Cashback on Everything
Premium Perks for Global Spenders with OCBC World MasterCard
The OCBC World MasterCard is a premium credit card designed for high-spending individuals who value unlimited cashback, exclusive travel privileges, and comprehensive insurance coverage.
Whether you frequently travel overseas, dine at fine restaurants, or indulge in premium shopping, this card rewards your lifestyle with valuable perks.
Unlimited Cashback – Earn on Every Transaction
One of the biggest highlights of the OCBC World MasterCard is its unlimited cashback, allowing you to save more as you spend.
| Transaction Type | Cashback Rate |
| Overseas Spending (Foreign Currency) | 1% cashback |
| Local Spending (Ringgit Malaysia) | 0.5% cashback |
There’s no limit to how much cashback you can earn each month, making it an excellent choice for those who spend frequently on travel, dining, entertainment, and shopping.
However, certain transactions do not qualify for cashback, such as:
- Balance transfers, Easy Payment Plans (EPP), and cash advances
- JomPAY, FPX, and DuitNow QR transactions
- Government-related payments
- Transactions made in select countries like the UK and EU
This ensures that the cashback benefits apply to genuine retail spending rather than financial transactions.
Travel in Style with Complimentary KLIA Lounge Access
The OCBC World MasterCard enhances your airport experience with two complimentary visits per calendar year to the KLIA Plaza Premium Lounge.
- After using the free visits, cardholders can continue enjoying access at a 25% discount on the standard lounge entry fee.
- If you’re traveling with guests, they can also enjoy the same 25% discount.
This perk makes your airport experience more comfortable and stress-free, providing access to premium facilities, refreshments, and a quiet space before your flight.
Comprehensive Travel Insurance – Up to RM2 Million Coverage
Frequent travelers will appreciate the complimentary travel insurance that comes with the OCBC World MasterCard. By charging your full airfare to the card, you receive coverage of up to RM2 million for:
- Accidental death and permanent disability (within 100 days of an accident)
- Spouse and dependent children are also covered when their tickets are charged to the card
This feature ensures that you and your family are financially protected while traveling.
Exclusive Privileges & Added Benefits
The OCBC World MasterCard also offers several additional benefits that cater to premium cardholders:
- Dining, shopping, and entertainment discounts at selected merchants
- 24/7 concierge service for travel bookings, restaurant reservations, and ticket purchases
- Flexible payment options with 0% interest Instalment Payment Plans (IPP) for purchases above RM500
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 1 month salary slip for fixed income / 3 months salary slips for variable income; OR
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Latest 3 months salary slips AND 3 months supporting bank statements OR EPF statement
- Latest EPF statement with at least 3 months contributions; OR
- Latest Borang B/BE/e-filing with proof of tax payment
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- Form 24/29/49;
- Business Registration certificate/print out from SSM/CTOS/CBM
- With salary slip (except sole proprietor) 6 months salary slips AND 6 months supporting bank statements
- Business bank statement (shareholding must be > 50%) 6 months principal bank statements
- EPF statement with at least 3 months contributions
- Photocopy of MyKad (both sides) or passport (for foreigner) with working permit validity of at least 12 months
- 6 months commission statements with 6 months supporting bank statements
- GE HR confirmation
- Latest Borang B/BE/e-filing with proof of tax payment
- Latest 3 months salary slips AND supporting bank statements; OR
- CPF statement for Singaporean and Malaysian with Singapore PR; OR
- Valid work permit if employment is not in home country; OR
- Permanent Residential ID (for Singapore PR)
- Latest Tax Assessment from specific country; AND
- Valid work permit/Permanent Residential IR requirement as per salaried above
Required Documents To Apply OCBC World MasterCard
1. Multinational company, Public listed company, Government linked company, Government servant
2. Non-multinational company, Non-public listed company, Non-government linked-company
3. Self-employed (more than 2 years with/in current business)
4. Commission Earner (full commission earner without basic salary)
Non-Great Eastern (GE)
Great Eastern (GE)
5. Foreigner/Malaysian working abroad
Salaried/Employed
Self-employed
If you are looking for a prestigious credit card that offers unlimited cashback, travel privileges, and exclusive benefits, the OCBC World MasterCard is a solid choice.
With premium perks like airport lounge access, comprehensive travel insurance, and cashback on every transaction, this card is tailored for frequent travelers and high spenders who want value and luxury combined.
