An all-rounder credit card catered for the mass affluent segment jampacked with more values for money: 6% cash rebate, unlimited reward points, travel protection and miscellaneous banking benefits.
Public Bank Credit Card Campaign FAQs:
For a limited time only, all approved applicants of eligible Public Bank credit card(s) will receive a guaranteed sign-up gift of a JBL Clip 4 Ultra Portable Waterproof Speaker.
This campaign runs from 1 August 2022 to 31 December 2022, subject to the campaign's terms and conditions.
Who is qualified for this promotion?
This campaign is open to new customers only.
Existing principal cardholders or those who had cancelled their Public Bank credit card within 2 years from the date of the current application are not eligible.
Which credit card(s) can I apply for?
You can apply for:
- Public Bank Visa Infinite
- Public Bank World Mastercard
- Public Bank Visa Signature
- Public Bank Visa Platinum
- Public Bank Platinum Mastercard
- Public Bank Visa Gold
- Public Bank Gold Mastercard
- Public Bank Petron Visa Gold
- Public Bank AIA Visa Gold
- Public Bank Quantum Visa
- Public Bank Quantum Mastercard
- Public Islamic Bank Mastercard Gold Credit Card-i
- Public Islamic Bank Mastercard Platinum Credit Card-i
- Public Islamic Bank Visa Gold Credit Card-i
- Public Islamic Bank Visa Platinum Credit Card-i
Where can I reach out to you for more information?
For any questions, please get in touch with us via email at [email protected]. We’re happy to help!
6% Cashback on Grocery, Dining and Online Spend with Public Bank Visa Signature
One of many ways to earn back the money you have spent is by way of cash rebate.
With Public Bank Visa Signature credit card, you can get your cashback up to RM38 every month when you swipe on Dining, Grocery and Online Transaction.
What's the condition? Just a bare minimum: swipe a minimum of RM30 with your Visa Signature on these three categories, the 6% cashback is yours.
Spending outside of the Dining, Grocery and Online Transaction category will not earn you cashback, but VIP Points.
Public Bank Visa Signature credit card just showed you the savings perk of this wonderful credit card when you spend on essential categories such as Dining, Grocery and Online Transaction. For another spending, you will be entitled to earn VIP Points instead.
With VIP Points, you can redeem a wide range of items including Air Miles, gift vouchers, e-Voucher (for spending at Public Bank e-Mall), and other goods and services from Preferred Redemption Rewards Catalogue.
But a slight catch here, VIP Points are not credited for unqualified transactions such as EPP, casino, cash advances, charity donations, TARC and UTAR transactions, government-related payments, dining, groceries, online purchases, and payments via PBe online banking and ATM.
Public Bank Visa Signature Travel Perks
Free Travel Insurance
Get a complimentary travel insurance coverage worth up to RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. Just charge your travel arrangement to Visa Signature credit card to qualify.
Complimentary Access to Airport Lounge
Enjoy 2x free access to Plaza Premium Lounge in Malaysia when you flash your Visa Signature credit card at selected airports. In the premium lounge, you get to indulge in the comfort of privacy and exclusivity while waiting for boarding call - what a way to begin a journey.
Public Bank Visa Signature - Annual Fee Waiver
It is worth noting that Public Bank Visa Signature credit card is issued for free of charge in the first year - one of the many benefits and privileges of becoming Public Bank credit cardholders.
To maintain the waiver condition, just swipe 12 times your Visa Signature card in a year.
Line of Credits
0% Instalment Plans
Like what you see but can't afford the purchase?
With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Signature credit card at a small fee.