Petronas Maybankard Platinum Visa credit card

Petronas Maybankard Platinum Visa

Get more gas in your tank! Earn 8x TreatPoints for fast petrol redemption and free Touch 'N Go card to beat the maddening rush hour crowd every day.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 8x reward points 

Apply online now for Petronas Maybankard Platinum Visa

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get 8x TreatPoints whenever you spend on groceries or at any Petronas station during the weekend. 5x TreatPoints at all Petronas fuel stations on weekdays. Enjoy discounted rates and earn TreatsPoints to redeem free air travel with Malaysia Airlines - Enrich, Singapore Airlines or any airlines of your choice.
Maybank TreatPoints
EarnSpent
8 points on every RM1on weekends at PETRONAS
5 points on every RM1on weekdays at PETRONAS
8 points on every RM1on groceries every weekend
Your Maybank TreatPoints earned expires in  3 years
Balance Transfer
Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with payment period of up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybankard EzyPay offers interest-free shopping with payment period of up to 24 months at approved merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a..
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
5X Treats Points on weekdays and 8X Treats Points on weekend whenever you spend at PETRONAS - Free Maybankard Touch n Go Zing Card.
Travel
Access to personal concierge services, emergency travel assistance, special discounts, free air miles and more.
Travel CoverageSum Insured
Travel InsuranceUp to RM300000

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave and supplementary Touch 'n Go card

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Petronas Maybankard Platinum Visa review

What's so good (or not so good) about it?

Not getting enough mileage from your petrol spending? Here is one way you can maximise your Ringgit on fuel purchases and get additional privileges as well – introducing the Petronas Maybankard Platinum Visa. This credit card will help you save on fuel while giving you all the perks that comes with a Platinum Visa card.

Extra TreatsPoints

As a joint venture between Petronas and Maybank, Petronas Maybankard Platinum Visa credit card offers a fantastic reward programme for spending at any Petronas station in Malaysia. For any purchases including petrol made at Petronas Service Stations on weekdays, cardholders will earn 5 TreatsPoints for every RM1 spent. Similar spending on weekends will earn you 8 TreatsPoints.

The reward points don’t just stop there. Cardholders also can earn 8 TreatsPoints for every RM1 spent on groceries every weekend at the following hypermarkets - Aeon, Giant and Tesco. Now, that’s icing on the cake. These reward points can then be used to redeem a wide variety of gifts such as vouchers, IT gadgets, travel packages, fashion items and more.

Travel Privileges

Petronas Maybankard Platinum Visa credit card also offers cardholders the many privileges of a Platinum Visa card including travel perks. Cardholders will have access to personal concierge services to help them make hotel reservations, book a flight and make other arrangements for their trips.

For peace of mind, cardholders will also receive much needed help during emergencies such as cash advances, medical assistance and more. With Petronas Maybankard Platinum Visa, you can also enjoy discounted travel rates and earn TreatsPoints to redeem free Air Miles.

Save on Interest Payments

This credit card is also designed to help cardholders save on interest payments with Maybankard Balance Transfer. This feature allows cardholders to transfer outstanding card balances from other credit cards or charge cards to Petronas Maybankard Platinum Visa for easy management.

The best thing about Maybankard Balance Transfer is its low interest rates. Cardholders can choose to settle their outstanding card balances with five different plans. Interest rates range from as low as 0% to 0.75% per month with payment terms of 6 to 36 months. Such low interest rates will generate significant savings for cardholders.

Interest-free Shopping

Maybankard EzyPay is also one of the benefits attached to Petronas Maybankard Platinum Visa credit card. This is a flexi payment plan which allows cardholders to pay for large purchases charged to this credit card at participating merchants over a period of time.

Under this plan, cardholders can stretch their payment terms up to 24 months at 0% interest. Moreover, there is no penalty fee for early payment for maximum flexibility. This is really interest-free shopping at its best.

Free Petrol

Anyone aged 21 years old and above with a minimum annual income of RM60,000 can apply for Petronas Maybankard Platinum Visa credit card. It is also easy to maintain as both principal and supplementary cards are free for life. With such a lucrative reward point system for petrol spending at Petronas, you can easily earn points to redeem more free petrol with this credit card.

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