Unlimited cashback & travel benefits
Elevate your credit card game in sync with your income status with Public Bank Visa Platinum — a card that speaks your needs with benefits, privileges and uniqueness of its own.
Unlimited Cash MegaBonus with Public Bank Visa Platinum
Cash MegaBonus or cashback is one of many lifehacks at savings on your credit card expenses.
To earn Cash MegaBonus, you only need to swipe your Public Bank Visa Platinum on retail purchases, with RM1 spent equal to 0.2% Cash MegaBonus, credited every month into your credit card account.
While 0.2% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
What's more, there's no capping on the cashback amount you will get back. But remember, only retail transaction is qualified for this cashback.
Free travel insurance
Suitable for those whose line of work entails business travelling and anyone who is fond of travelling, Public Bank Visa Platinum credit card is equipped with a complimentary travel insurance plan that includes a claim for inconveniences such as flight delays, luggage lost/delayed etc.
To qualify for this free travel insurance coverage of up to RM500,000, all you need to do is make a full travel arrangement such as purchasing flight tickets with your Visa Platinum credit card.
Voila! Never have to worry again.
Public Bank line of credits
0% Balance Transfer
Recover your sleepless nights and hair falls for worrying over credit card debts with Public Bank Balance Transfer plan, easing your financial distress by offering a zero interest rate and low one-time upfront charges starting from 1.5% with repayment terms extended up to 48 months.
You can consolidate up to four credit cards and transfer them to your Public Bank credit card, subject to 80% of the total available credit limit.
The minimum transfer amount should be RM1,000, with repayment terms ranging from 6, 12, 24, 36 and 48 months.
Flexible Instalment Plans
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first and then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
But if you hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount - always check out Public Bank credit card promotions!
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Platinum credit card at a small fee.
Public Bank Visa Platinum annual fee waiver
It is worth noting that Public Bank Visa Platinum credit card is issued for free of charge in the first year.
This should encourage you to spend more and reap the benefits and privileges of being a Public Bank credit card holder.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
