Earn unlimited OCBC$
Smarter Way to Earn Rewards on Digital Spending with OCBC Titanium MasterCard Blue
In today's digital-first world, having a credit card that rewards your lifestyle is essential.
The OCBC Titanium MasterCard Blue is designed for online shoppers and e-wallet users, offering generous rewards on digital transactions.
With its sleek blue design and powerful reward-earning potential, this card makes everyday spending more rewarding while providing financial flexibility.
Maximize Rewards on Online and E-Wallet Spending
The OCBC Titanium MasterCard Blue is perfect for those who frequently shop online or use e-wallets:
12x OCBC$ on Double Date & Pay Day
Plan your purchases wisely and earn 12 times OCBC$ when you spend online or top up your e-wallet on special Double Date promotions (e.g., 1.1, 2.2, 3.3, etc.) and Pay Day (25th of every month). This feature allows you to get the most out of your spending during these high-reward periods.
6x OCBC$ on Other Online and E-Wallet Transactions
Even on regular days, you'll still earn 6 times OCBC$ for all online purchases and e-wallet top-ups, ensuring that every digital transaction adds up to valuable rewards.
1x OCBC$ on All Other Spending
For everyday purchases beyond online and e-wallet spending, you’ll earn 1 OCBC$ per RM1 spent, making sure you still benefit from using your card for dining, shopping, travel, and more.
There is a cap of 20,000 OCBC$ per statement cycle for the higher reward tiers (12x and 6x). Once you reach the limit, subsequent transactions will earn rewards at the standard rate of 1x OCBC$.
Flexible Redemption Options
Your OCBC$ points can be redeemed for cashback, vouchers, and a variety of other rewards. Whether you prefer to offset your expenses or redeem exclusive gifts, this card offers flexibility in how you use your accumulated points.
No Annual Fees for Life
The OCBC Titanium MasterCard Blue comes with a lifetime annual fee waiver for both principal and supplementary cards. This means you can enjoy all the benefits without worrying about yearly fees, making it a cost-effective choice.
Interest-Free Period and Instalment Plans
Enjoy a 20-day interest-free period on retail purchases, giving you extra time to settle your outstanding balance without incurring interest.
Additionally, the card offers 0% instalment plans at participating merchants, allowing you to spread out payments for bigger purchases without added costs.
Eligibility Requirements
To apply for the OCBC Titanium MasterCard Blue, you must meet the following criteria:
- Minimum Age: 21 years old
- Minimum Income: RM72,000 per year (RM6,000 per month)
This positions the card as an excellent choice for middle-to-high-income earners looking to maximize rewards on digital transactions.
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Form 24/29/49;
- Business Registration certificate/print out from SSM/CTOS/CBM
- With salary slip (except sole proprietor) 6 months salary slips AND 6 months supporting bank statements
- Business bank statement (shareholding must be > 50%) 6 months principal bank statements
- EPF statement with at least 3 months contributions
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- 6 months commission statements with 6 months supporting bank statements
- GE HR confirmation
- Latest Borang B/BE/e-filing with proof of tax payment
- Latest 3 months salary slips AND supporting bank statements; OR
- CPF statement for Singaporean and Malaysian with Singapore PR; OR
- Valid work permit if employment is not in home country; OR
- Permanent Residential ID (for Singapore PR)
- Latest Tax Assessment from specific country; AND
- Valid work permit/Permanent Residential IR requirement as per salaried above
Required Documents To Apply OCBC Titanium Mastercard Blue
1. Multinational company, Public listed company, Government linked company, Government servant
2. Non-multinational company, Non-public listed company, Non-government linked-company
3. Self-employed (more than 2 years with/in current business)
4. Commission Earner (full commission earner without basic salary)
Non-Great Eastern (GE)
Great Eastern (GE)
5. Foreigner/Malaysian working abroad
Salaried/Employed
Self-employed
The OCBC Titanium MasterCard Blue is a solid choice for those who want to maximize rewards on digital spending while enjoying financial flexibility.
With up to 12x OCBC$ on online and e-wallet transactions, lifetime fee waivers, and flexible redemption options, this card delivers great value for frequent digital spenders.
If you’re looking for a credit card that rewards your online lifestyle while keeping costs low, the OCBC Titanium MasterCard Blue is definitely worth considering.
