OCBC Great Eastern Platinum MasterCard

Exclusively for Great Eastern policyholders, this OCBC credit card allows you to pay for purchases and bills, and a 0.1% unlimited cashback for retail spending. No annual fees, ever!

OCBC Great Eastern Platinum MasterCardNo Annual Fee
Min. Income
Annual Fee
up to 2.5%
Balance Transfer
From 2.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Earn 2.5% cashback when you spend on Great Eastern Insurance Premiums, capped at RM100 per annum. On top of that, any other retail spending (excluding insurance premiums) gets you 0.1% unlimited cashback.

Great Eastern Insurance Premium Payment2.5%RM100any amount
Other Retail Spending0.1%uncappedany amount


Got some travel queries and booking needs to do? Simply dial 24-hour concierge service at 1800 80 6429 to get personalized assistance.


Enjoy full access to health and wellness rewards from Live Great Privileges.

Balance Transfer

Balance Transfer interest rate from 2.88%. Transfer RM1,000 or more from your outstanding credit card balance to OCBC Great Eastern Platinum MasterCard.

Pay OverWith Interest Rate AtWhen You Transfer
6 months2.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about OCBC Balance Transfer

Easy Payment Plans

Stretch your payments by up to 20 months with low-interest rates. You only need to spend at least RM1,000 to qualify for the plan.

OCBC Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
5 months4% one-time upfront handling feeRM1,000
10 months6% one-time upfront handling feeRM1,000
20 months7% one-time upfront handling feeRM1,000
Learn more about OCBC Easy Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Great Eastern Policyholders only


Easy Payment Plan
OCBC Easy Payment Plan
Shop interest-free on your credit card for up to 20 months! Convert your purchases into affordable instalments. No paperwork needed!
Cash Advance / Cash Loan
OCBC Call For Cash
Get cash with your OCBC Credit Card and repay in monthly fixed instalment up to 36 months - No documents required.
Balance Transfer Plans
OCBC Balance Transfer
Balance Transfer with low interest rate. Transfer a minimum of RM1,000 outstanding balance from another bank’s credit card to your OCBC Credit Card.


The collaboration between OCBC Bank and Great Eastern insurance provider resulted in the birth of Great Eastern Platinum MasterCard. This card aims to bring the best of both worlds – credit card and insurance – to its cardholders.

OCBC Great Eastern Platinum MasterCard- No Annual Fee for a Lifetime

Imagine having an insurance policy that covers you for a lifetime without having to pay a premium. 

Anyone above 21 years old with an annual income of RM72,000 can afford to sign up for OCBC Great Eastern Platinum MasterCard. But beforehand, you need to hold, at least, a valid insurance policy with GE Life to qualify for this credit card. 

You can issue a supplementary credit card to family members at zero annual cost as well, provided that they meet the minimum age required.

24-hour Concierge

With the holidays around the corner, it is common to find yourself rushed for time because of the countless number of events and outings to plan.

Don't worry, OCBC has a 24-hour concierge service for all your booking needs and queries whether for travel or booking a concert at the local amphitheatre.

All your needs can be fulfilled within reach at 1800 80 6429.

Live Great Privileges with OCBC Great Eastern Platinum MasterCard

As a Great Eastern insurance policyholder, you get to benefit from the many perks under the Live Great Privileges, ranging from health and wellness programs to workshops and events, as well as mobile apps. 

Double the rewards when you own an OCBC Great Eastern Platinum MasterCard as you will be entitled to great discounts and savings on fitness and health activities with Live Great Partners.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product