OCBC Premier Voyage MasterCard

OCBC Premier Voyage is made of Duralumin, strong but a lightweight alloy of aluminium. Enjoy a range of personalised concierge services with a luxury touch!

OCBC Premier Voyage MasterCardPremium Privileges
Annual Fee
RM750
Balance Transfer
From 2.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Make every Ringgit spent count! For each RM5 spent locally or overseas, you will be rewarded with 1 Voyage Miles. These Voyage Miles never expire so collect and exchange them for free flights whenever you want, on the airline of your choice and to any destination!

Voyage Miles
EarnSpend
1 point on every RM5on all local spends
1 point on every RM3on all overseas spends

Travel

Relax and unwind at KLIA Plaza Premium Lounge at absolutely no cost for 4 times per year! Simply present your card at the counter and walk into world-class lounge facilities that include a free flow of beverages, Chef's choice of food and international TV channels. Travel with peace of mind knowing that OCBC has got you covered with free travel insurance up to USD 1 million of coverage! Terms and conditions are applied to all privileges.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000
Delayed FlightUp to RM60
Missed FlightUp to RM2,000
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM400

Premium

Crack your head no more with trip planning or table booking as OCBC's world-class concierge service is only a call away to provide you with personalised services from end-to-end travel planning to restaurant and concerts reservation to grocery shopping!

Balance Transfer

Consolidate and manage your credit card debt hassle-free with OCBC Balance Transfer Programme. Choose your repayment period between 6 months or 12 months and enjoy flat interest charges as low as 1.88% p.a.!

Pay OverWith Interest Rate AtWhen You Transfer
6 months2.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about OCBC Balance Transfer

Easy Payment Plans

Don't strain your finances, turn hefty purchases into manageable monthly instalments with OCBC Easy Payment Plan. Stretch your payment into 5 months, 10 months or up to 20 months with a one-time handling fee as low as 4%.

OCBC Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
5 months4% one-time upfront handling feeRM1,000
10 months6% one-time upfront handling feeRM1,000
20 months7% one-time upfront handling feeRM1,000
Learn more about OCBC Easy Payment Plan

Fees & Charges

Annual Fee
  • RM750 primary card
  • RM500 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • OCBC Premier Banking members*

Features

Easy Payment Plan
OCBC Easy Payment Plan
Shop interest-free on your credit card for up to 20 months! Convert your purchases into affordable instalments. No paperwork needed!
Balance Transfer Plans
OCBC Balance Transfer
Balance Transfer with low interest rate. Transfer a minimum of RM1,000 outstanding balance from another bank’s credit card to your OCBC Credit Card.

Review

Elevate Your Travel Experience with Exclusive Rewards – OCBC Premier Voyage Mastercard

The OCBC Premier Voyage Mastercard is designed for discerning Malaysian travelers who seek unparalleled rewards and privileges. Exclusively available to OCBC Premier Banking customers, this card transforms every transaction into limitless opportunities, ensuring that your journeys are not only memorable but also incredibly rewarding.

More than just a credit card, the OCBC Premier Voyage Mastercard embodies sophistication and sustainability. Crafted from premium recycled PVC, it seamlessly blends eco-conscious innovation with refined elegance, making it a statement piece for those who appreciate both luxury and responsible living.


Effortless Transactions with Contactless Convenience

The enhanced OCBC Premier Voyage Mastercard now features contactless payment capabilities, offering a quick, secure, and hassle-free way to pay for your everyday expenses. Whether you're shopping, dining, or traveling abroad, simply tap to pay and enjoy seamless transactions, making this card the perfect companion for both daily use and international adventures.


Earn Unlimited Voyage Miles with No Expiry

With the OCBC Premier Voyage Mastercard, every transaction brings you closer to your next adventure.

Earn 1 Voyage Mile for every RM5 spent locally and 1 Voyage Mile for every RM3 spent overseas.

These miles never expire and are free from blackout dates, offering the flexibility to redeem flights, cashback, luxurious staycations, and premium shopping experiences at your convenience.

Spending categoryEarning RateExpiry
Local Transactions1 Voyage Mile every RM5No Expiry
Overseas Transactions1 Voyage Mile every RM3No Expiry

Exclusive Travel Privileges

Enhance your travel comfort with four complimentary accesses per year to the Plaza Premium Lounge at KLIA.

Your companions also enjoy a 25% discount on lounge access, ensuring a relaxed pre-flight experience for everyone. Benefit from comfortable workstations, complimentary Wi-Fi, a diverse buffet spread, and access to global newspapers and magazines.

Lounge BenefitDetails
Complimentary Access4 times per year at Plaza Premium Lounge
Companion Discount25% off lounge access fees
AmenitiesWorkstations, Wi-Fi, buffet, publications

Concierge Services with Voyage Exchange

Experience world-class concierge services with Voyage Exchange, designed to cater to your every need, anytime, anywhere. Available 365 days a year, this premium service ensures that your lifestyle remains effortless and luxurious. Whether you're planning a vacation, securing exclusive reservations, or in need of personalized assistance, Voyage Exchange is always ready to assist.

  • Hassle-Free Travel Planning – Get expert assistance in curating your perfect holiday itinerary, from flights and accommodations to exclusive experiences at your destination.
  • Priority Reservations – Secure the best seats for fine dining, concerts, and exclusive events, ensuring unforgettable moments.
  • Convenient Lifestyle Assistance – Enjoy access to personal shopper services, flower deliveries, and other curated experiences, tailored to your preferences.

With Voyage Exchange, the OCBC Premier Voyage Mastercard takes your lifestyle to the next level, offering unparalleled convenience and indulgence wherever you go.


Seamless Redemption Options

Redeeming your Voyage Miles is straightforward and versatile:

  • Flight Redemptions: Convert Voyage Miles to Singapore Airlines' KrisFlyer miles, with every 3,000 Voyage Miles equating to 1,000 KrisFlyer miles.
  • Cashback: Redeem 5,000 Voyage Miles for RM50 cashback, directly credited to your Premier Voyage account.
  • Luxury Vouchers: Exchange 12,500 Voyage Miles for RM500 cash vouchers at esteemed hotels like Banyan Tree Kuala Lumpur, EQ Kuala Lumpur, and Pavilion Hotel Kuala Lumpur, valid until 31 March 2026.

FREE Up to USD1 Million from OCBC Premier Voyage MasterCard

To all the wanderers out there, stress less and let OCBC take care of the details. 

Charge all your fares to the OCBC Premier Voyage MasterCard and travel worry-free. OCBC has got you covered with travel insurance of up to USD 1 million.


Eligibility Criteria for OCBC Premier Voyage MasterCard application

Exclusivity is the core of this card, which means you have to be an OCBC Premier Banking Member to be eligible for this card. 

Fortunately becoming a member is not too hard a feat. Simply maintain an OCBC Premier Banking relationship with a minimum of RM300,000 in either deposits, investments or both with OCBC Bank. 

Other than that, you just have to be over the age of 21.

If ever you lose your OCBC Premier Voyage Card, don’t be alarmed, you can replace that fine piece of Duralumin for a sum of RM500 once off.


For affluent travelers seeking a credit card that seamlessly combines luxury, flexibility, and rewarding experiences, the OCBC Premier Voyage Mastercard stands out. Its unlimited, non-expiring Voyage Miles, coupled with exclusive travel privileges and investment-linked rewards, make it a compelling choice for those aiming to elevate their travel and lifestyle experiences.

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