2% cashback for groceries
A basic-to-intermediate cashback credit card for everyone. Experience hassle-free payment via PIN & PAY or Visa payWave methods, monthly cash rebate, the convenience of online banking at PBe Service and annual fee waiver.
Public Bank Mastercard Online Credit Card Acquisition Campaign 2023
From 1 April until 30 June 2023 (“Campaign Period”), Public Bank is giving away a Huawei Band 7 to eligible applicants who apply for any participating Public Bank/Public Islamic Bank Mastercard credit cards via online channels such as PBe and RinggitPlus, perform spending criteria and an SMS registration, during the Campaign Period. Terms and conditions apply. Let's dive into the campaign mechanics below!
The participating Public Bank/Public Islamic Bank Mastercard credit cards include:
- Public Bank Quantum Mastercard
- Public Bank Platinum Mastercard
- Public Bank World Mastercard
- Public Bank Gold Mastercard
- Public Islamic Bank Mastercard Platinum Credit Card-i
- Public Islamic Bank Mastercard Gold Credit Card-i
On top of the current flash deal, don’t miss this opportunity to win an extra gift! To get the Huawei Band 7, you must:
- Be a new-to-bank Principal card member of the participating Public Bank Mastercard Credit Card or Public Islamic Bank Mastercard Credit Card-i.
- Apply for the eligible credit card(s) via the PBe channel or RinggitPlus.
- Spend an accumulative amount of RM2,000 and perform an SMS registration within 60 days from the card approval date to be eligible for this campaign.
To perform the SMS registration, please enter the following text and send it to 66300.
“PBSM<space>12-digit NRIC number”
The eligible applicants who successfully registered for the campaign will get a confirmation SMS from Public Bank.
Those who are not eligible to participate in this campaign include:
- Existing Public Bank/Public Islamic Bank Principal card members; and
- Former Public Bank/Public Islamic Bank Principal card members who have cancelled any of their credit card(s) within 2 years from the date of current application; and
- Any of those who apply for the eligible PB Mastercard credit card via other channels other than PBe and RinggitPlus; and
- Employees of the Public Bank Group, its advertising agencies, their immediate families or any other persons connected with the administration of the Campaign.
Get 2% cashback for grocery shopping
Public Islamic Bank MasterCard Gold Credit Card-i is a cashback credit card that rewards cash rebates to you whenever you swipe on grocery transactions.
Technically speaking, it is called Hibah Performance Bonus to articulate its Shariah compliance nature.
The mechanics are similar, which is 2% cashback equals to RM1 spend on your MasterCard Gold Credit Card-i.
While 2% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
The cashback that you get to earn is capped at RM30 per monthly statement cycle (combined between Principal and Supplementary accounts).
But remember, only grocery transaction is qualified for this cashback.
Annual fee waivers with Public Islamic Bank MasterCard Gold
You would be happy to learn that you don't need to pay for the Public Islamic Bank MasterCard Gold Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Beneficial line of credits
0% Balance Transfer Plan
Do you own multiple credit cards? Why not transfer all of your other outstanding balances into a flexible instalment plan instead?
With Public Bank's 0% Balance Transfer Plan, you may convert your outstanding balances from different credit cards and enjoy ZERO management fees and a 6-month instalment plan.
You just have to make sure that the outstanding balances reach RM1,000 or above before being eligible for this balance transfer plan. This special offer can be applied via PBeBank.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Gold Credit Card-i at a small fee.
Banking benefits of Public Islamic Bank MasterCard Gold Credit Card-i
Owning an Islamic credit card from Public Bank opens the door for you to enjoy the many financial benefits this bank has to offer, ranging from banking services to wealth management and insurance products.
To ease your money management, there are many ways to go about it such as ATM machines, Public Bank branches, 24-hour help desks and internet banking facilities via PBe Service.
