New AEON Visa Gold

With special discounts at every AEON store nationwide and access to deals at over 1,500 partner stores your shopping gets a whole lot more value.

New AEON Visa GoldDouble AEON Rewards
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
RM100 Petronas Gift Card
worth RM100
when you apply through RinggitPlus3

RM100 Petronas Gift Card

Cashback

5% cashback on AEON Thank You Day. 2% cashback on AEON MEMBER Day at any AEON stores. You can save up to a maximum of RM100!

Cashback categoryCashback rateMonthly capSpend
AEON Thank You Day5%RM100any amount in a single receipt
AEON MEMBER Day2%RM100any amount in a single receipt

Rewards

Get Discounts on selected items at all AEON stores and Max Valu Stores and earn AEON MEMBER Points for every ringgit spent. Additionally, extra 500 AEON MEMBER points are yours to claim during any AEON MEMBER Fiesta events with minimum spending of RM200.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1at AEON Stores every 10th of the month
2.5 points on every RM1at AEON Stores during AEON MEMBER Privilege Day
2 points on every RM1aEON and Max Valu Stores
1 point on every RM2at other merchants and overseas spend
500 points on every RM200at AEON MEMBER Fiesta Events

Travel

Enjoy complimentary Flight Travel Personal Accident up to RM1 mil and Credit Card Balance insurance coverage. Free access to KLIA Plaza Premium Lounge while waiting for flights for 3x times a year.

Travel CoverageSum Insured
Personal AccidentUp to RM1,000,000
Delayed FlightUp to RM600
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM600

Premium

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers 0% interest for payment terms of up to 36 months on retail purchases from participating merchants. For all the other purchases, the interest rate is from as little as 2.5% for instalment of up to 18 months.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    Free for first year

    Waived when 12 swipes per year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Review

Spice up your life and most importantly, your wallet with the New AEON Visa Gold! 

This credit card keeps you busy with awesome rewards it hands out to you from Plaza Premium Lounge access all the way to free extensive personal accident insurance coverage!

Multi-fold AEON MEMBER Points

As the title suggests, AEON MEMBER Point doesn't just come singly, you could get them in pair or even more! 

Every RM1 you spend with your New AEON Visa Gold card at all AEON and Max Valu Stores rolls in 2 AEON MEMBER Points on any regular day.

Things get more intense when you visit AEON on AEON MEMBER Privilege day, 2.5 times of the points will be rewarded to you for every Ringgit spent. 

With all these points at your disposal, go crazy on them and pick your desired items from a list of tens and hundreds of amazing gifts!

That's certainly not the end of it. Earn yourself an additional 500 AEON MEMBER Points when you spend at least RM200 during any AEON MEMBER Fiesta events.

Also, get a 5% cash rebate on AEON Thank You Day and 2% cash rebate at all AEON stores on AEON MEMBER day, the rebate is capped at RM100. 

Outside of AEON and Max Valu Stores, points will be awarded at a rate of RM2 to 1 point.

Privilege Access to KLIA Plaza Premium Lounge

An average-income earner could easily afford a flight ticket these days but getting into Plaza Premium Lounge is still a dream of many. 

Not anymore with New AEON Visa Gold credit card as a total of 3x complimentary access will be yours the moment you get your card and it refreshes every year! 

No minimum spend or any conditions required, they are yours for real. You are allowed to stay at the Plaza Premium Lounge for 3 hours for each visit. 

RM70 will be charged for the next visit if all 6 free access is exhausted.

Worldwide Travel Assistance

Don't get panic when your card is stolen or loss, AEON has a dedicated team to help you out in times of emergency! 

AEON World Desk Centre provides worldwide assistance round the clock, contact them right away to report a loss and immediate action will be taken.