Suitable for high net worth individuals looking to simplify expenses in one premium credit card, Public Bank Visa Infinite credit card's benefits and privileges go to infinity and beyond with every swipe.
Free for Life
It is worth noting that Public Bank Visa Infinite credit card is a free for life premium travel credit card ever issued by Public Bank. This should encourage you to spend more and reap the benefits and privileges of being Public Bank credit card holders.
Unlimited Cash MegaBonus
One of the keys to abundance of wealth is by spending smart. With this in mind, Public Bank Visa Infinite credit card lets you outsmart your spending habit with a Cash MegaBonus feature, allowing you to earn back cash that is spent.
It is very easy to earn 0.3% unlimited Cash MegaBonus; by swiping your Visa Infinite credit card on any qualified retail transactions. Cash MegaBonus will be credited into your credit card account every month.
Air Miles on Overseas Spending
If you are a frequent flyer, then this premium travel credit card will do you justice in your next overseas trips. Public Bank Visa Infinite credit card rewards you extra Air Miles when you swipe on retail transactions overseas.
It is easy; for every RM10,000 charged to your Visa Infinite credit card, you will earn 7,000 Air Miles. This Air Miles can be redeemed with 1,000 Enrich Miles (if you are an avid fan of our national steel bird) or 2,000 AirAsia BIG Points (if you love flying with low-cost airlines).
The maximum Air Miles is capped at RM500,000 overseas spending per year and has 1-year validity period.
Travel Perks
Free Travel Insurance
Get a complimentary travel insurance coverage worth RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. Just charge your travel arrangement to Visa Infinite credit card to qualify.
Complimentary Access to Airport Lounge
Enjoy 3x free access to Plaza Premium Lounge in Malaysia when you flash your Visa Infinite credit card at selected airports. In the premium lounge, you get to indulge in the comfort of privacy and exclusivity while waiting for boarding call - what a way to begin a journey.
Line of Credits
0% Balance Transfer
Recover your sleepless nights and hair falls for worrying over credit card debts with Public Bank Balance Transfer plan, easing your financial distress by offering a low one-time upfront charges, low minimum spending requirement and flexible repayment terms.
0% Instalment Plans
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Platinum credit card at a small fee.