OCBC MasterCard Blue

Feel the steely confidence of the OCBC Mastercard Blue. Uncapped up to a 1% cash rebate on all your retail spending and an annual fee that's waived for life.

OCBC MasterCard BlueEveryday 1% Cashback
Min. Income
Annual Fee
up to 1%
Balance Transfer
From 2.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Receive unlimited 1% cashback every day for all your online transactions and overseas spending. Also, the cash rebate on all other retail spending is 0.1%. The amount will be credited to your card account every month.

All online and overseas spending1%uncappedany amount
All other retail spending0.1%uncappedany amount

Balance Transfer

Stop wasting your hard-earned cash on interest payments! Transfer your credit card debts to your OCBC credit card at a low 2.88%. Your outstanding balance needs to be at least RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months2.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about OCBC Balance Transfer

Easy Payment Plans

Own what you want, when you want! Enjoy upfront interest as low as 4% with OCBC Easy Payment Instalment Plan. Split your repayments over 5, 10, or 20 months. Just call OCBC within 15 days of purchase!

OCBC Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
5 months4% one-time upfront handling feeRM1,000
10 months6% one-time upfront handling feeRM1,000
20 months7% one-time upfront handling feeRM1,000
Learn more about OCBC Easy Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
OCBC Easy Payment Plan
Shop interest-free on your credit card for up to 20 months! Convert your purchases into affordable instalments. No paperwork needed!
Cash Advance / Cash Loan
OCBC Call For Cash
Get cash with your OCBC Credit Card and repay in monthly fixed instalment up to 36 months - No documents required.
Balance Transfer Plans
OCBC Balance Transfer
Balance Transfer with low interest rate. Transfer a minimum of RM1,000 outstanding balance from another bank’s credit card to your OCBC Credit Card.


A great cashback credit card, suitable for young working professionals to start taking advantage of credit lines. Enjoy a range of benefits in Malaysia, Singapore, and Indonesia. 

Unlimited Cashback with OCBC MasterCard Blue

The OCBC MasterCard is a great credit card to start saving little by little on all your retail spending.

Whether it's payments made online or overseas, you are entitled to get a 1% cash rebate. 

For all the other retail spending, the cash rebate is 0.1%. Other transactions include auto debit, internet purchases, instalment payment plans, and mail/telephone orders.

But what does it mean for unlimited cashback? It means that for all days of the week, you can spend any amount at all, yes, any amount and receive a rebate on your spending. 

Your cash rebate will be credited back into your account, and will be reflected in your monthly account statement - take a look!

Easy To Apply

You will need to be at least 21 years old and earn an income of only RM72,000 per year to be eligible to apply for a principal card, or 18 years old to have a supplementary card. 

There will be no annual fee for as long as you own the OCBC credit card, making it even cheaper to own one. Fewer fees, move savings.

OCBC MasterCard Blue - Great Financial Manager

With OCBC, you will never have to take time off work to go pay your bills and make payments at the bank branch. 

The OCBC PayMaster is an auto-debit system, giving you the convenience of having all your monthly service and utility bills paid directly via your OCBC MasterCard Blue.

When you make a retail purchase either for a brand new laptop or sound system, you will enjoy a 20-day interest-free payment period. 

Additionally, spend at participating outlets with easy instalment plans at 0% interest.

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