Petronas Maybank Visa Platinum

Free-for-life credit card that collects 8x TreatsPoints on petrol and groceries transactions every weekend. Get free Touch 'N Go Zing Card to beat the maddening rush hour crowd every day.

Petronas Maybank Visa PlatinumZERO annual fees!
Min. Income
RM5,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 9% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Maybank Exclusive Gift
worth RM299
when you apply through RinggitPlus3

Maybank Exclusive Gift

Rewards

Get 8x TreatPoints whenever you spend on groceries or at any PETRONAS station during the weekend. 5x TreatPoints at all PETRONAS fuel stations on weekdays. Enjoy discounted rates and earn TreatsPoints to redeem free air travel with Malaysia Airlines - Enrich, Singapore Airlines or any airlines of your choice.

Maybank TreatPoints
EarnSpend
8 points on every RM1on weekends at PETRONAS
5 points on every RM1on weekdays at PETRONAS
8 points on every RM1on groceries every weekend

Petrol

5x TreatsPoints on weekdays and 8x Treats Points on weekend whenever you spend at PETRONAS - Free Maybankard Touch 'N Go Zing Card.

Travel

Access to personal concierge services, emergency travel assistance, special discounts, free air miles and more.

Balance Transfer

Transfer outstanding balances from other credit cards to PETRONAS Maybank Visa Platinum at interest rates as low as 0% with payment period of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM2,000
36 months4.96% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybankard EzyPay offers interest-free shopping with payment period of up to 24 months at approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLus for low rates instalment of up to 24 months.

Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
12 months9% p.a. and no one-time upfront handling feefrom RM500 to RM30,000
18 months9% p.a. and no one-time upfront handling feefrom RM3,000 to RM30,000
24 months9% p.a. and no one-time upfront handling feefrom RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave and supplementary Touch 'n Go card

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review

Not getting enough mileage from your petrol spending? 

Here is one way you can maximise your Ringgit on fuel purchases and get additional privileges as well – introducing the PETRONAS Maybank Platinum Visa.

Extra TreatsPoints

As a joint venture between PETRONAS and Maybank, PETRONAS Maybank Platinum Visa credit card offers a fantastic reward program for spending at any PETRONAS stations in Malaysia. 

For any purchases including petrol made at PETRONAS service stations on weekdays, cardholders will earn 5x TreatsPoints for every RM1 spent. 

Similar spending on weekends will earn you 8x TreatsPoints.

The reward points don’t just stop there. You can also earn 8x TreatsPoints for every RM1 spent on groceries every weekend at the following hypermarkets - AEON, Giant and Tesco. 

Now, that’s the icing on the cake!

These reward points can then be used to redeem a wide variety of gifts such as vouchers, IT gadgets, travel packages, fashion items and more.

However, the following transactions are not eligible for TreatsPoints.

  • Government-related
  • JomPay

Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoint:

  • Education Institutions
  • Insurance Providers
  • Utilities
  • Petrol (except Petronas)
  • 0% EzyPay

Travel Privileges

PETRONAS Maybank Platinum Visa credit card also offers you many privileges of a Platinum Visa card including travel perks. 

You will have access to personal concierge services to make hotel reservations, book a flight and make other trip arrangements.

For peace of mind, you will also receive much-needed help during emergencies such as cash advances, medical assistance and more. 

With PETRONAS Maybank Platinum Visa, you can also enjoy discounted travel rates and earn TreatsPoints to redeem free Air Miles.

Save on Interest Payments

This credit card is also designed to help you save on interest payments with Maybank Balance Transfer.

This feature allows you to transfer outstanding card balances from other credit cards or charge cards to PETRONAS Maybank Platinum Visa for easy management.

The best thing about this Balance Transfer plan is its low interest rates, ranging from as low as 0% to 0.75% per month with payment terms of 6 to 36 months.

You can choose to settle your outstanding card balances with five different plans.

Interest-free Shopping

Maybank EzyPay is also one of the benefits attached to PETRONAS Maybank Platinum Visa credit card. 

This is a flexi payment plan which allows you to pay for large purchases charged to this credit card at participating merchants over a period of time.

Under this plan, you can stretch your payment terms up to 24 months at 0% interest.

Moreover, there is no penalty fee for early payment for maximum flexibility - a really interest-free shopping at its best.

Free For Life and Petrol

Anyone aged 21 years old and above with a minimum annual income of RM60,000 can apply for PETRONAS Maybank Platinum Visa credit card. 

It is also easy to maintain as both principal and supplementary cards are free for life. 

With such a lucrative reward point system for petrol spending at PETRONAS, you can easily earn points to redeem more free petrol with this credit card.


Finance Charge

What are the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%

Previously, finance charge is only imposed on the below that are not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

Finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are settled in full.

All Fess and Charges includes:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges

Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance.

In fact you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances carried forward from the previous month's statement cycle are paid in full.