Lots of value packed into this Gold Visa credit card by Public Bank. Get unlimited Cash MegaBonus on all your retail transactions, 0% interest on all balance transfer and instalment plans, and many exclusive deals and discounts at Public Bank's merchants.
Unlimited Cash MegaBonus
Swipe your Public Bank Gold Visa to earn an unlimited 0.1% Cash MegaBonus every month. Cash MegaBonus is your getaway to enjoy a considerable savings on your credit card expenses because it pays you back for every Ringgit spent.
While 0.1% may look less profitable, but imagine the compounding effect of it on every Ringgit you have swiped? What's more, there's no capping on the cashback amount you will get back. But remember, only retail transaction is qualified for this cashback.
0% Balance Transfer
Want to recover your sleepless nights and hair falls for worrying over credit card debts? Here's where Public Bank Balance Transfer comes to the rescue.
Public Bank Balance Transfer helps you ease your financial distress by offering a zero interest rate and a low one-time upfront charges starting from 0% with repayment terms extended up to 36 months.
You can consolidate up to 4 credit cards and transfer to your Public Bank credit card, subject to 80% of the total available credit limit. The minimum transfer amount should be RM500, with repayment terms ranging from 6, 12, 24 and 36 months.
0% Instalment Plan
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
But if you're hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount - always check out on Public Bank credit card promotions!
Annual Fee Waiver
It is worth noting that Public Bank Gold Visa credit card is issued for free of charge in the first year. This should encourage you to spend more and reap the benefits and privileges of being Public Bank credit card holders.
Plus, you can maintain not paying annual fee for the subsequent years when you make a minimum 12 swipes in a year.