OCBC 2026 Online And Overseas Spend Campaign
From 1 September 2026 to 30 November 2026, every online or overseas purchase on your OCBC Mastercard Credit Card gives you a chance to win from two prize pools worth more than RM300,000.
How You Earn Entries For The Monthly Grand Prize
Three winners are picked each month (nine across the campaign) to win a RM15,000 Trip.com travel voucher. Every local online purchase of at least RM1 earns 1 entry. Every overseas purchase including online transactions of at least RM1 earns 5 entries.
Local online spend only counts in these categories: dining, airlines, travel agencies, groceries, shopping, and digital wallet top-ups. Overseas spend counts in any category.
How The Guaranteed Monthly Rewards Work
Another 504 vouchers are given out across the three months, first come first served, based on how much you spend online and/or overseas in a calendar month:
| Total Monthly Spend | Reward | Winners Per Month |
| RM500 – RM1,499 | RM100 Grab voucher | 65 |
| RM1,500 – RM4,999 | RM300 Grab voucher | 50 |
| RM5,000 and above | RM900 Trip.com travel voucher | 53 |
Spend RM520 online and overseas in October and you clear the first tier, worth one RM100 Grab voucher, as long as vouchers are still left that month. Spend RM5,000 in November and you clear the top tier instead, worth one RM900 Trip.com voucher.
Your spend resets every month. A big spend in September will not help you clear a tier in October.
What Doesn't Count
Instalment payments, standing instructions, annual fees, interest, taxes, late payment charges, and cancelled or refunded transactions do not count for either prize.
Each cardholder can win one Guaranteed Monthly Reward per month at most, and one Monthly Grand Prize for the whole campaign. Only principal cardholders can win, though spending on a supplementary card still counts toward the principal cardholder's total.
Read the campaign terms and conditions for more details.
Elevate Your Travel Experience with Exclusive Rewards
The OCBC Premier Voyage Mastercard is designed for discerning Malaysian travellers who seek unparalleled rewards and privileges. Exclusively available to OCBC Premier Banking customers, this card transforms every transaction into limitless opportunities, ensuring that your journeys are not only memorable but also incredibly rewarding.
More than just a credit card, the OCBC Premier Voyage Mastercard embodies sophistication and sustainability. Crafted from premium recycled PVC, it seamlessly blends eco-conscious innovation with refined elegance, making it a statement piece for those who appreciate both luxury and responsible living.
Earn Unlimited Voyage Miles with No Expiry
With the OCBC Premier Voyage Mastercard, every transaction brings you closer to your next adventure.
Earn 1 Voyage Mile for every RM5 spent locally and 1 Voyage Mile for every RM3 spent overseas.
These miles never expire and are free from blackout dates, offering the flexibility to redeem flights, cash credit, luxurious staycations, and premium shopping experiences at your convenience.
| Spending category | Earning Rate | Expiry |
| Local Transactions | 1 Voyage Mile every RM5 | No Expiry |
| Overseas Transactions | 1 Voyage Mile every RM3 | No Expiry |
4x Complimentary Access to Plaza Premium Lounge
Principal cardholder: 4 complimentary visits per calendar year at Plaza Premium Lounge, Kuala Lumpur International Airport (KLIA)
Simply present your OCBC Premier Voyage MasterCard at the lounge reception. Your four complimentary visits reset on 1 January each year.
Companion Benefits
Lounge access discount: Your companions receive 25% off the standard lounge access fee
A la carte menu discount: 25% off the a la carte menu for your entire travel group (excludes alcoholic beverages and other ongoing promotions)
Lounge Facilities
- Free-flow buffet spread and beverages
- Comfortable workstations with complimentary Wi-Fi
- Global newspapers and magazines
- Shower facilities
- Quiet zones for rest
Voyage Exchange Concierge Services
Access premium concierge services 365 days a year through Voyage Exchange. Call +603 2772 3505 for assistance with:
Travel planning:
- End-to-end holiday itinerary planning
- Flight and accommodation booking
- Destination recommendations
Dining and entertainment:
- Restaurant reservations at popular venues
- Concert and event ticket bookings
- Theatre and show arrangements
Personal services:
- Personal shopper assistance
- Flower and gift deliveries
- Other curated lifestyle services
The concierge team can handle both straightforward bookings and complex arrangements. For best results with restaurant reservations, call at least 3-5 days in advance for popular venues.
