Public Bank Visa Business credit card

Public Bank Visa Business

Take charge of your business with the Public Bank Visa Business. Provide your employees with a secure line of credit and concentrate on growing your business.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 0.5% cashback
  • 0% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM159.00 annual fee

Apply online now for Public Bank Visa Business

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Earn Cashback on everything! 0.50% for all kinds of company spending.
Discover how much you can save when you shop with your new Public Bank Visa Business
Cashback CategoryCashback RateMonthly CapSpend
All SpendingSpendany amount0.5%uncappedany amount
Balance Transfer
Have outstanding balance? Consolidate them with a balance transfer and enjoy 0% interest for a 6-month tenure. The minimum amount for transfer is RM5000.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1% one-time upfront handling feefrom RM500 
6 months0% p.a. and 0% one-time upfront handling feefrom RM6000 
12 months0% p.a. and 2.5% one-time upfront handling feefrom RM1000 
24 months0% p.a. and 5% one-time upfront handling feefrom RM3000 
36 months0% p.a. and 7% one-time upfront handling feefrom RM6000 
Learn more about Public Bank Balance Transfer
Easy Payment Plan (EPP)
Shop smart and lower your interest cost to 0% with the Public Bank Zero Interest Installment Plan. Stretch out your payments up to 36 months with no interest, depending on the merchant. If its not a participating merchant, no worries, take up the Public Bank Flexipay Plan!
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
9 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
18 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
30 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Public Bank Zero Interest Installment Plan
Travel
Meet your clients where ever they are and have peace of mind with up to RM1000000 in complimentary Travel Insurance from Public Bank.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Premium
Have full control of your company spending habits with the ability to set strict parameters and limit for your employees, when using this card.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM159.00
  • Free for first year
  • Waived when waived with 12 swipes per year
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum age for primary card holder
21 years old
Who can Apply
Any Business

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Public Bank Zero Interest Installment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
Public Bank Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.