Petronas Maybank Visa Platinum

A free-for-life credit card that collects up to 8x TreatsPoints on petrol spending at PETRONAS stations nationwide, and groceries transactions every weekend.

Petronas Maybank Visa PlatinumZERO annual fees!
Min. Income
RM5,000/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Get 8x TreatsPoints whenever you spend on groceries or at any PETRONAS station during the weekend. In addition, get 5x TreatsPoints at all PETRONAS fuel stations on weekdays. Enjoy discounted rates and collect TreatsPoints to redeem gifts, vouchers and air miles with Malaysia Airlines (Enrich Miles), Singapore Airlines (KrisFlyer Miles) and Asia Miles at a conversion rate of 20,000 TreatsPoints = 1,000 air miles each. Please note that any government bodies or JomPay transactions and e-wallet reloads are not eligible for TreatsPoints.

Maybank TreatsPoints
EarnSpend
8 points on every RM1on weekends at PETRONAS
5 points on every RM1on weekdays at PETRONAS
8 points on every RM1on groceries every weekend
1 point on every RM1on education, insurance, utilities and 0% EzyPay

Petrol

5x TreatsPoints on weekdays and 8x TreatsPoints on weekends whenever you spend at PETRONAS stations nationwide.

Premium

Access to personal concierge services, emergency travel assistance, special discounts, air miles conversions, automatic membership to the exclusive Visa Platinum Club and more. Not to mention, you may also sign up for the Etiqa Takaful Mutiara Plus Plan for as low as RM10 per month. T&C apply.

Balance Transfer

Transfer outstanding balances from other credit cards to PETRONAS Maybank Visa Platinum at interest rates as low as 0% with a payment period of up to 36 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers interest-free shopping with a payment period of up to 36 months at approved merchants. For all other purchases, you can opt for Maybank EzyPay PLus for low rates instalments of up to 24 months.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

Review

Not getting enough mileage from your petrol spending? 

Here is one way you can maximise your Ringgit on fuel purchases and get additional privileges as well – introducing the PETRONAS Maybank Visa Platinum.

Extra TreatsPoints with PETRONAS Maybank Visa Platinum

As a joint venture between PETRONAS and Maybank, the PETRONAS Maybank Visa Platinum credit card offers a fantastic reward program for spending at any PETRONAS station in Malaysia. 

For any purchases including petrol made at PETRONAS service stations on weekdays, cardholders will earn 5x TreatsPoints for every RM1 spent. 

Similar spending on weekends will earn you 8x TreatsPoints. But the reward points don’t just stop there!

You can also earn 8x TreatsPoints for every RM1 spent on groceries every weekend at the following hypermarkets - AEON, Giant and Lotus's. 

Now, that’s the icing on the cake! These reward points can then be used to redeem a wide variety of gifts, vouchers, IT gadgets, travel packages, fashion items and air miles.

However, the following transactions are not eligible for TreatsPoints.

  • Government-related spending
  • JomPay transaction
  • E-wallet reloads

Want to earn more TreatsPoints? You absolutely can! Here are other types of transactions you spend at which would earn you 1x TreatsPoint:

  • Education Institutions
  • Insurance Providers
  • Utilities
  • 0% EzyPay Instalment

Travel Privileges with Platinum Visa

PETRONAS Maybank Platinum Visa credit card also offers you many privileges of a Platinum Visa card including travel perks. 

You will have access to personal concierge services to make hotel reservations, book a flight and make other trip arrangements.

For peace of mind, you will also receive much-needed help during emergencies such as cash advances, medical assistance and more. 

With PETRONAS Maybank Visa Platinum, you can also enjoy discounted travel rates and earn TreatsPoints to redeem free air miles.

Save on Interest Payments with PETRONAS Maybank Visa Platinum

This credit card is also designed to help you save on interest payments with Maybank Balance Transfer.

This feature allows you to transfer outstanding card balances from other credit cards or charge cards to this Maybank credit card for easy management.

The best thing about this Balance Transfer plan is its low interest rates, ranging from as low as 0% to 0.75% per month with payment terms of 6 to 36 months.

You can choose to settle your outstanding card balances with five different plans.

Interest-free Shopping

Maybank EzyPay is also one of the benefits attached to this Maybank credit card. 

