Introducing the new kid on the block - get uncapped cash rebates for just about anything you buy with the new OCBC 365 MasterCard. Avoid unnecessary fees with 20-day interest free purchases, no annual fee for your first year, and dodge late penalty fees with OCBC Paymaster automatic bill payments!
ZERO Annual Fee
So you think the OCBC 365 is a great cashback credit card, but not willing to fork out the RM106 annual fee? Great news - you can skip paying the fee for your first year with your new OCBC credit card as long as you're a new OCBC cardholder or customer who held OCBC credit card for more than 12 months. And, you can avoid 6% GST for annual fee.
Some credit cards offer high cashback rates, but conveniently forget to tell you the catch - there's usually a cap to how much you can earn each month! With the OCBC 365 MasterCard, there will be no cap on all retail purchases, whether you're paying for a delicious meal at a 5-star restaurant, paying for your life insurance premiums, or charging all your travel arrangements to your credit card.
You'll earn 1% rebate on the first RM1,000 you spend each month, and 0.5% onwards. These rates are applicable to both local and overseas retail transactions. OCBC will credit the cash into your credit card account, and will appear in your monthly statement. You can view also view your e-statement with OCBC Online banking.
Convenient Bills Payment
Dreading going to the post office to pay your bills during rush hour? With OCBC 365 MasterCard, queuing to pay your phone and internet bills will no longer be a problem. OCBC will take care of your monthly utility and service bill payments automatically - pay for your Digi, Maxis, Celcom and Astro bills with OCBC PayMaster.
Low Exchange Rate Fees
Swiping your OCBC credit card overseas would usually entail paying an extra administration fee of 1.25% when converting Ringgit to a foreign currency. But with the OCBC 365 MasterCard, you will be exempted from this fee, which can rack up to a significant amount if you're planning on a massive shopping spree abroad - fancy taking a flight and spend your hard-earned cash at shopping havens such as Singapore's Orchard Road or Causeway Bay in Hong Kong? Go right ahead!
No Early Settlement Fees
Be free from fees and charges when you settle your repayments early for OCBC balance transfer, easy payment plan ( EPP), or cash loan plans. Additionally, you may be entitled to get interest refunds from OCBC.