Public Bank Visa Debit Card

Get monthly interest on your credit balances with your Visa Debit Card Account. There is more - earn 0.5% cash rebate whenever you fuel-up or shop at Petron!

Public Bank Visa Debit CardEarn Interest
Annual Fee
up to 0.5%
Easy Payment Plan
From 0% p.a.


0.5% Cash Rebate for fuel and non-fuel items at Petron.

Cashback categoryCashback rateMonthly capSpend
Fuel and Non-Fuel Purchase at Petron0.5%RM30 up to RM60 monthly


Earn monthly interest on credit balances with Public Bank Visa Debit Card Account!

Fees & Charges

Annual Fee
  • RM24 primary card

    First year free

    Waived when 12 swipes per year

  • RM12 supplementary card
Cash withdrawal fee
Contact-less Payment Methods
Visa PayWave


Minimum Age
  • 12 years old
  • 12 years old supplementary card
Who can apply
  • Anybody



A Globally Accepted Visa Debit Card.

Go cashless when you travel abroad as your new Public Bank Visa Debit Card is accepted at merchant outlets that displays the Visa logo, worldwide!

How do I sign up for Public Bank Visa Debit Card?

To get your hands on the Public Bank Visa Debit Card, you will have to open a separate Debit Card Account that is not linked to your savings or current account. This is so that the bulk of your savings won't be affected should your debit card be lost or stolen.

The debit card issuance fee is free, so as its annual fee, which is chargeable from the second year onwards. However, subsequent years' annual fee waiver is based on a minimum of 12 swipes over the preceding 12 months.

What do I get from this Visa Debit Card?

A PIDM-protected debit card that earns monthly interest on your credit balances with instant cash access at Visa / PLUS ATMs worldwide!

What's more, you can earn 0.5% cash rebate whenever you shop at Petron's Service Stations, whether on petrol or goods at Petron stores nationwide. Cash rebates are capped at RM30 per month and will be reflected in your separate Debit Card Account.

Plus, your Public Bank Visa Debit Card also comes with a contactless feature, meaning you can pay for goods and services by tapping or waving it at the contactless reader.

What is the minimum balance of the Debit Card Account?

 As your monthly cash rebates & interest earned will be credited to your Debit Card Account, a minimum balance or RM25 is required. Let's say the item that you want is worth RM75, you must have at least RM100 in your account if you wish to pay with your Public Bank Visa Debit Card.

There's also a pre-authorisation amount of RM200 for petrol transaction at some of the petrol stations (some other petrol operators allow for amount selection at the pump). 

Your Public Bank Visa Debit Card account will be charged with RM200 while you're filling up. The pre-authorisation amount will then be reversed after an average holding days of 3 days. You'll only be charged with the actual filled-up amount once the bank receives the actual settlement amount from the acquiring bank. 

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