This is a flexi payment plan that allows you to pay for large purchases charged to this credit card at participating merchants over some time.

Under this plan, you can stretch your payment terms up to 36 months at 0% interest with approved merchants or up to 24 months at a 9% interest.

Moreover, there is no penalty fee for early payment for maximum flexibility - really interest-free shopping at its best.

PETRONAS Maybank Visa Platinum is Free For Life

Anyone aged 21 years old and above with a minimum annual income of RM60,000 can apply for a PETRONAS Maybank Platinum Visa credit card. 

It is also easy to maintain as both principal and supplementary cards are free for life. 

With such a lucrative reward point system for petrol spending at PETRONAS, you can easily earn points to redeem more free petrol with this credit card.

PETRONAS Maybank Visa Platinum Finance Charge

What is the interest rate imposed on repayments?

Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment of less than 10 out of 12 months AND New Cardmembers 18%

Previously, the finance charge was only imposed on the below that were not paid after the payment due date:

  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date

The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balances including all fees and charges (except late payment charges).

These are carried forward from the previous statement until the outstanding balances are fully settled.

All fees and charges include:

  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of the miscellaneous fee (if any) EXCEPT Late Payment Charges

A late payment charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100.

This change on the Finance Charge will not have any impact if you do not have any unpaid outstanding balance. 

You will continue to enjoy a 20-day interest-free period, provided that the outstanding balances of your PETRONAS Maybank Visa Platinum are carried forward from the previous month's statement cycle and are paid in full.

What are the required documents to make an application?

To apply as a principal cardholder, please prepare the following documents accordingly.

For salaried employees:

  • Copy of IC (both sides) or Passport
  • Latest BE form with an official tax receipt
  • Latest 3 months salary slips
  • Latest 6 months savings account activity/current account statement

For self-employed (you must own a Maybank account):

  • Copy of IC (both sides) or Passport
  • Copies of the Business Registration Certificates
  • Latest 6 months bank statement

For expatriates:

  • Letter from employer confirming duration of employment contract in Malaysia

Maybank Online Acquisition 2024 Credit Cards Campaign

From 1 May 2024 until 31 July 2024 (“Campaign Period”), be the first 300 eligible customers (first 100 eligible customers per card scheme every month) throughout the Campaign Period to grab an RM100 cashback prize. Terms and conditions apply!

Here’s an illustration of the campaign mechanics:

Card Scheme Rewards Spend Criteria Campaign Period
Maybank/Maybank Islamic Visa Cards
RM100 Cashback

(capped at the first 100 eligible customers per card scheme every month) 

Minimum retail spend of RM300 within the first 45 days from card approval date  1 May 2024 - 31 July 2024
Maybank/Maybank Islamic Mastercard Cards
Maybank/Maybank Islamic American Express Cards

To be eligible for the prize, you must be either:

  • New-to-bank individuals or
  • Existing customers of Maybank who are a resident of Malaysia aged 21 years at the time of applying and have yet to own any existing Visa, Mastercard or American Express principal credit cards issued by Maybank/Maybank Islamic

If you fall under the mentioned eligibility criteria, here are the steps to take part in this campaign:

  • Make an online application for any one of the eligible credit cards (or more) via the Maybank2u website or the MAE App within the Campaign Period
  • Complete the e-application form and upload all the required supporting documents
  • Wait for approval from the bank
  • Once approved, perform a minimum retail spend of RM300 within the first 45 days from the card’s approval date to be eligible

Individuals who are not eligible to participate in this campaign include:

  • Permanent and/or contract employees of Maybank (including its subsidiaries and related companies);
  • Any Eligible Customer who had cancelled any of his/her Maybank Credit Card within six (6) months before the date of application and is reapplying for another Maybank Credit Card under the Campaign;
  • Present holders of any Maybank Credit Card(s) whether issued in Malaysia or otherwise; and/or
  • Any Eligible Customer who has committed or is suspected of committing any misconduct, fraudulent, wrongful acts or in default and breach of terms to their account(s), any facility, and/or any services granted by Maybank.

If you require any help or enquiries regarding this campaign, please read through the T&C here or contact Maybank’s Customer Care Hotline at 1-300-88-6688 or +603 7844 3696.

Search Icon

Get the financial support you need

Featurebox

We’ll guide you through your application for this financial product