New AEON Visa Classic credit card

Also available as MasterCard

New AEON Visa Classic

Amazing offers from AEON stores across Malaysia and exclusive discounts at over 1500 preferred merchants mean you get more value from your shopping.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 2% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM31.80 annual fee
  • Earn up to 500x reward points 

Apply online now for New AEON Visa Classic

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Because you should be rewarded for giving the bank your business

2% cash back for purchases at any AEON outlet nationwide during AEON member's day. Your cash rebates will only reach a maximum of RM100.
Discover how much you can save when you shop with your new New AEON Visa Classic
Cashback CategoryCashback RateMonthly CapSpend
AEON Member's DaySpendany amount in a single receipt2%RM100any amount in a single receipt
Get Discounts on selected items at all AEON and Max Valu Stores and earn 2 AEON MEMBER Points for every ringgit spent! Also, receive 2.5X points for every Ringgit you spend with your New AEON Card inside AEON Stores during AEON MEMBER Privilege Day. Additionally, extra 500 AEON member points are yours to claim during any AEON Member Fiesta events with minimum spending of RM 200.
AEON Redemption Rewards Program
2.5 points on every RM1at AEON Stores on AEON Member Privilege Day
2 points on every RM1at AEON and Max Valu stores
1 point on every RM2at other merchants and overseas spend
500 points on every RM200at AEON MEMBER Fiesta
Your AEON Redemption Rewards Program earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
For purchases at participating merchants, AEON offers free instalment for up to 36 months. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations. Enjoy free Flight Travel Personal Accident and Credit Card Balance insurance coverage up to RM200000.
Travel CoverageSum Insured
Personal AccidentUp to RM200000
Delayed FlightUp to RM300
Lost LuggageUp to RM1000
Delayed LuggageUp to RM300

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

New AEON Visa Classic review

What's so good (or not so good) about it?

Is grocery shopping your cup of tea? Why not make every trip of yours a more fruitful and rewarding one with this New AEON Visa Classic credit card, you are guaranteed with something in return on every swipe you make!

No Frills Member Points

Had a hard time collecting points for gift redemption in the past? That's because you haven't found the right card yet! This credit card earns you 2 AEON MEMBER points for each RM1 spent at all AEON outlets and Max Valu stores. Even if you swipe at other retail shops including overseas transaction, you are still entitled to the points at a rate of RM2 to 1 AEON MEMBER point.

Not just that, this card gives you special privilege on a special day too! On AEON MEMBER privilege day, instead of getting 2 reward points, you will pocket in extra 0.5 point which adds up to 2.5 points for every RM1 charged to your card when you spend at any AEON stores.

Keep yourself abreast of when AEON MEMBER Fiesta event is because a bulk of 500 points could easily be yours if you spend more than RM200 at AEON!

Cash Rebate

Still not impressed by the AEON Redemption Rewards Program above? What about this, AEON gives you 2% cash rebate on your purchases at all AEON Stores during AEON MEMBER Day. The maximum rebate you can get is RM100 per month.

Have a Safe Trip

You don't necessarily need to pay to get a travel insurance, all you need is this AEON credit card. Pay your flight tickets with your New AEON Visa Classic and free travel personal accident with coverage up to RM200,000 will automatically be yours!

What's included in this travel insurance is coverage for death or permanent disablement of you and your family members, loss or damage to your luggage and personal belongings, delay of luggage, loss of money and travel documents and last but not least, unexpected delay in your scheduled flight.

Worldwide Assistance

Losing your credit card is not the end of the world if you take action quick enough. AEON World Desk Centre is on call round the clock to assist you of such incident, contact them wherever you are to terminate your card right away. Apart from that, they do provide hotel reservation services too!

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