Whether to make quick buying decisions with the suppliers or throwing monthly birthday party for employees’ get-together, Public Bank Visa Business understands and supports your business needs.
Privilege for your business
With this Visa Business credit card, you can evolve the way you manage your company finances and spare your CFO a favor of approving every spending proposal.
Just issue one card for all company purposes, or to each eligible employee as a reward. You can have your company or employee’s name embossed on the card to enhance corporate identity.
If you don’t want your employees to exploit the privilege, you (attention finance people!) can ringfence it by setting limit to their spending, whether daily, monthly or in a single purchase – show them who’s the boss now.
Public Bank understands that running a business involves a lot of risks, therefore it is important to have a backup plan that a company can remunerate for losses.
With two complimentary insurance coverages: corporate liability waiver of up to RM1,650,000 and travel insurance with a maximum of RM1,000,000 per cardmember per annum, your company not only be saving on additional insurance expenses, but also get protected from any untoward incidences.
Let your employees to splurge on shopping, as part of company incentives, with their Public Bank Visa Business as they can enjoy 0.5% cashback on all retail transactions.
What’s more, there is no limit to receive cash rebate and no maximum capping as to how much they will be credited every month.
However, no cashback will be applied on cash advance and non-retail purchases.
This is among those vital features any credit card can offer: the facility to withdraw money from your Visa Business card – because sometimes the unexpected shows up uninvited.
You can dispense your money at any ATMs to cover for emergencies, subject to a withdrawal fee of 5.3%. Bear in mind that a standard finance charge of 18% p.a. is applicable on the unpaid balance until you pay it off.
You can perform financial health check and track employees’ real-time credit card transactions by logging into PBe.
Besides that, you can also pay company’s bills, order and purchase office supplies or transfer money to suppliers via Public Bank’s online banking platform. It is so convenient and easy to use.