OCBC Great Eastern Titanium MasterCard credit card

OCBC Great Eastern Titanium MasterCard

Great Eastern and OCBC brings to you a credit card that has you and your family in mind, with savings on your medical and educational needs.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 2% cashback
  • 1.88% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee


Because you should be rewarded for giving the bank your business

1% cashback on all your shopping and Great Eastern insurance. Earn 0.1% rebate on Auto Instalment Payment Plan transactions.
Discover how much you can save when you shop with your new OCBC Great Eastern Titanium MasterCard
Cashback CategoryCashback RateMonthly CapSpend
 Spendfrom RM20000 up to RM10000002%RM20000from RM20000 up to RM1000000
Enjoy 12 months’ Auto Instalment Payment Plan for Great Eastern / Overseas Assurance Corporation for insurance premium of RM2,200 and above via Auto Debit. Just charge it to your OCBC Great Eastern MasterCard and it will be split into instalments automatically.
Balance Transfer
Balance Transfer interest rate from 2%. Transfer RM1000 or more from your outstanding credit card balance to your new Great Eastern credit card.
Pay OverWith Interest Rate AtWhen You Transfer
6 months1.88% p.a. and no one-time upfront handling feefrom RM1000 
12 months3.88% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about OCBC Balance Transfer
Easy Payment Plan (EPP)
OCBC Easy Payment Installment Plan offers 0% interest on single receipt shopping. Spread your payments over 5, 10 or, 20 months and pay it off the easy way.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 up to RM1000
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about OCBC 0% Installment Payment Plan
Worldwide acceptance and 24-hour MasterCard concierge service for all your booking needs

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM85
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
OCBC 0% Installment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
OCBC Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
OCBC Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

OCBC Great Eastern Titanium MasterCard review

What's so good (or not so good) about it?

With the OCBC Great Eastern Titanium MasterCard as your lifestyle companion you can reap the benefits and privileges tailored specially for the total well-being of you and your family. Be someone who is responsible and forward thinking, whether it’s being able to afford quality tertiary education for your child, or having comprehensive personal medical coverage anywhere in the world.

Saving Your Ringgit

There are great savings to be had when you apply for this credit card from OCBC, with rebates for different types of expenses charged to your card at attractive rates. To lessen the pinch at the mall, you can get 2% rebates for shopping expenses when you spend a minimum amount of RM20000 per month, which rate also applies to Great Eastern Insurance Premiums, allowing you to receive a maximum rebate of RM120 on your insurance premium per year.

All parents want their child to one day graduate from a reputable university, but wouldn’t it be nice if you can recoup some of those expenses to save up for a graduation trip overseas? Get 1.5% rebates for educational and medical expenses for your family now with the OCBC Great Eastern Platinum MasterCard, calculated based on the Total Retail Spend for the month.

Additional Benefits

You will have the privilege of having a 24-hour concierge at your disposal, with personalised service that answers all of your queries regarding your travels and consolidates all your booking arrangements such as restaurant reservations or acquiring tickets concerts. Avoid all the hassle of planning a trip abroad by dialing 03 7968 3415.

Other than that, you are given a 20-day interest-free period from the billing date on all retail purchases. You can also shop at any of our participating merchant outlets with an interest-free instalment plan. If you incur RM24000 worth of expenses on your card within a year, you can earn an annual fee waiver automatically for the subsequent year.

With OCBC PayMaster,you are given the convenience of having your selected utility and service bills paid automatically through monthly debit on your OCBC credit card.

Read More