New AEON Visa Classic

Amazing offers from AEON stores across Malaysia and exclusive discounts at over 1,500 preferred merchants mean you get more value from your shopping.

New AEON Visa ClassicEarn Rewards Faster
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

5% cashback on the 20th of every month at AEON Stores across Malaysia. You can save up to a maximum of RM100! The cashback that you earned will be credited and reflected in the following month's statement.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
AEON Thank You Day (20th of every month)5%RM100any amount in a single receipt

Rewards

Earn 4x AEON Points when you shop at AEON on the 10th of every month. Earn 2x AEON Points for every Ringgit spent on normal days. Other transactions reward you 1x AEON Point for every RM2 spent.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1at AEON Stores every 10th of the month
2 points on every RM1at AEON Stores everyday (except 10th of the month)
1 point on every RM2other and overseas transactions (except Petrol, Government department, Trading, Utility Bills, and all Fees and Charges related transactions)

Travel

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 3% upfront fee for a fixed term of 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
18 months3.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

For purchases at participating merchants, AEON offers free instalment for up to 36 months. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM30 primary card

    Free for first year

    Waived when you do a minimum of 12 transactions per year

  • RM20 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants.
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

New AEON Visa Classic - No Frills Member Points

Had a hard time collecting points for gift redemption in the past? That's because you haven't found the right card yet! 

The new AEON Visa Classic earns you 2 AEON MEMBER points for each RM1 spent at all AEON outlets.

Even if you swipe at other transactions including overseas transactions, you are still entitled to the points at a rate of RM2 to 1 AEON MEMBER point.

Collect your points and redeem exciting gifts. The point redemption rate is 400 AEON Points = RM1.

Cash Rebate

Still not impressed by the AEON Redemption Rewards Program above? 

What about this, AEON gives you a 5% cash rebate on your purchases at all AEON Stores during AEON MEMBER Day. 

The maximum rebate you can get is RM100 per month.

New AEON Visa Classic Worldwide Assistance

Losing your New AEON Visa Classic is not the end of the world if you take action quickly enough. 

AEON World Desk Centre is on-call round the clock to assist you in such an incident, contact them wherever you are to terminate your card right away. 

Apart from that, they do provide hotel reservation services too!

List of documents required to apply for the New AEON Visa Classic

If you are a salaried employee, please prepare the following documents.

  • Copy of your IC (both sides) and the IC of your Supplementary Card Holder if any
  • Latest 3 months payslips; or
  • Form BE; or
  • EA Form; or
  • Latest 6 months' payslips for commission earners

If you are self-employed, please prepare the following documents.

  • Business Registration Certificate; or
  • Copy of Form 9/24/49; and
  • Latest 6 months' company bank statement

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