Silver - a fluid and mysterious colour, but soothing and calming all at once. Enter the OCBC MasterCard Silver, the card that allows your finances to ebb and flow with little effort - have access to a convenient instalment payment plan and automatic bill payments. Plus, cash rebates for all your spending 365 days a year!
Annual Fee Waiver
Enjoy having to skip paying the RM98 annual fee and 6% GST for your first year of ownership for the OCBC MasterCard Silver. This card is accessible, especially considering the minimum income requirement of RM24,000 per year - perfect for fresh graduates over the age of 21 to start building up a solid line of credit. For supplementary card users, the annual fee is RM53, inclusive of 6% GST.
Silver Rebate Program
Swiping away at your credit card just got less painful - you will be entitled to 0.5% cash rebate on your total retail spending, regardless of the amount you spend! Yes that's right, there will be no cap on your cashback amount whether you're spending on dinner or online shopping. Your rewards doesn't stop there, you will also have card privileges in Singapore and Indonesia.
0% Instalment Payment Plan
Sometimes we just want something so bad it hurts - maybe it's the last pair? but the price just stops us in our tracks. Enter the OCBC Auto-IPP, which automatically converts purchases over RM500 to convenient instalment payments.
- 3 months' Auto-IPP for retail transactions between RM500 and RM1000
- 6 months' Auto-IPP for retail transactions above RM1000
Manage your cash flow better and lessen the blow to your finances every month - need that luxury handbag or brand new laptop? You got it!
Convenient Bill Payments
When you sign-up for the OCBC PayMaster, you will no longer have to take a few hours out of your busy work schedule to make bill payments - have OCBC do that for you!
You can automate your utility and service bill payments for Astro, Celcom, DIGI, and Maxis. Additionally, if you hold an insurance policy from Great Eastern, you can opt for automatic deductions for your annual premiums.