot shower to theater room, don't hold back!

If you travel every so often and you've used up all complimentary access given, RM70 will be charged to your credit card for the next entry.

Reward, Reward, and Reward!

Spending more than a hundred Ringgit on groceries is not staggering these days, especially for a housewife but getting 2.5 points for every Ringgit spend in return, that is something worth paying attention to! On AEON member privilege day, you could earn 2.5x AEON MEMBER Points at all AEON supermarket with this credit card.

That's only the beginning, additional 500 AEON MEMBER Points will be truly yours with a minimum spend of RM200 during AEON MEMBER Fiesta events. Well, on a regular day, you'll get to earn reward points at a rate of RM1 to 2 points. These abundant points that you accumulate can be used to redeem awesome IT gadgets and vouchers!

What about cash rebate? AEON didn't miss that out too! Enjoy 2% cash rebate on AEON member day at any AEON stores, maximum rebate is capped at RM100.

AEON Member Privilege

You'll be required to sign up for AEON membership when applying for this credit card and being an AEON member is whole lot more than getting a member card. First 2 hours of parking fee will be waived for AEON members at selected AEON shopping malls. Well, every Ringgit is a Ringgit earned!

If you spread this happiness to your friends or family to sign up for AEON membership, you'll get rewarded with a whopping 100 AEON MEMBER points instantly! Earning AEON points is no sweat afterall.

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