Petronas Maybankard Visa credit card

Petronas Maybankard Visa

Get more on your spending including 5x TreatsPoints on weekdays and 8x TreatsPoints on weekends whenever you swipe at PETRONAS stations nationwise!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 8x reward points 

Apply online now for Petronas Maybankard Visa

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get 5x TreatsPoints at PETRONAS on weekdays and 8x TreatsPoints for petrol and groceries spending on weekends. Use your reward points to get your hands on the latest iPhone, an elegant wristwatch, or even use your points to waive your yearly annual fee.
Maybank TreatsPoints
EarnSpent
8 points on every RM1on weekends at PETRONAS
5 points on every RM1on weekdays at PETRONAS
8 points on every RM1on groceries every weekend
Your Maybank TreatsPoints earned expires in  6 years
Balance Transfer
Balance transfer plans with interest rates as low as 0% and payment terms of up to 36 months. Imagine paying RM100s on interest charges on your overdue credit card bills - not a very ideal situation if you're planning to save on a big ticket purchase or overseas holiday.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Enjoy interest-free shopping with Maybankard EzyPay offering payment terms of up to 24 months at participating merchants. For all other purchases, you can opt to Maybankard EzyPay PLUS for instalment of up to 24 months at 9% p.a.. Need to spend a little bit extra especially during those festive seasons? Pay in affordable monthly instalments with Maybank.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
10 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Free petrol at Petronas service stations with TreatsPoints when you redeem with PETRONAS GiftCard. You're spending tons of money on petrol driving to and from work everyday, lighthen your load now.
Travel
Travel with Points. Enjoy discounted rates and earn TreatsPoints to redeem free air travel vouchers with Malaysia Airlines, Singapore Airlines, or any airlines of your choice. Check off London or Paris off your bucket list for cheap!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM19.08 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave and supplementary Touch 'n Go card

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM30000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Expatriates

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Petronas Maybankard Visa review

What's so good (or not so good) about it?

When the nation’s biggest bank and oil company work together, you can expect big results. This is evident in the collaboration between Maybank and PETRONAS to create PETRONAS Maybankard Visa. This credit card promises big rewards for cardholders.

8x TreatsPoints

PETRONAS Maybankard Visa may be the fastest way to earn TreatsPoints especially for road warriors. This credit card will award cardholders 5 TreatsPoints for every RM1 spent at any PETRONAS stations across the country during weekdays. For the same amount charged to PETRONAS Maybankard Visa credit card during the weekends, cardholders can earn 8 TreatsPoints!

Besides earning reward points at PETRONAS, cardholders can also earn 8x TreatsPoints when they shop for groceries during the weekends. The TreatsPoints collected do not have an expiry date. Hence, cardholders can take their time to collect points and redeem a wide range of rewards such as home appliances, IT gadgets, travel accessories, lifestyle items, fashion & beauty products, sports equipment and more.

Free Petrol

The TreatsPoints awarded to PETRONAS Maybankard Visa cardholders can also be used to redeem free petrol at any PETRONAS outlets. This feature is particularly useful to help cardholders maximise the mileage on their fuel expenditure.

Complimentary Air Travel

In addition, PETRONAS Maybankard Visa cardholders can also exchange the TreatsPoints with free air miles from Malaysia Airlines, Singapore Airlines or any other airlines of their choice. With such a generous reward points system, cardholders who spend more can earn more TreatsPoints to enjoy free flights.

Interests Savings

This credit card also comes with a balance transfer feature which allows cardholders to transfer outstanding balances from other credit cards or charge cards to PETRONAS Maybankard Visa. Then, cardholders can settle the combined outstanding card balances more efficiently.

For maximum flexibility, the Maybankard Balance Transfer offers five different plans to cardholders. They can opt to settle their debt with interest rates ranging from 0% to 0.75% and payment terms of 6 to 36 months. With such low interest rates, the savings in interest repayments will be quite significant.

0% EzyPay

More savings is installed for PETRONAS Maybankard Visa cardholders who love to shop. The Maybankard EzyPay is included in the PETRONAS Maybankard Visa benefits package. This easy payment scheme will enable cardholders to shop at selected merchants with no interest at all. They can also choose to stretch the payment terms for their purchases up to 36 months.

Free for Life

To apply for PETRONAS Maybankard Visa credit card, you must be at least 21 years old and have a minimum income of RM2500 per month or RM30000 per year. This highly affordable credit card is also super easy to maintain as both the principal and supplementary cards are free for life.

Value for Money

With up to 8 TreatsPoint awarded for each RM1 spent, accumulation of reward points is a breeze. The wide range of rewards which cardholders can cash in on using the TreatsPoints including free petrol and air flights makes PETRONAS Maybankard Visa a great-value-for-money credit card.

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