OCBC MasterCard Blue

Feel the steely confidence of the OCBC Mastercard Blue. Uncapped up to 1% cash rebate on all your retail spending and an annual fee that's waived for life.

OCBC MasterCard BlueEveryday 1% Cashback
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 1%
Balance Transfer
From 1.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Receive unlimited 1% cashback everyday for all your online transaction and overseas spending. Also, the cash rebate on all other retail spending is 0.1%. Amount will be credited into your card account every month.

Cashback categoryCashback rateMonthly capSpend
All online and overseas spending1%uncappedany amount
All other retail spending0.1%uncappedany amount

Balance Transfer

Stop wasting your hard-earned cash on interest payments! Transfer your credit card debts to your OCBC credit card at a low 2%. Your outstanding balance needs to be at least RM1000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months1.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about OCBC Balance Transfer

Easy Payment Plans

Own what you want, when you want! Enjoy upfront interest as low as 2.12% with OCBC Easy Payment Instalment Plan. Split your repayments over 5, 10, or 20 months. Just call OCBC within 15 days of purchase!

OCBC Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
5 months4% one-time upfront handling feeRM1,000
10 months6% one-time upfront handling feeRM1,000
20 months7% one-time upfront handling feeRM1,000
Learn more about OCBC Easy Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
OCBC Easy Payment Plan
Shop interest-free on your credit card for up to 20 months! Convert your purchases into affordable instalments. No paperwork needed!
Cash Advance / Cash Loan
OCBC Call For Cash
Get cash with your OCBC Credit Card and repay in monthly fixed instalment up to 36 months - No documents required.
Balance Transfer Plans
OCBC Balance Transfer
Balance Transfer with low interest rate. Transfer a minimum of RM1,000 outstanding balance from another bank’s credit card to your OCBC Credit Card.

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