Public Bank Visa Signature

Cashback

Enjoy a 2% cash rebate whenever you spend a minimum of RM100 per transaction on Dining, and Online spending. Your cash rebate will be capped at RM30 per monthly statement cycle and is combined between the Principal and Supplementary accounts.

Rewards

Get 10x Green Points for every RM1 you spend on selected Green Category transactions. Additionally, earn 3x VIP Points for every Ringgit spent on other overseas retail transactions and 1x VIP Points on other local retail transactions. Both the Green Points and VIP Points will expire in 3 years and are redeemable for air miles, vouchers, and other goods and services from the Public Bank Preferred Redemption Rewards Catalogue.

Balance Transfer

Take advantage of savings and flexibility when you transfer your outstanding credit card debts to a Public Bank credit card to benefit from 0% interest with a low one-time upfront handling fee.

Easy Payment Plans

Enjoy low one-time upfront handling fees over flexible repayment tenures of your choice with a Public Bank credit card instalment plan, subject to participating merchants.

Fees & Charges

Annual Fee

• RM388 primary card

  Free for first year and waived when you make at least 12 swipes in the previous 12 months

• RM200 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal Fee

RM20 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

Visa payWave

Requirements

Minimum Annual Income

RM80,000

Minimum Age

• 21 years old primary card
• 18 years old supplementary card

Who can apply

• Anybody

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