Cashback and Rewards
An all-rounder credit card catered for mass affluent segment jampacked with more values for money: 6% cash rebate, unlimited reward points, travel protection and miscellaneous banking benefits.
6% Cashback
One of many ways to earn back the money you have spent is by way of cash rebate. With Public Bank Visa Signature credit card, you can get your cash back up to RM38 every month when you swipe on Dining, Grocery and Online Transaction.
What's the condition? Just a bare minimum: swipe a minimum of RM1 with your Visa Signature on these three categories, the 6% cash back is yours. Spending outside of the Dining, Grocery and Online Transaction category will not earn you cashback, but VIP Points.
VIP Points
Public Bank Visa Signature credit card just showed you the savings perk of this wonderful credit card when you spend on essential categories such as Dining, Grocery and Online Transaction. For other spending, you will be entitled to earn VIP Points instead.
With VIP Points, you can redeem a wide range of items including Air Miles, gift vouchers, e-Voucher (for spending at Public Bank e-Mall), and other goods and services from Preferred Redemption Rewards Catalogue.
But a slight catch here, VIP Points are not credited for unqualified transactions such as EPP, casino, cash advances, charity donations, TARC and UTAR transactions, government-related payments, dining, groceries, online purchases, and payments via PBe online banking and ATM.
Travel Perks
Free Travel Insurance
Get a complimentary travel insurance coverage worth RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. Just charge your travel arrangement to Visa Signature credit card to qualify.
Complimentary Access to Airport Lounge
Enjoy 2x free access to Plaza Premium Lounge in Malaysia when you flash your Visa Signature credit card at selected airports. In the premium lounge, you get to indulge in the comfort of privacy and exclusivity while waiting for boarding call - what a way to begin a journey.
Line of Credits
0% Balance Transfer
Recover your sleepless nights and hair falls for worrying over credit card debts with Public Bank Balance Transfer plan, easing your financial distress by offering a low one-time upfront charges, low minimum transfer amount and flexible repayment terms.
0% Instalment Plans
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Signature credit card at a small fee.
Annual Fee Waiver
It is worth noting that Public Bank Visa Signature credit card is issued for free of charge in the first year - one of the many benefits and privileges of becoming Public Bank credit card holders.
Plus, you can maintain not paying annual fee for the subsequent years when you make a minimum 12 swipes in a year.
