OCBC Frank Platinum Visa credit card

OCBC Frank Platinum Visa

Choose a design and swipe with style, supported by a unique online banking tool OCBC Frank makes it easy to manage your money on the go.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 6% cashback
  • 1.88% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM28.00 annual fee


Because you should be rewarded for giving the bank your business

6% cashback all year round for online shopping and 0.5% unlimited cashback on all your other purchases.
Discover how much you can save when you shop with your new OCBC Frank Platinum Visa
Cashback CategoryCashback RateMonthly CapSpend
 Spend up to RM10000006%RM60000up to RM1000000
Balance Transfer
Consolidate your accumulating debt. Transfer a minimum of RM1000 from the outstanding balance of another bank’s credit card to your new OCBC Credit Card at an interest rate of 2%
Pay OverWith Interest Rate AtWhen You Transfer
6 months1.88% p.a. and no one-time upfront handling feefrom RM1000 
12 months3.88% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about OCBC Balance Transfer
Easy Payment Plan (EPP)
Frank Interest Free Automatic Installment Payment Plan - allows cardholders to better manage their cash flow by spreading out their payments over a 6 month period, only on online payments. For other types of payments, the 0% interest OCBC Easy Payment Installment Plan applies.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 up to RM1000
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about OCBC 0% Installment Payment Plan
A fresh new take on boring old credit cards, with 120 different and unique card designs to choose from

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
OCBC 0% Installment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
OCBC Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
OCBC Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.