Public Bank TARC Debit MasterCard

The PB TARC Debit MasterCards are absolutely a FREE FOR LIFE card with no terms and conditions.

Public Bank TARC Debit MasterCardFree for Life
Annual Fee
Easy Payment Plan
From 0% p.a.


0.5% Cash rebate for fuel or non-fuel items in Petron.

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

Daily Maximum Cash Withdrawal
Up to RM5,000


Minimum Age
  • 18 years old
Who can apply
  • Anybody



About Public Bank TARC Debit MasterCard

What if you can get a personalised debit card without any additional charge? You can, with Public Bank! If you're a student or alumni of Tunku Abdul Rahman University College, you can have a debit card with  TARC logo on it. Why carry so many cash when you have a debit card?

Zero annual fee

With so many things to pay, there's no need for additional expenses. Public Bank TARC Debit MasterCard comes with zero annual fee for life, perfect for everyone, especially students! You can also withdraw cash in Public Bank ATM for free. However, any cash withdrawal via non-Public Bank ATM (local or overseas) will cost you RM10. 

What are the charges that I need to pay?

Here are the charges that you need to pay when you own a Public Bank UTAR Debit MasterCard:

  • Card replacement: RM10
  • Sales draft: RM15
  • Statement request: RM5
  • Balance enquiry: free (local Public Bank ATM), RM2 (non-public bank ATM)
  • Cirrus: RM10
  • Forex: 1.25%
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