Flexible Voyage Mile Redemption Options
Redeeming your Voyage Miles is straightforward and versatile:
- Flight Redemptions: Convert Voyage Miles to Singapore Airlines' KrisFlyer miles, with every 3,000 Voyage Miles equating to 1,000 KrisFlyer miles.
- Cash Credit: Redeem 5,000 Voyage Miles for RM50 cash credit, directly credited to your Premier Voyage account, valid until 30 June 2026.
- Luxury Vouchers: Exchange 12,500 Voyage Miles for RM500 cash vouchers at esteemed hotels like EQ Kuala Lumpur, valid until 30 June 2026.
Complimentary Up to USD1 Million Travel Insurance
Automatic coverage up to USD 1 million applies when you charge your travel fares to your OCBC Premier Voyage MasterCard. No additional registration or medical checkup required.
Coverage Summary (per cardholder, per event)
| Benefit | Coverage | Excess |
| Personal Accident on Common Carrier | USD 1,000,000 / RM4,400,000 | None |
| Medical Expenses | USD 100,000 / RM440,000 | USD 50 / RM220 |
| Evacuation and Repatriation | USD 100,000 / RM440,000 | USD 50 / RM220 |
| Trip Cancellation | USD 3,000 / RM13,200 | USD 50 / RM220 |
| Travel Delay | USD 15 / RM66 per 4 hours | 4 hours |
| Baggage Delay | USD 100 / RM440 | 4 hours |
| Missed Connection | USD 500 / RM2,200 | USD 50 / RM220 |
| Missed Departure | USD 500 / RM2,200 | USD 50 / RM220 |
| Loss of Baggage | USD 500 / RM2,200 (max per item: USD 250) | USD 50 / RM220 |
| Loss of Valuables | USD 300 / RM1,320 (total for jewellery) | USD 50 / RM220 |
| Laptop Coverage | USD 1,000 / RM4,400 | Included in baggage |
Note for children: Death benefit for children aged 16 and under is limited to USD 3,000 (RM13,200).
Currency conversion: USD amounts converted to RM at approximately 4.4 rate. Actual payouts follow policy terms based on prevailing exchange rates.
Medical and Travel Assistance
The policy includes 24-hour emergency assistance services:
- Medical referrals and monitoring
- Emergency medical evacuation arrangements
- Repatriation of mortal remains
- Return of dependent children
- Emergency message relay
- Lost document assistance
- Legal referral services
For complete policy details, terms, and conditions, refer to the Certificate of Insurance and Master Policy available on the OCBC website.
Annual Fees and Charges
- Principal card: RM750 + RM25 service tax = RM775
- Supplementary card: RM500 + RM25 service tax = RM525
The OCBC Premier Voyage Mastercard offers a full annual fee waiver for the first year, which will be automatically waived in subsequent years when you meet the minimum retail spend of RM80,000 per annum.
Interest rates (tiered structure):
- 15% p.a. if you've made prompt payments for 12 consecutive months
- 17% p.a. if you've made prompt payments for 10-11 out of the past 12 months
- 18% p.a. if you've made fewer than 10 prompt payments in the past 12 months
Cash advance interest: 18% p.a. (charged daily from transaction date)
Minimum monthly payment: Higher of these two:
- 5% of new balance (excluding instalment plans) + 100% of all instalment amounts
- RM50
Late payment fee: RM10 or 1% of outstanding balance (whichever is higher), capped at RM100
OCBC Premier Banking Eligibility
This card is available by invitation only to OCBC Premier Banking customers.
To become an OCBC Premier Banking customer, you typically need to maintain a significant relationship with OCBC Bank. While specific requirements aren't stated on the card page, Premier Banking generally requires minimum combined balances in deposits, investments, or both.
Contact OCBC Premier Banking at 03 8315 4288 to discuss Premier Banking membership requirements and whether you qualify for the OCBC Premier Voyage MasterCard.
