Announce your arrival into a world full of benefits and privileges with the Public Bank Visa Signature. This is an excellent all-rounder credit card, with great value on cash rebates, reward points, and travel conveniences. Plus, all your purchases are made effortless with the Visa PayWave feature - just wave your card at the contactless reader during checkout.
50% Off on Green Fees
You love golfing? Well you are going to love perfecting your swing with a 50% discount round of golf at participating premier clubs in Malaysia. That's not all, you can also get another 10% off for guest(s) - why play alone if you can save more with a company or two?
Tee-off with your buddy or business partner(s) at the country's renowned golf clubs namely Tropicana Golf & Country Club, Glenmarie Golf & Country Club, Kota Permai Gold & Country Club and The Els Club Teluk Datai, Langkawi.
A word of caution, though. You need to make a reservation at least 3 business days prior to your course as walk-in and direct reservation will not be entertained. This promotion runs until 31st December 2017, subject to Terms and Conditions,
6% Cashback
Everyone loves a great cashback credit card, and we at Ringgitplus are no different. For all your spending at the buying groceries at the supermarket, dining out at your favourite restaurant, or online purchases made locally and overseas, you will get 6% cashback on your purchases.
Unfortunately, the amount you stand to receive per month is capped at RM50. In our opinion, it's still great value - you can keep the extra cash in a savings account, fixed deposit, or pay for the week's fill of petrol. Like the saying goes, "A little goes a long way!".
VIP Reward Points
For other spending not covered above, including any transactions made at the casino, cash advances, balance transfer, transactions at UTAR, government-related payments, charitable contributions, and lastly payments made to the bank, either using the ATM or Public Bank Online Banking, you will be able to earn 1 VIP Point on every RM1 you spend.
What can you exchange these points for? As with most rewards programmes, you will be able to redeem a plethora of prizes from the Preferred Redemption Rewards Catalogue, from Air Miles to gift vouchers, they're all up for grabs!
Free Travel Insurance and Lounge Access
Why wait uncomfortably for your flight curled up on the cold and hard benches at the departure hall when you can simply walk into the Plaza Premium Lounge in any airports in Malaysia? Yes, you will have 3x complimentary access to these airport lounges in a year and enjoy high speed internet connection, excellent food and beverage, and shower amenities. Supplementary cardholders are also eligible.
Otherwise, you will be charged a flat rate of RM84.80, inclusive of 6% GST.
Your Credit Limit
The credit limit for the Public Bank Visa Signature will depend on a credit assessment by the bank. It is possible to have a Combined Credit Line if both principal and supplementary cardholders have two or more active cards with Public Bank. Alternatively, you can request for the supplementary card to have it's own credit line, from a minimum of RM1000.
Here's something for the shopaholics among us - if you think you can easily get a Credit Line extension, think again! It really depends on your past payment records, so always make it a point to make payments on your outstanding balance on time. You might want to think about signing up for the Public Bank Balance Transfer.
0% Balance Transfer
With the Public Bank Balance Transfer, you can consolidate all your credit card debts to your brand new Visa Signature card without paying any processing fees - zip, nada, ziltch, You can transfer your balances form other banks' credit cards for as low as 0% and pay over a maximum period of 24 months.
You will need to have at least RM1000 in outstanding balances to be able to start transferring. To enjoy the 6 months payment period at 0%, you will have to transfer an amount of RM6000 and above.