Up to 12x OCBC$
Elevate Your Everyday Spending with Style and Rewards with OCBC Titanium MasterCard Pink
In today's fast-paced digital world, having a credit card that rewards your spending is essential.
The OCBC Titanium MasterCard Pink is designed for modern individuals who frequently shop online and use e-wallets.
With its stylish pink design and rewarding features, this card makes everyday spending more rewarding while offering financial flexibility.
Earn More OCBC$ on Online and E-Wallet Transactions
The OCBC Titanium MasterCard Pink maximizes rewards when you shop online or use e-wallets:
- 12x OCBC$ on Online and E-Wallet Spending during Double Date and Pay Day
Earn 12 times the OCBC$ when you spend on special Double Date sales (e.g., 1.1, 2.2, 3.3) and Pay Day (25th of every month). This is perfect for online shoppers who time their purchases during major promotions to maximize savings.
- 6x OCBC$ on Online and E-Wallet Spending on Regular Days
Even on non-promotion days, you still earn 6 times the OCBC$ on online and e-wallet transactions, ensuring consistent rewards for your digital spending.
- 1x OCBC$ on All Other Retail Spending
For transactions outside online shopping and e-wallets, the card offers 1 OCBC$ per RM1 spent, allowing you to earn rewards on all types of purchases, including dining, travel, and groceries.
However, note that the maximum OCBC$ earnings per statement cycle is capped at 20,000 OCBC$ for the 12x and 6x categories. Once this cap is reached, additional spending will earn rewards at the standard rate of 1x OCBC$.
Flexible Redemption Options
Your accumulated OCBC$ points can be redeemed for cashback, shopping vouchers, or merchandise. This flexibility ensures that your rewards align with your personal spending habits and preferences.
Lifetime Waiver of Annual Fees
Unlike many credit cards that charge an annual fee, the OCBC Titanium MasterCard Pink comes with a lifetime waiver on annual fees for both principal and supplementary cards.This makes it an affordable option, allowing you to enjoy its benefits without worrying about recurring costs.
Interest-Free Period and Flexible Payment Options
Managing cash flow effectively is crucial, and this card supports that by providing a 20-day interest-free period from the billing date on all retail purchases. This grace period allows you to settle your outstanding balance without incurring interest charges, provided payments are made in full and on time.
Additionally, you can take advantage of interest-free instalment plans at participating merchants, enabling you to spread out payments for larger purchases over a specified period. Terms and conditions apply, so it's advisable to review these before opting for this payment method.
Eligibility Criteria
To apply for the OCBC Titanium MasterCard Pink, you must meet the following requirements:
- Age: Minimum of 21 years old
- Income: A minimum annual income of RM72,000 (approximately RM6,000 per month)
This card is best suited for middle to high-income earners looking to maximize rewards on their spending.
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Form 24/29/49;
- Business Registration certificate/print out from SSM/CTOS/CBM
- With salary slip (except sole proprietor) 6 months salary slips AND 6 months supporting bank statements
- Business bank statement (shareholding must be > 50%) 6 months principal bank statements
- EPF statement with at least 3 months contributions
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- 6 months commission statements with 6 months supporting bank statements
- GE HR confirmation
- Latest Borang B/BE/e-filing with proof of tax payment
- Latest 3 months salary slips AND supporting bank statements; OR
- CPF statement for Singaporean and Malaysian with Singapore PR; OR
- Valid work permit if employment is not in home country; OR
- Permanent Residential ID (for Singapore PR)
- Latest Tax Assessment from specific country; AND
- Valid work permit/Permanent Residential IR requirement as per salaried above
Required Documents To Apply OCBC Titanium MasterCard Pink
1. Multinational company, Public listed company, Government linked company, Government servant
2. Non-multinational company, Non-public listed company, Non-government linked-company
3. Self-employed (more than 2 years with/in current business)
4. Commission Earner (full commission earner without basic salary)
Non-Great Eastern (GE)
Great Eastern (GE)
5. Foreigner/Malaysian working abroad
Salaried/Employed
Self-employed
The OCBC Titanium MasterCard Pink is an excellent choice for individuals who frequently shop online or use e-wallets. With up to 12x OCBC$ on selected dates, no annual fees, and flexible redemption options, it offers great value for digital-savvy users.
If you’re looking for a credit card that combines style, affordability, and high rewards for online spending, the OCBC Titanium MasterCard Pink is definitely worth considering.
