New AEON MasterCard Gold

Earn rewards faster and get exclusive offers from AEON stores. Enjoy special discounts at over 1,500 AEON partner stores nationwide.

New AEON MasterCard Gold2X AEON Reward Points
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

5% cashback on AEON Thank You Day (on the 20th of every month). You can save up to a maximum of RM100!

Cashback categoryCashback rateMonthly capSpend
AEON Thank You Day5%RM100any amount in a single receipt

Rewards

Get Discounts on selected items at all AEON stores and earn AEON MEMBER Points for every ringgit spent.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1at AEON Stores every 10th of the month
2 points on every RM1at AEON stores
1 point on every RM2on other transactions

Travel

Enjoy complimentary Flight Travel Personal Accident insurance and free access to KLIA Plaza Premium Lounge while waiting for flights for 3x times a year.

Travel CoverageSum Insured
Travel InsuranceUp to RM200,000
Delayed FlightUp to RM400
Lost LuggageUp to RM250
Delayed LuggageUp to RM400

Premium

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers free instalment for payment terms of up to 36 months on retail purchases from participating merchants. For all the other purchases, you can enjoy affordable instalment for interest rate from as little as 2.5% for up to 18 months.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    Free for first year

    Waived when 12 swipes per year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Review

Premium Flight Experience with New AEON Mastercard Gold

Escape from the rush of the busy airport terminal and unwind in the serenity of KLIA Plaza Premium Lounge before you board on your long haul flight. 

The New AEON MasterCard Gold gives you not one but a total of 3x access over a year!

Don't leave your travel companion behind, flash your credit card and get a 20% off from the walk-in rate for each of your companion.

Go all out and enjoy what Plaza Premium Lounge has to offer, from massage chair to relaxing hot shower to the theater room, don't hold back!

Reward, Reward, and Reward!

Shop at any AEON store on the 10th every month and get 4x AEON Points for every RM1 you spent!

On a regular day, you'll get to earn reward points at a rate of 2x AEON Points for every RM1. 

On top of that, you will get 1x AEON Point for other transactions as well.

With all these points at your disposal, go crazy on them and pick your desired items from a list of tens and hundreds of amazing gifts (400 AEON Points = RM1)!

What about cash rebates? AEON didn't miss that out too! 

Enjoy a 5% cash rebate on AEON Thank You Day (on the 20th of every month), capped at RM100 monthly.

New AEON Mastercard Gold Member Privilege

You'll be required to sign up for AEON membership when applying for this credit card and being an AEON member is a whole lot more than getting a member card. 

The first 2 hours of parking fee will be waived for AEON members at selected AEON shopping malls. Well, every Ringgit is a Ringgit earned!

If you spread this happiness to your friends or family to sign up for AEON membership, you'll get rewarded with a whopping 100 AEON MEMBER points instantly! 

Earning AEON points is no sweat after all with the New AEON MasterCard Gold!