ZERO annual fees!
Extra TreatsPoints with PETRONAS Maybank Visa Platinum
The PETRONAS Maybank Visa Platinum is designed for frequent drivers who want to maximize savings on petrol while enjoying additional lifestyle benefits. With up to 8x TreatsPoints on fuel and groceries, 0% installment plans, and travel perks, this card offers substantial value—especially since it's free for life with no annual fees.
The biggest draw of this card is its reward system, which benefits those who frequently fuel up at PETRONAS stations and shop at specific grocery stores.
How to Earn TreatsPoints:
Fuel Up at PETRONAS Stations
- Weekdays (Monday - Friday): 5x TreatsPoints per RM1 spent.
- Weekends (Saturday & Sunday): 8x TreatsPoints per RM1 spent.
Grocery Shopping Bonus
Get 8x TreatsPoints per RM1 when spending at:
- AEON, Giant, Lotus's
- This is only applicable on weekends (Saturday & Sunday).
Everyday Spending (Limited Categories)
Earn 1x TreatsPoint per RM1 spent at:
- Education institutions
- Insurance payments
- Utilities (electricity, water, etc.)
What Can You Redeem with TreatsPoints?
TreatsPoints can be redeemed for various rewards, including:
- Shopping vouchers (SpeedMart, AEON, etc.)
- Electronics & gadgets
- Air miles conversion for frequent flyers
Pro tip: TreatsPoints expire after 3 years, so make sure to redeem them before they lapse.
Transactions That Do Not Earn TreatsPoints
The following will not accumulate any rewards:
- Government-related payments (e.g., taxes, fines)
- JomPAY transactions
- E-wallet reloads (e.g., Touch 'n Go, GrabPay, Boost)
Travel & Lifestyle Privileges with Platinum Visa
Aside from fuel and rewards, this card also comes with several premium Visa Platinum travel benefits.
Visa Platinum Concierge Service
- 24/7 assistance for booking flights, hotels, or car rentals.
- Assistance with restaurant reservations, event tickets, and itinerary planning.
Travel Assistance & Emergency Support
- Medical referrals and emergency assistance if needed while traveling.
- Cash advance services in case of unexpected financial emergencies.
- Legal assistance referrals when traveling abroad.
Convert TreatsPoints into Air Miles
- Redeem TreatsPoints for Malaysia Airlines Enrich Miles or AirAsia BIG Points.
- Get discounts on flights and travel packages.
Save on Interest Payments with PETRONAS Maybank Visa Platinum
If you frequently make large purchases or have outstanding balances on other credit cards, this card offers several interest-saving options.
Maybank Balance Transfer Program
- Transfer outstanding balances from other credit cards to Maybank PETRONAS Visa Platinum.
- Enjoy 0% interest for 6 months or as low as 0.75% per month for 36 months.
- Helps consolidate credit card debt into a single, more manageable payment.
Maybank EzyPay (0% Instalment Plan)
- Convert purchases into interest-free installments at participating merchants.
- Tenure options: 6, 12, 18, 24, or 36 months.
- For non-participating merchants: You can still enjoy 9% interest for up to 24 months.
- No early settlement penalty, giving you flexibility in managing your payments.
Ideal for:
- Buying electronics, home appliances, or furniture.
- Splitting large purchases into manageable monthly payments.
- Reducing interest charges on expensive items.
Interest-free Shopping
Maybank EzyPay is also one of the benefits attached to this Maybank credit card.
This is a flexi payment plan that allows you to pay for large purchases charged to this credit card at participating merchants over some time.
Under this plan, you can stretch your payment terms up to 36 months at 0% interest with approved merchants or up to 24 months at a 9% interest.
Moreover, there is no penalty fee for early payment for maximum flexibility - really interest-free shopping at its best.
PETRONAS Maybank Visa Platinum is Free For Life
Anyone aged 21 years old and above with a minimum annual income of RM60,000 can apply for a PETRONAS Maybank Platinum Visa credit card.
It is also easy to maintain as both principal and supplementary cards are free for life.
With such a lucrative reward point system for petrol spending at PETRONAS, you can easily earn points to redeem more free petrol with this credit card.
PETRONAS Maybank Visa Platinum Finance Charge
What is the interest rate imposed on repayments?
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Previously, the finance charge was only imposed on the below that were not paid after the payment due date:
- Retail transaction - finance charge is calculated from the posting date till full payment is made
- cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).
These are carried forward from the previous statement until the outstanding balances are fully settled.
All fees and charges include:
- Annual Fee
- Cash Advance Fee
- Card Replacement Fee
- Statement Copy Fee
- Sales Draft Retrieval Copy Fee
- Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges
A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.
This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance.
You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your PETRONAS Maybank Visa Platinum are carried forward from the previous month's statement cycle and are paid in full.
What are the required documents to make an application?
To apply as a principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed (you must own a Maybank account):
- Copy of IC (both sides) or Passport
- Copies of the Business Registration Certificates
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
Bottom Line: The PETRONAS Maybank Visa Platinum is a great card for maximizing fuel savings, with free lifetime membership, strong rewards, and flexible repayment options. If you regularly spend on fuel and groceries, this card is definitely worth considering.
