OCBC Great Eastern Platinum MasterCard credit card

OCBC Great Eastern Platinum MasterCard

Exclusively for Great Eastern policyholders a credit card that allows you to pay for purchases and bills, as well as covers you up to RM100,000 insurance coverage on death and TPD!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 1.88% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for OCBC Great Eastern Platinum MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get a complimentary insurance coverage worth RM100,000 for death and TPD in the first year! From the second year onward, spend RM10,000 and above on total retail spending to stay covered.
Balance Transfer
Balance Transfer interest rate from 2%. Transfer RM1,000 or more from your outstanding credit card balance to OCBC Great Eastern Platinum MasterCard.
Pay OverWith Interest Rate AtWhen You Transfer
6 months1.88% p.a. and no one-time upfront handling feefrom RM1000 
12 months3.88% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about OCBC Balance Transfer
Easy Payment Plan (EPP)
Enjoy a 12-month Auto-IPP for insurance premium payment to GE Life or Great Eastern General Insurance. Pay a minimum of RM2,200 via Auto Debit at zero interest to qualify for a complimentary insurance coverage.
Pay OverWith Interest Rate AtWhen You Spend
5 months2% one-time upfront handling feefrom RM1000 
10 months4% one-time upfront handling feefrom RM1000 
20 months5% one-time upfront handling feefrom RM1000 
Learn more about OCBC Easy Payment Plan
Travel
Got some travel queries and booking needs to do? Simply dial 24-hour concierge service at 1800 80 6429 to get personalized assistance.
Premium
Full access to health and wellness rewards from the Live Great Privileges.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Great Eastern Policyholders only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
OCBC Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
OCBC Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
OCBC Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

OCBC Great Eastern Platinum MasterCard review

What's so good (or not so good) about it?

The collaboration between OCBC Bank and Great Eastern insurance provider resulted in the birth of Great Eastern Platinum MasterCard. This card aims to bring the best of both worlds – credit card and insurance – to its cardholders.

No Annual Fee for a Lifetime

Imagine having an insurance policy that covers you for a lifetime without having to pay for a premium. Anyone above 21 years old with an annual income of RM24,000 can afford to sign up for OCBC Great Eastern Platinum MasterCard. 

But beforehand, you need to hold, at least, a valid insurance policy with GE Life to qualify for this credit card. You can issue a supplementary credit card to family members at zero annual cost as well, provided that they meet the minimum age required.

Complimentary Insurance Coverage

When combining an insurance with a credit card, the person holding the card should benefit the most from this deal. 

With OCBC Great Eastern Platinum MasterCard, you can cut spending on other insurance products such as personal accident as you will be covered with death and total permanent disability coverage.

The cherry on top is, the RM100,000-worth of insurance coverage is complimentary for the first year, without having to swipe or reach a minimum spending limit.

To continue enjoying this coverage, you will need to spend RM10,000 and above on total retail spending for the following years. This insurance coverage, however, only insures the principal cardholder of this credit card.

Auto Debit and Auto-IPP

Kick the habit of forgetting to pay for your GE Life insurance premium with a 0% Instalment Payment Plan. This extra feature allows you to charge your insurance premium payment to your credit card and repay them over a 12-month Auto-IPP.

The minimum single transaction amount you can convert is RM2,200, which will be deducted via Auto Debit. Bear in mind that when using an Auto-IPP feature, your credit limit will be reduced by a portion of your Auto-IPP. 

Also, if you fail to repay your instalment in full, you could incur a finance charge, which mean no more 0% interest on the outstanding balance.

Live Great Privileges

As a Great Eastern insurance policyholder, you get to benefit from the many perks under the Live Great Privileges, ranging from health and wellness programs to workshops and events, as well as mobile apps. 

Double the rewards when you own an OCBC Great Eastern Platinum MasterCard as you will be entitled to great discounts and savings on fitness and health activities with Live Great Partners.

24-hour Concierge

With the holidays around the corner, it is common to find yourself rushed for time because of the countless number of events and outings to plan. Don't worry, OCBC has a 24-hour concierge service for all your booking needs and queries whether for travel or booking a concert at the local amphitheater. 

All your needs can be fulfilled within reach at 1800 80 6429.

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