Cash Rebates On Most Spending
The OCBC Visa Gold Credit Card offers a cash rebate of 0.2% on all retail spending with the exception of petrol.
While the rebate rate isn't exactly the highest in the world, there is some solace in the fact that the cashback you stand to earn is uncapped and unlimited which means that it is purely dependent on the amount you are willing to spend each month.
Rebates are automatically credited into your card amount and will be reflected in your monthly statement.
OCBC PayMaster makes it easier for you to settle your utility and service bills by paying them automatically through a monthly debit on your OCBC credit card. No need to worry about forgetting to pay your bills on time. Also, save the hassle of having to pay your bills over the counter anymore!
Enjoy a 20-day interest-free period from the billing date on all retail purchases. You can also spend at any of OCBC's participating merchants with an interest-free instalment plan.
No Annual Fee On the First Year
Anyone above 21 years of age with an annual income of at least RM24000 can apply for the OCBC Visa Gold Credit Card. The best part about it is that you do not have to pay any annual fees at all during the first year for both principal and supplementary cards.