Public Bank Visa Infinite

Suitable for high net worth individuals looking to simplify expenses in one premium credit card, Public Bank Visa Infinite credit card's benefits and privileges go to infinity and beyond with every swipe.

Spend & Be Rewarded

From 1 July until 31 December 2019, you will stand a chance to be rewarded with an exciting gift for spending your approved Public Bank Visa Infinite credit card. 

All you have to do is meeting the minimum spending requirement in each participating month to bring home any one of these gifts: (1) RM188 Cash Back, (2) Dyson v8 Fluffy, and (3) Huawei P30 Pro.

Now, since the gift items are limited in unit, you may want to pay attention to some terms and conditions. So here goes: 

• The Campaign Item is given on a first-come, first-served basis
• You can only earn ONE (1) unit of Campaign Item throughout the campaign period
• The Campaign Item will be given based on the FIRST qualifying spend you made throughout the campaign period
• Your qualifying spend in a month cannot be combined with the qualifying spend in the following participating month.

For example: 

Ali's Public Bank Visa Infinite credit card just got approved in July. He spent RM5,000 in July and August respectively. In September, he made a RM100,000 transaction, whereas in October he only spent RM3,000 on his Public Bank credit card.

Ali is rewarded with a Huawei P30 Pro for making a qualifying spend of RM100,000 in September. 

Free for Life

It is worth noting that Public Bank Visa Infinite credit card is a free for life premium travel credit card ever issued by Public Bank. This should encourage you to spend more and reap the benefits and privileges of being Public Bank credit card holders.

Unlimited Cash MegaBonus

One of the keys to abundance of wealth is by spending smart. With this in mind, Public Bank Visa Infinite credit card lets you outsmart your spending habit with a Cash MegaBonus feature, allowing you to earn back cash that is spent.

You earn 0.3% unlimited Cash MegaBonus by spending your Visa Infinite credit card on any qualified retail purchases locally. You get 2% Cash MegaBonus when you spend overseas. These Cash MegaBonus will be credited into your credit card account every month.

Travel Perks

Free Travel Insurance

Get a complimentary travel insurance coverage worth RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. Just charge your travel arrangement to Visa Infinite credit card to qualify.

Complimentary Access to Airport Lounge

Enjoy 3x free access to Plaza Premium Lounge in Malaysia when you flash your Visa Infinite credit card at selected airports. In the premium lounge, you get to indulge in the comfort of privacy and exclusivity while waiting for boarding call - what a way to begin a journey.

Gain Airmiles

Gain Air Miles with every retail purchase made locally and overseas. For every 10,000 Air Miles collected, you can redeem with 1,000 Enrich Miles or 2,000 AirAsia BIG Points.

Line of Credits

0% Balance Transfer

Recover your sleepless nights and hair falls for worrying over credit card debts with Public Bank Balance Transfer plan, easing your financial distress by offering a low one-time upfront charges, low minimum spending requirement and flexible repayment terms.

0% Instalment Plans

Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.

First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.

Cash Advance

Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Platinum credit card at a small fee.