Public Bank Visa Commercial

Give yourself and your company a controlled line of credit for efficient cash flow management—only for registered Private Limited and Listed companies.

Public Bank Visa CommercialTravel & purchase protection
Annual Fee
Free*
Cashback
up to 0.5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
18% p.a.
Interest-free
25 days

Cashback

Earn unlimited 0.5% cashback on all your transactions, whether it's for petrol, government purchases, insurance or other payments!

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
All Transactions0.5%uncappedany amount

Travel

Free automatic travel insurance of up to RM1 million when you charge your travel arrangements to this credit card. Claim for inconveniences due to luggage delay, luggage loss, flight delay, missed connecting flight, trip cancellations and repatriation expenses.

Travel CoverageSum Insured
Travel InsuranceUp to RM1,000,000

Premium

Have your name and company name embossed on the card face! What's more, enjoy the flexibility of credit terms for up to 55 days, and streamline your procurement process to ensure efficient order generation and tracking, including exclusive merchant offers through Public Bank's Business Services Platform!

Balance Transfer

Have an outstanding balance? Consolidate them with a balance transfer and enjoy low interest over flexible repayment tenures.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 2.5%one-time upfront handling feefrom RM1,000
24 months0% p.a. and 4.5%one-time upfront handling feefrom RM1,000
36 months0% p.a. and 6.5%one-time upfront handling feefrom RM1,000
48 months0% p.a. and 9.5%one-time upfront handling feefrom RM1,000
Learn more about Public Bank Balance Transfer

Easy Payment Plans

Shop now, pay later! With Public Bank Flexipay, spread your payments for up to 48 months with low one-time upfront fees, subject to the selected merchant's offer.

Public Bank Flexipay Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months2% one-time upfront handling feeRM1,000
24 months4% one-time upfront handling feeRM1,000
36 months6% one-time upfront handling feeRM1,000
48 months8% one-time upfront handling feeRM1,000
Learn more about Public Bank Flexipay Plan

Fees & Charges

Annual Fee
  • RM150 primary card

    First year free

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Late Payment Fee
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Age
  • 21 years old primary card
Who can apply
  • Open to Private Limited and Listed companies only

Features

Easy Payment Plan
Public Bank Flexipay Plan
Tired of window shopping all the time? You can shop for anything anywhere with an instalment rate as low as 2% with this Public Bank Flexipay Plan.
Balance Transfer Plans
Public Bank Balance Transfer
Fancy paying as low as 1% interest over flexible repayment terms for a Balance Transfer? Transfer your outstanding credit card debts to Public Bank Balance Transfer.

Review

A corporate credit card that empowers employees to stock up on inventory directly from suppliers without the hassle of cumbersome payment processes.

Improve your business management with Public Bank Visa Commercial

Limit and regulate the spending of your workers with Public Bank Visa Commercial as you get to control the employee's spending. 

By giving clear instructions to Public Bank you can oversee all spending and validate only work-related expenses on the Public Bank Visa Commercial card. 

Worried about an employee shortchanging your business? Stop wasting time keeping tabs on purchase orders, invoices and other antiquated processes from suppliers by consolidating all cost centres on one great credit card. That means less paperwork, and more time managing a successful business!

Full travel protection

Flying to clients calls for lots of preparation and anxiety, so why not fly your marketing team to them? 

Not to worry, the Public Bank Visa Commercial has got you covered with complimentary travel insurance for you and your employees for up to RM1 million, encompassing accidents and inconveniences experienced during your trip.

Attractive credit terms with Public Bank Visa Commercial

What's a credit term you ask? It's standard banks use to control your monthly and total credit limit, your repayment periods, and your penalty fees or discounts.

Public Bank will allow you 25 days and up to 55 days, on your credit terms. 

That means you can be given a longer time to settle your Public Bank Visa Commercial expenses before late penalty fees kick in!

Search Icon

Header text goes here

Featurebox

Description text goes here