3% cashback and travel benefits
An all-rounder credit card catered for the mass affluent segment jampacked with more value for money: 3% cashback, unlimited reward points, travel protection and miscellaneous banking benefits!
3% cashback on grocery, dining and online spending with Public Bank Visa Signature
One of many ways to earn back the money you have spent is by way of a cash rebate.
With a Public Bank Visa Signature credit card, you can get your cashback up to RM30 every month when you swipe on Dining, Grocery and Online Transaction.
What's the condition? Just a bare minimum: swipe a minimum of RM100 with your Visa Signature on these three categories, and the 3% cashback is yours.
Spending outside of the Dining, Grocery and Online Transaction categories will not earn you cashback, but VIP Points.
Redeemable Green Points and VIP Points
Public Bank Visa Signature credit card just showed you the savings perk of this wonderful credit card when you spend on essential categories such as Dining, Grocery and Online transactions. For other overseas and local spending, you will be entitled to earn up to 3x VIP Points.
Meanwhile, 10x Green Points are yours to collect for every RM1 you spend on selected Green Category transactions—find the list of merchants!
With both the Green Points and VIP Points, you can redeem a wide range of items including air miles, gift vouchers, e-vouchers (for spending at Public Bank e-Mall), and other goods and services from the Preferred Redemption Rewards Catalogue by Public Bank.
But a slight catch here, VIP Points are not credited for unqualified transactions such as EPP, casino, cash advances, charity donations, TARC and UTAR transactions, government-related payments, dining, groceries, online purchases, and payments via PBe online banking and ATM.
Enjoy travel perks with Public Bank Visa Signature
Free Travel Insurance
Get complimentary travel insurance coverage worth up to RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. Just charge your travel arrangement to a Visa Signature credit card to qualify.
Complimentary Access to Selected Plaza Premium Lounges
Enjoy 2x free access to selected Plaza Premium Lounges in Malaysia when you flash your Visa Signature credit card at selected airports. Find out more details by reading the terms and conditions.
In the premium lounge, you get to indulge in the comfort of privacy and exclusivity while waiting for a boarding call—what a way to begin a journey.
Public Bank Visa Signature—Annual fee waiver
It is worth noting that the Public Bank Visa Signature credit card is free of charge in the first year!
Plus, continue to get the annual fees waived when you make at least 12 swipes in the previous 12 months.
Reliable line of credits
0% Instalment Plans
Like what you see but can't afford the purchase? Opt for the Public Bank Flexipay Plan, which is a flexible credit card instalment plan for purchases made at participating merchants at a small fee.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Signature credit card at a small fee.
