Everyone likes the 2-in-1 concept in beverages, gadgets, home appliances and what have you - it is convenient, fast and infused with plenty of benefits.
Imagine a marriage of 2 financial institutions merged into 1 facility; that is, my friend, the Public Bank AIA Visa Gold Credit Card.
Enjoy Unlimited Cash MegaBonus with Public Bank AIA Visa Gold
It is as good as cash and credited into your Public Bank AIA Visa Gold credit card account every month.
Cash MegaBonus is your getaway to enjoy considerable savings on your credit card expenses because it pays you back for every Ringgit spent.
While 0.1% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
What's more, there's no capping on the cashback amount you will get back.
But remember, only retail transaction is qualified for Cash MegaBonus.
0.2% AIA Insurance Premium Cashback from Public Bank
As part of its partnership with AIA Malaysia, Public Bank gives a cash rebate on your AIA insurance policy premium payment, capped at RM100 per year.
So, every month you deduct a portion from this credit card to your insurance policy will earn you 0.2% cashback.
This cash rebate is only applicable when you make AIA transactions via an auto-debit facility or over the counter at AIA branches.
Unfortunately, all AIA transactions made through the internet or e-Commerce are excluded.
Public Bank AIA Visa Gold - FREE Annual Fee without conditions
The best part of this Public Bank AIA Visa Gold Credit Card is that it's FREE for life without any conditions!
With no annual fee commitment, you essentially could save up to RM200 a year.
Wait no more as this is the Public Bank credit card you've been looking for!
0% Instalment Plan
Like what you see but can't afford the purchase?
With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first and then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
But if you hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount - always check out on Public Bank credit card promotions!