OCBC Titanium MasterCard Pink
Explore the sweeter side of life with OCBC Titanium MasterCard Pink. No annual fee ever and up to 12X OCBC$ on retail, online shopping and e-wallet spending.
Up to 12x OCBC$Product summary
- Min. Income
- RM6,000/month
- Annual Fee
- Free
- Balance Transfer
- From 2.88% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Hear from our users Sign Up Offers
Rewards
Earn up to 12x OCBC$ when you shop online or make e-wallet transactions during Double Date Sales (1.1, 2.2, 3.3, etc.) and Pay Day (25th of every month). On all other days, enjoy 6x OCBC$ for the same transactions, ensuring you get rewarded every time you spend digitally. Plus, redeem your accumulated OCBC$ for cashback, shopping vouchers, exclusive travel perks, and more, making every ringgit you spend even more valuable!
| Earn | Spend |
|---|---|
| 12 points on every RM - | on online and e-wallet when you spend on Double Date Sales (1.1, 2.2, 3.3, etc.) & Pay Day (25th of every month) |
| 6 points on every RM - | on online & e-wallet when you spend on other days. |
| 1 point on every RM - | on all retail spend (unlimited) |
Balance Transfer
For as low as 2.88% p.a., you can transfer your credit card debt from other banks' credit cards to your brand-new OCBC card. Your outstanding balance needs to be at least RM1,000.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 2.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
OCBC Easy Instalment Plan - Convert your big purchases into smaller easy instalments over 5, 10, or 20 months. Call OCBC within 15 days of purchase to enjoy interest-free monthly instalments.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 5 months | 4% one-time upfront handling fee | RM1,000 |
| 10 months | 6% one-time upfront handling fee | RM1,000 |
| 20 months | 7% one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM20 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- payWave
Requirements
- Minimum Annual Income
- RM72,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- OCBC Easy Payment Plan
- Shop interest-free on your credit card for up to 20 months! Convert your purchases into affordable instalments. No paperwork needed!
- Cash Advance / Cash Loan
- OCBC Call For Cash
- Get cash with your OCBC Credit Card and repay in monthly fixed instalment up to 36 months - No documents required.
- Balance Transfer Plans
- OCBC Balance Transfer
- Balance Transfer with low interest rate. Transfer a minimum of RM1,000 outstanding balance from another bank’s credit card to your OCBC Credit Card.
Review
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- Cashback
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