Petronas Maybank Visa Platinum

Not getting enough mileage from your petrol spending? 

Here is one way you can maximise your Ringgit on fuel purchases and get additional privileges as well – introducing the PETRONAS Maybank Visa Platinum.

7 Days Only Flash Deal! Apply online via Maybank2u and MAE, and spend to win.

Starting from 23 August 2023 until 29 August 2023 (“Campaign Period”), you only have 7 days to stand a chance to bring home RM1,000 worth of shopping vouchers, limited to the Top 50 spenders for each card type only! Terms and conditions apply.

Check out the table below for a better clarification about the flash deal:

*Based on a first-come first-serve basis, the Top 50 spenders for each card type who have accumulated the highest retail spend within 45 days from the approval date would be selected to win the Prizes.

To participate in this flash deal, you must be

• New-to-bank individuals or existing Maybank customers who are residents of Malaysia and don’t have any existing Mastercard, Visa or American Express credit cards issued by Maybank/Maybank Islamic
• At least 21 years old at the time of making an application as a Principal cardholder for any one (1) or more of Maybank credit card(s) during the Campaign Period

Here’s how you can participate in this flash deal:

• Apply as the Principal cardholder for one (1) or more of the eligible credit cards online via the Maybank2u website or the MAE App, complete the e-application form and upload all the necessary supporting documents during the Campaign Period
• Perform a minimum retail spend of RM300 within the first 45 days from the Maybank credit card approval date

If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

Maybank Online Acquisition 2023 Credit Cards Campaign

From 1 July 2023 until 30 September 2023 ("Campaign Period"), be the first 300 eligible customers (100 eligible customers every month per card scheme) throughout the Campaign Period to grab an RM200 cashback prize. Terms and conditions apply!

Here’s an illustration of the campaign mechanics:

To be eligible for the prize, you must be either:

• New-to-bank individuals; or
• Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic

If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:

• Make an online application for any of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
• Complete the e-application form and upload all the required supporting documents
• Wait for approval from the bank
• Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible

If you require any help or enquiries regarding this campaign, please contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

Extra TreatsPoints with PETRONAS Maybank Visa Platinum

As a joint venture between PETRONAS and Maybank, PETRONAS Maybank Visa Platinum credit card offers a fantastic reward program for spending at any PETRONAS station in Malaysia. 

For any purchases including petrol made at PETRONAS service stations on weekdays, cardholders will earn 5x TreatsPoints for every RM1 spent. 

Similar spending on weekends will earn you 8x TreatsPoints. But the reward points don’t just stop there!

You can also earn 8x TreatsPoints for every RM1 spent on groceries every weekend at the following hypermarkets - AEON, Giant and Tesco. 

Now, that’s the icing on the cake! These reward points can then be used to redeem a wide variety of gifts, vouchers, IT gadgets, travel packages, fashion items and air miles.

However, the following transactions are  not eligible for TreatsPoints.

• Government-related spending
• JomPay transaction

Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoint:

• Education Institutions
• Insurance Providers
• Utilities
• 0% EzyPay Instalment

Travel Privileges with Platinum Visa

PETRONAS Maybank Platinum Visa credit card also offers you many privileges of a Platinum Visa card including travel perks. 

You will have access to personal concierge services to make hotel reservations, book a flight and make other trip arrangements.

For peace of mind, you will also receive much-needed help during emergencies such as cash advances, medical assistance and more. 

With PETRONAS Maybank Visa Platinum, you can also enjoy discounted travel rates and earn TreatsPoints to redeem free air miles.

Save on Interest Payments with PETRONAS Maybank Visa Platinum

This credit card is also designed to help you save on interest payments with Maybank Balance Transfer.

This feature allows you to transfer outstanding card balances from other credit cards or charge cards to this Maybank credit card for easy management.

The best thing about this Balance Transfer plan is its low interest rates, ranging from as low as 0% to 0.75% per month with payment terms of 6 to 36 months.

You can choose to settle your outstanding card balances with five different plans.

Interest-free Shopping

Maybank EzyPay is also one of the benefits attached to this Maybank credit card. 

This is a flexi payment plan that allows you to pay for large purchases charged to this credit card at participating merchants over a period of time.

Under this plan, you can stretch your payment terms up to 24 months at 0% interest.

Moreover, there is no penalty fee for early payment for maximum flexibility - really interest-free shopping at its best.

PETRONAS Maybank Visa Platinum is Free For Life

Anyone aged 21 years old and above with a minimum annual income of RM60,000 can apply for a PETRONAS Maybank Platinum Visa credit card. 

It is also easy to maintain as both principal and supplementary cards are free for life. 

With such a lucrative reward point system for petrol spending at PETRONAS, you can easily earn points to redeem more free petrol with this credit card.

PETRONAS Maybank Visa Platinum Finance Charge

What is the interest rate imposed on repayments?

Previously, the finance charge is only imposed on the below that are not paid after the payment due date:

• Retail transaction - finance charge is calculated from the posting date till full payment is made
• cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All fees and charges include:

• Annual Fee
• Cash Advance Fee
• Card Replacement Fee
• Statement Copy Fee
• Sales Draft Retrieval Copy Fee
• Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact, you will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your PETRONAS Maybank Visa Platinum are carried forward from the previous month's statement cycle and are paid in full.