OCBC Premier Voyage MasterCard

OCBC Premier Voyage is made of Duralumin, strong but a lightweight alloy of aluminium. Enjoy a range of personalised concierge services with a luxury touch!

OCBC Premier Voyage MasterCardPremium Privileges
Annual Fee
Balance Transfer
From 2.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Make every Ringgit spent count! For each RM5 spent locally or overseas, you will be rewarded with 1 Voyage Miles. These Voyage Miles never expire so collect and exchange them for free flights whenever you want, on the airline of your choice and to any destination!

Voyage Miles
1 point on every RM5on all local spends
1 point on every RM3on all overseas spends


Relax and unwind at KLIA Plaza Premium Lounge at absolutely no cost for 4 times per year! Simply present your card at the counter and walk into world-class lounge facilities that include a free flow of beverages, Chef's choice of food and international TV channels. Travel with peace of mind knowing that OCBC has got you covered with free travel insurance up to USD 1 million of coverage! Terms and conditions are applied to all privileges.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM60
Missed FlightUp to RM2,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM400


Crack your head no more with trip planning or table booking as OCBC's world-class concierge service is only a call away to provide you with personalised services from end-to-end travel planning to restaurant and concerts reservation to grocery shopping!

Balance Transfer

Consolidate and manage your credit card debt hassle-free with OCBC Balance Transfer Programme. Choose your repayment period between 6 months or 12 months and enjoy flat interest charges as low as 1.88% p.a.!

Pay OverWith Interest Rate AtWhen You Transfer
6 months2.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about OCBC Balance Transfer

Easy Payment Plans

Don't strain your finances, turn hefty purchases into manageable monthly instalments with OCBC Easy Payment Plan. Stretch your payment into 5 months, 10 months or up to 20 months with a one-time handling fee as low as 4%.

OCBC Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
5 months4% one-time upfront handling feeRM1,000
10 months6% one-time upfront handling feeRM1,000
20 months7% one-time upfront handling feeRM1,000
Learn more about OCBC Easy Payment Plan

Fees & Charges

Annual Fee
  • RM750 primary card
  • RM500 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • OCBC Premier Banking members*


Easy Payment Plan
OCBC Easy Payment Plan
Shop interest-free on your credit card for up to 20 months! Convert your purchases into affordable instalments. No paperwork needed!
Balance Transfer Plans
OCBC Balance Transfer
Balance Transfer with low interest rate. Transfer a minimum of RM1,000 outstanding balance from another bank’s credit card to your OCBC Credit Card.


The jet-setting lifestyle is fun, invigorating, and eventful. It’s a privilege to have breakfast in Milan and dinner on the cobbled streets of Paris. 

This wanderlust lifestyle, however, comes with a few speed bumps, travelling can be a task. The solution is the OCBC Premier Voyage MasterCard, the card that ensures the luxury voyage experience with every swipe.

OCBC Premier Voyage MasterCard - More for your Money

Be rewarded wherever you swipe your OCBC Premier Voyage Card! 

Whether it be in your hometown or halfway across the world with every RM5 locally spent and RM3 overseas spent, you will be rewarded with 1 Voyage Miles. 

Collect and use these Voyage Miles which come with no expiration date, to purchase more flights from any airline of your choice.

Travel Easy

Don’t fret when you receive your credit card statement, enjoy the long vacations and business trips knowing that you can always stretch your payments from periods of 5 months with the low handling fee of 2% once-off with OCBC Easy Payment Plan. Swipe your ticket with your credit card and contact OCBC to enrol in the plan. 

If that’s too short a period, relax, you could even go up to 20 months with the one-time upfront interest rate of only 5% when you spend RM1000. 

That’s a pretty small sum considering you just went on the vacation of a lifetime.

Luxury at your Fingertips

To the savvy business person and the touring family, with the OCBC Premium Voyage Card, you are now entitled to world-class concierge services. 

Enjoy 4X complimentary access to the KLIA Plaza Premium Lounge and a 25% discount for your accompanying guest(s), with its world-class facilities made for you to unwind before that long haul, and a free flow of food, beverages and international TV channels.

Please note that there's also a 25% discount on the a la carte menu orders for you and your guest(s) should you want to have a quick meal before your flight. However, the discount is not applicable to alcoholic beverages and other ongoing promotions.

FREE Up to USD1 Million from OCBC Premier Voyage MasterCard

To all the wanderers out there, stress less and let OCBC take care of the details. 

Charge all your fares to the OCBC Premier Voyage MasterCard and travel worry-free. OCBC has got you covered with travel insurance of up to USD 1 million.

Get the Facts

Now, with every voyage you embark on, don’t forget the responsibilities you have as a credit cardholder. 

Manage your finances hassle-free with the OCBC Balance Transfer Programme. Select repayment periods from 6 to 12 months and enjoy interest rates as low as 2% p.a.

For its incredible durability, made from Duralumin, the OCBC Premium Voyage demands an annual fee of RM754.72 and if you have a supplementary card, a total of RM500. 

Eligibility Criteria for OCBC Premier Voyage MasterCard application

Exclusivity is the core of this card, which means you have to be an OCBC Premier Banking Member to be eligible for this card. 

Fortunately becoming a member is not too hard a feat. Simply maintain an OCBC Premier Banking relationship with a minimum of RM300,000 in either deposits, investments or both with OCBC Bank. 

Other than that, you just have to be over the age of 21.

If ever you lose your OCBC Premier Voyage Card, don’t be alarmed, you can replace that fine piece of Duralumin for a sum of RM500 once off.

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