New AEON MasterCard Gold

Earn rewards faster and get exclusive offers from AEON stores. Enjoy special discounts at over 1,500 AEON partner stores nationwide.

2X AEON Reward Points

New AEON MasterCard Gold
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREEJBL GO 2when you apply through RinggitPlus3

JBL GO 2

Cashback

5% cashback on the 20th of every month at AEON Stores. 2% cashback during any AEON MEMBER Day at any AEON stores. You can save up to a maximum of RM100!

Cashback categoryCashback rateMonthly capSpend
every purchase at AEON Stores every 20th of the month5%RM100any amount in a single receipt
AEON MEMBER Privilege Day2%RM100any amount in a single receipt

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers free instalment for payment terms of up to 36 months on retail purchases from participating merchants. For all the other purchases, you can enjoy affordable instalment for interest rate from as little as 2.5% for up to 18 months.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan

Rewards

Get Discounts on selected items at all AEON stores and Max Valu Stores and earn AEON MEMBER Points for every ringgit spent. Additionally, extra 500 AEON MEMBER points are yours to claim during any AEON MEMBER Fiesta events with minimum spending of RM200.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1at AEON Stores every 10th of the month
2.5 points on every RM1at AEON Stores during AEON MEMBER Privilege Day
2 points on every RM1at AEON and Max Valu stores
500 points on every RM200aEON Member Fiesta events

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Premium

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Travel

Enjoy complimentary Flight Travel Personal Accident up to RM1 mil and Credit Card Balance insurance coverage. Free access to KLIA Plaza Premium Lounge while waiting for flights for 3x times a year.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Travel InsuranceUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM600

Fees & Charges

Annual Fee
  • RM95 primary card

    Free for first year,12 swipes per year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM3,000

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Review

Exciting and rewarding benefits packed credit card doesn't come by very often and here it is – the New AEON MasterCard Gold credit card! Lift up your shopping experience at any AEON stores and put a smile to your long depressed wallet.

Premium Flight Experience

Escape from the rush of busy airport terminal and unwind in the serenity of KLIA Plaza Premium Lounge before you board on your long haul flight. New AEON MasterCard Gold gives you not one but a total of 3x access over a year!

If you travel every so often and you've used up all complimentary access given, RM70 will be charged to your credit card for the next entry. Go all out and enjoy what Plaza Premium Lounge has to offer, from massage chair to relaxing hot shower to theater room, don't hold back!

Reward, Reward, and Reward!

Next time you visit AEON on AEON MEMBER Privilege day and spend every Ringgit inside, 2.5x rewards points will be rewarded to you. With all these points at your disposal, go crazy on them and pick your desired items from a list of tens and hundreds of amazing gifts!

That's only the beginning, additional 500 AEON MEMBER Points will be truly yours with a minimum spend of RM200 during AEON MEMBER Fiesta events. Well, on a regular day, you'll get to earn reward points at a rate of RM1 to 2 points. 

What about cash rebate? AEON didn't miss that out too! Enjoy 2% cash rebate on AEON member day at any AEON stores, maximum rebate is capped at RM100.

AEON Member Privilege

You'll be required to sign up for AEON membership when applying for this credit card and being an AEON member is whole lot more than getting a member card. First 2 hours of parking fee will be waived for AEON members at selected AEON shopping malls. Well, every Ringgit is a Ringgit earned!

If you spread this happiness to your friends or family to sign up for AEON membership, you'll get rewarded with a whopping 100 AEON MEMBER points instantly! Earning AEON points is no sweat afterall.