Free Touch 'n Go ZingWhen the nation’s biggest bank and oil company work together, you can expect big results.
This is evident in the collaboration between Maybank and PETRONAS to create PETRONAS Maybank Visa Gold credit card, promising you big rewards and more value.
Maybank Online Acquisition 2021 Credit Cards Campaign
Starting now until 31 December 2021, apply online via Maybank2U for any participating Maybank credit card(s) and increase your chances to bring home exciting rewards.
To participate in this campaign, you must be new-to-bank customers. Or if you already are an existing customer of either Maybank or Maybank Islamic Berhad who are residents of Malaysia, and do not own any Principal or Supplementary Maybank Credit Card yet, you are eligible to apply.
There are three (3) campaigns involving different Maybank card schemes. Below are the campaign mechanics. Terms and conditions apply.
Campaign 1: Maybank Visa, Mastercard and American Express Online Acquisition Campaign
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Cards | JBL Quantum 100 Wired Over-Ear Gaming Headset with Flip-up Mic | Minimum RM300 retail spend within the first 45 days from the card’s approval date | Now until 31 December 2021 |
| American Express Cards | Realme Buds Air 2 Neo | ||
| Maybank Mastercard | Huawei Band 4 |
Campaign 2: American Express Online Acquisition Cash Back Campaign
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| American Express Cards | Huawei Band 4 (Campaign 1) | Minimum RM300 retail spend within the first 45 days from the card’s approval date | Now until 31 December 2021 |
| RM100 Cash Back | Now until 31 March 2022 |
Campaign 3: Maybank Visa, Mastercard and American Express Online Acquisition Supplementary Cards Campaign
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Supplementary Cards | RM50 Cash Back | Minimum RM100 retail spend within the first 30 days from the card’s approval date | Now until 31 January 2022 |
| American Express Supplementary Cards | |||
| Maybank Mastercard Supplementary Cards |
| Card Scheme | Rewards | Spend Criteria | Campaign Period |
| Maybank Visa Gold Manchester United Supplementary Card | A pair of Manchester United mask | Minimum RM300 retail spend within the first 45 days from the card’s approval date | Now until 31 January 2022 |
| Maybank Manchester United Visa Infinite Supplementary Card | |||
| Maybank GRAB Mastercard | RM50 Grab Food Voucher |
PETRONAS Maybank Visa Gold - 8x TreatsPoints
PETRONAS Maybank Visa Gold may be the fastest way to earn TreatsPoints, especially for road warriors.
You will get 5x TreatsPoints for every RM1 spent at any PETRONAS stations across the country during weekdays.
For the same amount charged to your co-branded Visa credit card during the weekends, earn 8x TreatsPoints.
Besides earning reward points at PETRONAS, you can also earn 8x TreatsPoints when shopping for groceries during the weekends.
What's more, your TreatsPoints will not have an expiry date, so take their time to collect points and redeem a wide range of rewards such as home appliances, IT gadgets, travel accessories, lifestyle items and fashion & beauty products, among others.
Value for Money
With up to 8x TreatsPoint awarded for each RM1 spent, accumulation of reward points is a breeze.
The wide range of rewards which cardholders can cash in on using the TreatsPoints including free petrol and air flights makes this Maybank credit card a great-value-for-money credit card.
Free Petrol from PETRONAS Maybank Visa Gold
Running out of cash? Redeem free petrol at PETRONAS by exchanging it with your TreatsPoints.
This feature is particularly useful to help Maybank cardholders to maximise the mileage on their fuel expenditure.
Complimentary Air Travel
In addition, you can also exchange your PETRONAS Maybank Visa Gold's TreatsPoints with air miles from Malaysia Airlines, Singapore Airlines or any other airlines of their choice.
With such a generous reward points system, don't hesitate to swipe your Visa Gold credit card because you could be enjoying free flights.
Petronas Maybank Visa Gold Interests Savings
This credit card also comes with a balance transfer feature that allows cardholders to transfer outstanding balances from other credit cards or charge cards to PETRONAS Maybank Visa Gold, enabling you to settle the combined outstanding card balances more efficiently.
For maximum flexibility, the Maybank Balance Transfer offers five different plans.
You can opt to settle their debt with interest rates ranging from 0% to 0.75% and payment terms of 6 to 36 months.
With such low interest rates, the savings in interest repayments will be quite significant.
0% EzyPay
More savings is installed for this Maybank cardholder who loves to shop as Maybank EzyPay is included in the benefits package.
This easy payment scheme will give you the freedom to shop at selected merchants with no interest at all.
They can also choose to stretch the payment terms for their purchases for up to 36 months.
Free for Life
To apply for PETRONAS Maybank Visa Gold credit card, you must be at least 21 years old and have a minimum income of RM2,500 per month or RM30,000 per year.
This highly affordable credit card is also super easy to maintain as both the principal and supplementary cards are free for life.
PETRONAS Maybank Visa Gold Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- Cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are settled in full.
All Fees and Charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date.
This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
In fact, you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your PETRONAS Maybank Visa Gold carried forward from the previous month's statement cycle are paid in full.
