OCBC MasterCard Blue

Name: OCBC MasterCard Blue
Brand: OCBC
SKU: 539173d91aefae303d8bd6b4
Availability: InStock

Feel the steely confidence of the OCBC Mastercard Blue. Uncapped up to a 1% cash rebate on all your retail spending and an annual fee that's waived for life.

Everyday 1% Cashback

Min. Income: RM6,000_/month
Annual Fee: Free
Cashback: up to 1%
Balance Transfer: From 2.88% p.a.
Easy Payment Plan: From 0% p.a.
Interest Rate: 15% p.a.
Interest-free: 20 days

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Find out how Malaysians start making smart financial decisions with us

Cashback

Receive unlimited 1% cashback every day for all your online transactions and overseas spending. Also, the cash rebate on all other retail spending is 0.1%. The amount will be credited to your card account every month.

Discover how much you can save when you shop with your new OCBC MasterCard Blue Card
CASHBACK CATEGORY	CASHBACK RATE	MONTHLY CAP	SPEND
All online and overseas spending	1%	uncapped	any amount
All other retail spending	0.1%	uncapped	any amount

Balance Transfer

Stop wasting your hard-earned cash on interest payments! Transfer your credit card debts to your OCBC credit card at a low 2.88%. Your outstanding balance needs to be at least RM1,000.

Pay Over	With Interest Rate At	When You Transfer
6 months	2.88% p.a. and no one-time upfront handling fee	from RM1,000
12 months	4.88% p.a. and no one-time upfront handling fee	from RM1,000

Learn more about OCBC Balance Transfer

Easy Payment Plans

Own what you want, when you want! Enjoy upfront interest as low as 4% with OCBC Easy Payment Instalment Plan. Split your repayments over 5, 10, or 20 months. Just call OCBC within 15 days of purchase!

OCBC Easy Payment Plan
Pay Over	With Interest Rate At	When You Spend
5 months	4% one-time upfront handling fee	RM1,000
10 months	6% one-time upfront handling fee	RM1,000
20 months	7% one-time upfront handling fee	RM1,000

Learn more about OCBC Easy Payment Plan

Fees & Charges

Annual Fee

RM0 primary card
Free for life
RM0 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal Fee

RM20 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

payWave

Requirements

Minimum Annual Income

RM72,000

Minimum Age

21 years old primary card
18 years old supplementary card

Who can apply

Anybody

Features

Easy Payment Plan
OCBC Easy Payment Plan: Shop interest-free on your credit card for up to 20 months! Convert your purchases into affordable instalments. No paperwork needed!
Cash Advance / Cash Loan
OCBC Call For Cash: Get cash with your OCBC Credit Card and repay in monthly fixed instalment up to 36 months - No documents required.
Balance Transfer Plans
OCBC Balance Transfer: Balance Transfer with low interest rate. Transfer a minimum of RM1,000 outstanding balance from another bank’s credit card to your OCBC Credit Card.

Review

A great cashback credit card, suitable for young working professionals to start taking advantage of credit lines. Enjoy a range of benefits in Malaysia, Singapore, and Indonesia.

Unlimited Cashback with OCBC MasterCard Blue

The OCBC MasterCard is a great credit card to start saving little by little on all your retail spending.

Whether it's payments made online or overseas, you are entitled to get a 1% cash rebate.

For all the other retail spending, the cash rebate is 0.1%. Other transactions include auto debit, internet purchases, instalment payment plans, and mail/telephone orders.

But what does it mean for unlimited cashback? It means that for all days of the week, you can spend any amount at all, yes, any amount and receive a rebate on your spending.

Your cash rebate will be credited back into your account, and will be reflected in your monthly account statement - take a look!

Easy To Apply

You will need to be at least 21 years old and earn an income of only RM72,000 per year to be eligible to apply for a principal card, or 18 years old to have a supplementary card.

There will be no annual fee for as long as you own the OCBC credit card, making it even cheaper to own one. Fewer fees, move savings.