If owning all that is pink is in your Bucket List, you should have your eyes on the OCBC Mastercard Pink. It is easily accessible, gives you cashback savings on your spending, and you will stand a chance to receive amazing sign-up gifts and promotions. Plus, it's pink! Did we mention that already?
1% Cashback Everyday
If the words "free money" sounds like music to your ears, then the OCBC Mastercard Pink is playing your song. For all your retail spending whether physically swiping at the shopping mall or shopping online, you will be entitled to receive an 1% cash rebate, for both online transaction and overseas transactions as well as 0.1% cash rebate on all other retail spending. Remember, as it is uncapped - the more you spend, the more cashback you will receive.
Other eligible transactions include auto debit, internet purchases, instalment payment plans, and mail/telephone order.
Personal Financial Planner
If you've just gotten your first full-time job, and have been entrusted with the responsibility of moving out of your parents' house, what better way to manage your finances than by using a line of credit?
You don't have to take time off your busy schedule to personally make bill and cheque payments, so let your OCBC credit card do that for you. With the OCBC PayMaster auto debit system, have all your monthly bills and loan repayments paid automatically. Saves you both the time and hassle.
Also, we know that a lot of people apply for a credit card so that they can pay for a hot-ticket purchase in easy monthly instalments. Thankfully, OCBC will provide you the luxury to convert your RM3000 designer bag into interest free monthly instalments for up to 20 months, on top of having 20-day interest free period from the day of purchase.
Low Income Requirement
You need to be at least 21 years old, and earn an income of only RM24,000 a year to get your hands on a principal credit card. What makes it even more attractive is that you do not need to ever pay an annual fee, ever!
It is fairly easy to apply for this credit card, especially for a card that gives you benefits in Malaysia, Singapore, and all the way to Indonesia.