Elevate your credit card game in sync with your income status with Public Bank Visa Platinum - a card that speaks your needs with benefits, privileges and uniqueness of its own.
Unlimited Cash MegaBonus
Cash MegaBonus is one of many lifehacks at savings on your credit card expenses. To earn Cash MegaBonus, you only need to swipe your Public Bank Visa Platinum on retail purchases, with RM1 spent is equal to 0.2% Cash MegaBonus, credited every month into your credit card account.
While 0.2% may look less profitable, but imagine the compounding effect of it on every Ringgit you have swiped? What's more, there's no capping on the cashback amount you will get back. But remember, only retail transaction is qualified for this cashback.
Free Travel Insurance
Suitable for those whose line of works entail business traveling and anyone who is fond of traveling, Public Bank Visa Platinum credit card is equipped with a complimentary travel insurance plan that includes claim for inconveniences such as flight delayed, luggage lost/delayed etc.
To qualify for this free travel insurance coverage of up to RM500,000, all you need to do is make a full travel arrangement such as purchasing flight tickets with your Visa Platinum credit card. Voila! Never have to worry again.
Line of Credits
0% Balance Transfer
Recover your sleepless nights and hair falls for worrying over credit card debts with Public Bank Balance Transfer plan, easing your financial distress by offering a zero interest rate and a low one-time upfront charges starting from 0% with repayment terms extended up to 36 months.
You can consolidate up to 4 credit cards and transfer to your Public Bank credit card, subject to 80% of the total available credit limit. The minimum transfer amount should be RM500, with repayment terms ranging from 6, 12, 24 and 36 months.
0% Instalment Plans
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
But if you're hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount - always check out on Public Bank credit card promotions!
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Platinum credit card at a small fee.
Annual Fee Waiver
It is worth noting that Public Bank Visa Platinum credit card is issued for free of charge in the first year. This should encourage you to spend more and reap the benefits and privileges of being Public Bank credit card holders.
Plus, you can maintain not paying annual fee for the subsequent years when you make a minimum 12 swipes in a year.