Petronas Maybank Visa Gold credit card

Petronas Maybank Visa Gold

Get more on your spending including 5x TreatsPoints on weekdays and 8x TreatsPoints on weekends whenever you swipe at PETRONAS stations nationwide and on groceries shopping!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 8x reward points 

The Perfect Card for You. Get a Free Halogen Oven Cooker

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get 5x TreatsPoints at PETRONAS on weekdays and 8x TreatsPoints for petrol and groceries spending on weekends. Use your reward points to get your hands on the latest iPhone, an elegant wristwatch, or even use your points to waive your yearly annual fee.
Maybank TreatsPoints
EarnSpent
8 points on every RM1on weekends at PETRONAS
5 points on every RM1on weekdays at PETRONAS
8 points on every RM1on groceries every weekend
Your Maybank TreatsPoints earned expires in  6 years
Balance Transfer
Balance transfer plans with interest rates as low as 0% and payment terms of up to 36 months. Imagine paying RM1,000 on interest charges on your overdue credit card bills - not a very ideal situation if you're planning to save on a big ticket purchase or overseas holiday.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Enjoy interest-free shopping with Maybank EzyPay offering payment terms of up to 24 months at participating merchants. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months6.96% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months7.92% p.a. and 0% one-time upfront handling feefrom RM1000 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Free petrol at Petronas service stations with TreatsPoints when you redeem with PETRONAS GiftCard. You're spending tons of money on petrol driving to and from work everyday, lighthen your load now.
Travel
Travel big under budget. Enjoy discounted rates and earn TreatsPoints to redeem free air travel vouchers with Malaysia Airlines, Singapore Airlines, or any airlines of your choice. Check off London or Paris off your bucket list for cheap!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Petronas Maybank Visa Gold review

What's so good (or not so good) about it?

When the nation’s biggest bank and oil company work together, you can expect big results. This is evident in the collaboration between Maybank and PETRONAS to create PETRONAS Maybank Visa Gold credit card, promising you big rewards and more value.

8x TreatsPoints

PETRONAS Maybank Visa Gold may be the fastest way to earn TreatsPoints especially for road warriors. You will get 5x TreatsPoints for every RM1 spent at any PETRONAS stations across the country during weekdays. For the same amount charged to your co-branded Visa credit card during the weekends, earn 8x TreatsPoints.

Besides earning reward points at PETRONAS, you can also earn 8x TreatsPoints when shopping for groceries during the weekends. What's more, your TreatsPoints will not have an expiry date, so take their time to collect points and redeem a wide range of rewards such as home appliances, IT gadgets, travel accessories, lifestyle items and fashion & beauty products, among others.

Free Petrol

Running out of cash? Redeem free petrol at PETRONAS by exchanging it with your TreatsPoints. This feature is particularly useful to help Maybank cardholders to maximise the mileage on their fuel expenditure.

Complimentary Air Travel

In addition, you can also exchange your PETRONAS Maybank Visa Gold's TreatsPoints with air miles from Malaysia Airlines, Singapore Airlines or any other airlines of their choice. 

With such a generous reward points system, don't hesitate to swipe your Visa Gold credit card because you could be enjoying free flights.

Interests Savings

This credit card also comes with a balance transfer feature which allows cardholders to transfer outstanding balances from other credit cards or charge cards to PETRONAS Maybank Visa Gold, enabling you to settle the combined outstanding card balances more efficiently.

For maximum flexibility, the Maybank Balance Transfer offers five different plans. You can opt to settle their debt with interest rates ranging from 0% to 0.75% and payment terms of 6 to 36 months. With such low interest rates, the savings in interest repayments will be quite significant.

0% EzyPay

More savings is installed for PETRONAS Maybank Visa Gold cardholders who love to shop as Maybank EzyPay is included in the PETRONAS Maybank Visa Gold benefits package. This easy payment scheme will give you the freedom to shop at selected merchants with no interest at all. 

They can also choose to stretch the payment terms for their purchases up to 36 months.

Free for Life

To apply for PETRONAS Maybank Visa credit card, you must be at least 21 years old and have a minimum income of RM2,500 per month or RM30,000 per year. This highly affordable credit card is also super easy to maintain as both the principal and supplementary cards are free for life.

Value for Money

With up to 8x TreatsPoint awarded for each RM1 spent, accumulation of reward points is a breeze. The wide range of rewards which cardholders can cash in on using the TreatsPoints including free petrol and air flights makes PETRONAS Maybank Visa Gold a great-value-for-money credit card.

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