Whether to make quick buying decisions with the suppliers or throw monthly birthday parties for employees’ get-togethers, Public Bank Visa Business understands and supports your business needs.
Privilege for your business with Public Bank Visa Business
With Public Bank Visa Business credit card, you can evolve the way you manage your company finances and spare your CFO the favour of approving every spending proposal.
Just issue one card for all company purposes, or to each eligible employee as a reward.
You can have your company or employee’s name embossed on the card to enhance corporate identity.
If you don’t want your employees to exploit the privilege, you (attention finance people!) can ring-fence it by setting limits to their spending, whether daily, monthly or in a single purchase – show them who’s the boss now.
Free travel insurance
Public Bank understands that running a business involves a lot of risks, therefore it is important to have a backup plan that a company can remunerate for losses.
With travel insurance with a maximum of RM1 Million per card member per annum, your company not only be saving on additional insurance expenses but also get protected from any untoward incidences.
Unlimited cashback with Public Bank Visa Business
Let your employees splurge on shopping, as part of company incentives, with their Public Bank Visa Business as they can enjoy 0.50% cashback on all retail transactions.
What’s more, there is no limit to receiving cash rebates and no maximum capping as to how much they will be credited every month.
However, no cashback will be applied on cash advances and non-retail purchases.
Cash advance feature
This is among those vital features any credit card can offer: the facility to withdraw money from your Visa Business card – because sometimes the unexpected shows up uninvited.
You can dispense your money at any ATM to cover emergencies, subject to a withdrawal fee of 5%. Bear in mind that a standard finance charge of 18% p.a. is applicable on the unpaid balance until you pay it off.
Public Bank Visa Business reporting tools
You can perform a financial health check and track employees’ real-time Public Bank Visa Business credit card transactions by logging into PBe.
Besides that, you can also pay company bills, order and purchase office supplies or transfer money to suppliers via Public Bank’s online banking platform. It is so convenient and easy to use.