Unlimited retail cashback
Public Bank Mastercard Online Credit Card Acquisition Campaign 2023
From 1 April until 30 June 2023 (“Campaign Period”), Public Bank is giving away a Huawei Band 7 to eligible applicants who apply for any participating Public Bank/Public Islamic Bank Mastercard credit cards via online channels such as PBe and RinggitPlus, perform spending criteria and an SMS registration, during the Campaign Period. Terms and conditions apply. Let's dive into the campaign mechanics below!
The participating Public Bank/Public Islamic Bank Mastercard credit cards include:
- Public Bank Quantum Mastercard
- Public Bank Platinum Mastercard
- Public Bank World Mastercard
- Public Bank Gold Mastercard
- Public Islamic Bank Mastercard Platinum Credit Card-i
- Public Islamic Bank Mastercard Gold Credit Card-i
On top of the current flash deal, don’t miss this opportunity to win an extra gift! To get the Huawei Band 7, you must:
- Be a new-to-bank Principal card member of the participating Public Bank Mastercard Credit Card or Public Islamic Bank Mastercard Credit Card-i.
- Apply for the eligible credit card(s) via the PBe channel or RinggitPlus.
- Spend an accumulative amount of RM2,000 and perform an SMS registration within 60 days from the card approval date to be eligible for this campaign.
To perform the SMS registration, please enter the following text and send it to 66300.
“PBSM<space>12-digit NRIC number”
The eligible applicants who successfully registered for the campaign will get a confirmation SMS from Public Bank.
Those who are not eligible to participate in this campaign include:
- Existing Public Bank/Public Islamic Bank Principal card members; and
- Former Public Bank/Public Islamic Bank Principal card members who have cancelled any of their credit card(s) within 2 years from the date of current application; and
- Any of those who apply for the eligible PB Mastercard credit card via other channels other than PBe and RinggitPlus; and
- Employees of the Public Bank Group, its advertising agencies, their immediate families or any other persons connected with the administration of the Campaign.
Get Unlimited Cash MegaBonus with Public Bank Gold MasterCard
Swipe your Public Bank Gold MasterCard to earn an unlimited 0.1% Cash MegaBonus every month.
Cash MegaBonus is your getaway to enjoy considerable savings on your credit card expenses because it pays you back for every Ringgit spent.
While 0.1% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
What's more, there's no capping on the cashback amount you will get back. But remember, only retail transaction is qualified for this cashback.
Annual fee waiver
It is worth noting that the Public Bank Gold MasterCard credit card is issued free of charge in the first year.
This should encourage you to spend more and reap the benefits and privileges of being a Public Bank credit cardholder.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
0% Balance Transfer
Want to recover your sleepless nights and hair falls from worrying over credit card debts?
Here's where Public Bank Balance Transfer comes to the rescue.
Public Bank Balance Transfer helps you ease your financial distress by offering a zero interest rate and low one-time upfront charges starting from 1.5% with repayment terms extended up to 48 months.
You can consolidate up to 4 credit cards and transfer them to your Public Bank credit card, subject to 80% of the total available credit limit.
The minimum transfer amount should be RM500, with repayment terms ranging from 6, 12, 24, 36 and 48 months.
Flexible Instalment Plans
Like what you see but can't afford the purchase?
With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first and then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
But if you hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount — always check out Public Bank credit card promotions!
