1% cashback for groceries
A basic-to-intermediate cashback credit card for everyone. Experience hassle-free payment via PIN & PAY or Visa payWave methods, monthly cash rebate, the convenience of online banking at PBe Service and annual fee waiver.
Get 1% cashback for grocery shopping
Public Islamic Bank Gold MasterCard Credit Card-i is a cashback credit card that rewards cash rebates to you whenever you swipe on grocery transactions.
Technically speaking, it is called the Hibah Performance Bonus to articulate its Shariah compliance nature.
The mechanics are similar, which is 1% cashback equals RM1 spent on your Gold MasterCard Credit Card-i.
While 1% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
The cashback that you get to earn is capped at RM10 per monthly statement cycle (combined between Principal and Supplementary accounts).
But remember, only grocery transactions are qualified for this cashback.
Annual fee waivers with Public Islamic Bank Gold MasterCard
You would be happy to learn that you don't need to pay for the Public Islamic Bank Gold MasterCard Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Beneficial line of credits
0% Balance Transfer Plan
Do you own multiple credit cards? Why not transfer all of your other outstanding balances into a flexible instalment plan instead?
With Public Bank's 0% Balance Transfer Plan, you may convert your outstanding balances from different credit cards and enjoy low management fees and longer repayment periods.
You just have to make sure that the outstanding balances reach RM1,000 or above before being eligible for this balance transfer plan.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Gold MasterCard Credit Card-i at a small fee.
Banking benefits of Public Islamic Bank Gold MasterCard Credit Card-i
Owning an Islamic credit card from Public Bank opens the door for you to enjoy the many financial benefits this bank has to offer, ranging from banking services to wealth management and insurance products.
To ease your money management, there are many ways to go about it such as ATMs, Public Bank branches, 24-hour help desks and internet banking facilities via PBe Service.
