Public Bank World MasterCard Credit Card

Benefits

Because you should be rewarded for giving the bank your business

Rewards

Earn 1x Air Miles Point for every RM1 on your local retail spending. You will be rewarded with 3x Air Miles Points for each Ringgit you spend on overseas retail purchases.

Public Bank Air Miles

Earn	Spent
3 points on every RM1	on overseas retail
1 point on every RM1	on local retail

Your Public Bank Air Miles earned expires in  3 years

Balance Transfer

ZERO interest rate for 6-month period when you transfer your credit card outstanding balance from RM6000.

Pay Over	With Interest Rate At	When You Transfer
6 months	0% p.a. and 1% one-time upfront handling fee	from RM500
6 months	0% p.a. and 0% one-time upfront handling fee	from RM6000
12 months	0% p.a. and 2.5% one-time upfront handling fee	from RM1000
24 months	0% p.a. and 5% one-time upfront handling fee	from RM3000
36 months	0% p.a. and 7% one-time upfront handling fee	from RM6000

Learn more about Public Bank Balance Transfer

Easy Payment Plan (EPP)

With Public Bank Zero Interest Instalment Plan, you will enjoy 0% interest on all your purchases with participating merchants. For all the other purchases, you can also enjoy zero interest on 9-month instalment for minimum purchase of RM2000.

Pay Over	With Interest Rate At	When You Spend
6 months	1% one-time upfront handling fee	from RM500
9 months	0% one-time upfront handling fee	from RM2000
12 months	2% one-time upfront handling fee	from RM1000
24 months	5% one-time upfront handling fee	from RM2000
36 months	7% one-time upfront handling fee	from RM3000

Learn more about Public Bank Flexipay Plan

Pay Over	With Interest Rate At	When You Spend
3 months	0% p.a. and no one-time upfront handling fee	from RM500
6 months	0% p.a. and no one-time upfront handling fee	from RM500
9 months	0% p.a. and no one-time upfront handling fee	from RM500
12 months	0% p.a. and no one-time upfront handling fee	from RM500
18 months	0% p.a. and no one-time upfront handling fee	from RM500
24 months	0% p.a. and no one-time upfront handling fee	from RM500
30 months	0% p.a. and no one-time upfront handling fee	from RM500
36 months	0% p.a. and no one-time upfront handling fee	from RM500

Learn more about Public Bank Zero Interest Installment Plan

Travel

Complimentary 5x access to Plaza Premium Lounge in a year. What's more - you will be protected with travel insurance coverage of up to RM2 million.

Travel Coverage	Sum Insured
Travel Insurance	Up to RM2000000

Premium

Public Bank Help Desk is available for you 24 hours a day. Just call 03-2176 8188.