Launched as part of Public Bank’s strategic insurance model partnership with AIA Bhd, the Public Bank AIA Visa Gold Credit Card has been widely advertised as the card that gives you more. But how much more does it give you? Keep reading below for more details.
No Limit Cash Back for Shopping
With no limit cash back of up to 0.2% on retail purchases worldwide, the Public Bank AIA Visa Gold Credit Card is especially suitable for big and frequent spenders, who can now afford to spend without having to worry about caps on cash back.
2% Cash Back for AIA Insurance Premium
In addition, the Public Bank AIA Visa Gold Credit Card offers 2% cash back on AIA insurance premiums with maximum cash back of RM350 per year. This extra perk is especially attractive for consumers who plan to take on AIA insurance as a visible majority of other credit cards usually side with Great Eastern or other insurance.
FREE RM300,000 per Annum Travel Insurance
The Public Bank AIA Visa Gold Credit Card provides an attractive RM300,000 per annum travel insurance covering everything from lost luggage to missed and delayed flights. Frequent flyers booking their flight with the credit card can now travel with ease knowing that they are protected from any potential mishaps.
Low Interest Cash Advance
Need cash fast to pay for an unplanned medical bill or car repair? Public Bank cardholders will be given preferential fees on cash loans on your credit card limit. Enjoy 5.3% (6% GST included) at Public Bank ATMs and branches all over Malaysia, subject to a minimum cash advance fee of RM21.20 (6% GST included) per withdrawal.
0% Interest 6 Months Balance Transfer
The Public Bank AIA Visa Gold Credit Card offers 0% interest for Public Bank balance transfers over a period 6 months when you transfer at least RM6,000. Prospective consumers can now alleviate some of the pressure of payment by enjoying the interest free perk.
Cash back for insurance premiums remain a rarity amongst the multitude of credit cards in Malaysia. With 2% cash back for AIA insurance premiums, the Public Bank AIA Visa Gold Credit Card has established itself as a standout candidate from the rest of the credit cards in Malaysia.
Throw in a generous travel insurance package and no limits on cash back for retail purchases and the Public Bank AIA Visa Gold Credit Card truly lives up to its tagline as the card that gives you more. Want your family share the same privileges? You can apply for supplementary cards for them to enjoy the same cash rebates, discounts, and lifestyle perks Public Bank and AIA has to offer.