A great entry level credit card, suitable for young working professionals to start taking advantage of a credit line. Enjoy a range of benefits in Malaysia, Singapore, and Indonesia.
The OCBC MasterCard is a great credit card to start saving little by little on all your retail spending. Whether it's payments made online or overseas, you are entitled to get 1% cash rebate. For all the other retail spending, the cash rebate is 0.1%. Other transactions include auto debit, internet purchases, instalment payment plans, and mail/telephone order.
But what does it mean for unlimited cashback? It means that for all days of the week, you can spend any amount at all, yes, any amount and receive a rebate on your spending. Your cash rebate will be credited back into your account, and will be reflected in your monthly account statement - take a look!
Easy To Apply
This credit card is a classic MasterCard, made for people who wish to start building their credit line. You will need to be at least 21 years old and earn an income of only RM24,000 per year to be eligible to apply for a principal card, or 18 years old to have a supplementary card. That's RM2000 a month - even a fresh graduate can apply for one!
There will be no annual fee for as long as you own the credit card, making it even cheaper to own one. Less fees, move savings.
Great Financial Manager
With OCBC, you will never have to take time off work to go pay your bills and make payments at the bank branch. The OCBC PayMaster is an auto debit system, giving you the convenience of having all your monthly service and utility bills paid directly via your OCBC MasterCard.
When you make a retail purchase either for a brand new laptop or sound system, you will enjoy a 20-day interest free payment period. Additionally, spend at participating outlets with easy instalment plans at 0% interest.