No Annual Fee For Life
When the nation’s biggest bank and oil company work together, you can expect big results.
This is evident in the collaboration between Maybank and PETRONAS to create the PETRONAS Maybank Visa Gold credit card, promising you big rewards and more value.
Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign
Win RM20 cash or a Nintendo Switch 2 when you apply for a Maybank credit card! This campaign runs from 1 August - 31 August 2025. Terms and conditions apply.
There are two exciting prizes up for grabs this August! You could win an instant RM20 cash prize or be one of the lucky few to take home a brand new Nintendo Switch 2.
RM20 Cash Prize:
- 800 total winners throughout the month
- 200 winners chosen each week (first-come, first-served)
- Just apply for a credit card to qualify!
Nintendo Switch 2:
- 16 lucky winners randomly selected
- Must spend at least RM300 within 30 days of card approval
Am I Eligible?
You can join this campaign if you meet these basic requirements:
- Malaysian citizen living in Malaysia
- 21 years old or above
- Don't currently hold any Maybank credit cards
- Apply through the Maybank2u website or the MAE app only
Unfortunately, you cannot participate if you're a Maybank employee, represent a business, have cancelled a Maybank credit card in the past 6 months, or already have a Maybank credit card.
How to Win the RM20 Cash?
Speed is everything for the cash prize! Only the first 200 applicants each week will win, so timing matters. Submit your complete application via the Maybank2u website or the MAE app and ensure you have an active Maybank savings account. Winners are chosen automatically based on application timestamps. Here's what happens next:
- You'll receive an MAE app notification within 90 days
- RM20 will be credited directly to your account
- Keep your account active to receive the prize
How to Win the Nintendo Switch 2?
The process is straightforward but requires some spending commitment. First, apply for your Maybank credit card through the approved channels. Once approved, you have exactly 30 days to reach the RM300 spending threshold. Important spending rules:
- Minimum RM300 in retail transactions within 30 days
- Spending cannot be combined across multiple new cards
- Supplementary cardholders' spending counts toward the main cardholder
- After the campaign ends, 16 winners will be randomly selected. Maybank will call winners to arrange delivery, so make sure your contact details are up-to-date.
Important Things to Remember
Your entry is completely automatic once you apply - no extra registration needed! Even if you apply for multiple Maybank credit cards, you'll only receive one entry and can win prizes for just one card. Key restrictions to note:
- Prizes cannot be exchanged for cash or other items
- Must be reachable by phone if selected for Nintendo Switch 2
- Account must remain active to receive cash prizes
- Winners suspected of fraud will be disqualified
Having questions or concerns about the campaign? You can reach out to Maybank via phone support at 1-300-88-6688 or +603-7844-3696, including online by using the feedback form on the Maybank2u website, or visit the official campaign page for complete terms and conditions.
PETRONAS Maybank Visa Gold - Earn 8x TreatsPoints
PETRONAS Maybank Visa Gold may be the fastest way to earn TreatsPoints, especially for road warriors.
You will get 5x TreatsPoints for every RM1 spent at any PETRONAS station across the country during weekdays. For the same amount charged to your co-branded Visa credit card during the weekends, earn 8x TreatsPoints.
Besides earning reward points at PETRONAS, you can also earn 8x TreatsPoints when shopping for groceries during the weekends.
Collect as many TreatsPoints and redeem them with a wide range of rewards such as home appliances, IT gadgets, travel accessories, lifestyle items and fashion and beauty products, among others.
Complimentary Air Travel
In addition, you can also exchange your PETRONAS Maybank Visa Gold's TreatsPoints with air miles from Malaysia Airlines, Singapore Airlines or any other airlines of their choice.
With such a generous reward points system, don't hesitate to swipe your Visa Gold credit card because you can enjoy free flights by redeeming 1,000 Enrich Miles/KrisFlyer Miles/Asia Miles with 20,000 TreatsPoints.
Petronas Maybank Visa Gold Interests Savings
This credit card also comes with a balance transfer feature that allows cardholders to transfer outstanding balances from other credit cards or charge cards to PETRONAS Maybank Visa Gold, enabling you to settle the combined outstanding card balances more efficiently.
For maximum flexibility, the Maybank Balance Transfer offers five different plans. You can opt to settle your debt with interest rates ranging from 0% to 0.75% and payment terms of 6 to 36 months.
With such low interest rates, the savings in interest repayments will be quite significant.
0% EzyPay Plan
More savings are installed for this Maybank cardholder who loves to shop as Maybank EzyPay is included in the benefits package.
This easy payment scheme will give you the freedom to shop at selected merchants with no interest at all.
They can also choose to stretch the payment terms for their purchases for up to 36 months.
Free for Life
To apply for PETRONAS Maybank Visa Gold credit card, you must be at least 21 years old and have a minimum income of RM2,500 per month or RM30,000 per year. For expatriates, however, you must be earning a minimum annual income of RM60,000 to be eligible.
This highly affordable credit card is also super easy to maintain as both the principal and supplementary cards are free for life.
PETRONAS Maybank Visa Gold Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- Cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) and will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your PETRONAS Maybank Visa Gold carried forward from the previous month's statement cycle are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
