Enjoy 20-day interest-free purchase, annual fee waiver and unlimited cashback with OCBC 365 MasterCard.
Unlimited Cashback with OCBC 365 MasterCard
OCBC 365 MasterCard offers you two words: UNLIMITED CASHBACK! For the first RM1,000 you spend every month, you earn 1% cashback.
Another 0.5% cashback will be credited to you for purchase from RM1,001 onwards.
These rates are applicable to both local and overseas retail transactions, such as auto-debit / recurring payment, e-commerce and online purchases, installment payment plan, and mail / telephone order.
Annual Fee Waiver
OCBC 365 MasterCard is a rewarding cashback credit card that you can afford annually at RM100 for the principal cardholder, whereas RM50 for the supplementary cardholder.
If you are a new customer to OCBC, or existing OCBC customer but do not own OCBC credit card in the past 12 months, you are waived from paying the annual fee for the first 3 years.
However, you are subjected to pay RM25 SST upon credit card approval and anniversary date.
OCBC 365 MasterCard Auto Bill Payment
Simplify all your service and utility bill payments via OCBC PayMaster for more convenience.
All you have to do is register your OCBC 365 MasterCard as a primary payment tool and let your credit card does all your bill payment on time via auto-debit.
Low Exchange Rate Fees
Swiping your OCBC credit card overseas would usually entail paying an extra administration fee of 1.25% when converting Ringgit to a foreign currency.
But with the OCBC 365 MasterCard, you will be exempted from this fee, which can rack up to a significant amount if you're planning on a massive shopping spree abroad.
OCBC 365 MasterCard Flexible Line of Credits
Spending your heart content on credit can be detrimental to your finances if you don't keep them in check.
That's why OCBC 365 MasterCard credit card offers you a line up of flexible credit lines such as:
- OCBC Easy Payment Plan
- OCBC Call For Cash
- OCBC Balance Transfer