Get a lil' extra with the Public Islamic Bank MasterCard Gold Credit-Card-i! Enjoy Hibah rewards on every purchase and complimentary takaful travel insurance with benefits of RM500,000. And don’t forget to take advantage of PayPass for quick and convenient transactions at the cashier – it's just a Tap & Go!
Earn Hibah performance bonus for every Ringgit that you charge to your MasterCard Gold Credit Card-i with up to 0.2% in cash rebates for grabs! Your cash rewards will be credited to your account based on your monthly retail spending. The good news? There aren't any limits on your cash rebates!
However, some purchases are excluded from giving you Hibah rewards. This includes purchases at petrol stations, online and ATM payments, donations to charity, government related payments, and transactions at Tunku Abdul Rahman University and Tunku Abdul Rahman University College.
RM1 million Takaful Coverage
Travel with greater peace of mind when you charge your full travel fare to your credit card. You’ll be eligible for free Takaful travel insurance with benefits up to RM500,000, as well as compensation benefits for travel inconveniences due to delayed or lost luggage, flight delays, missed connections, cancellations and repatriation expenses.
0% Credit Card Services
Accumulated too much debt on your credit cards? Enjoy big savings when you get a Public Bank Balance Transfer. Pay 0% interest and no upfront handling fees when you transfer more than RM6,000 to your MasterCard Gold Credit Card-i and repay what you owe in 6 months.
Enrol a purchase into one of Public Bank’s easy payment plans ( EPP) and enjoy 0% interest on your monthly repayments. Items bought at participating merchants can be enrolled into Zero Interest Installment Plan. You'll get to choose between repayments tenures from 3 to 36 months, plus you won’t have to pay any upfront handling fees!
Annual Fee Waivers
Never pay any annual fees again! The first year’s annual fee is waived automatically for both principal and supplementary cards. For all subsequent years you can waive your annual fee with a minimum of 12 swipes per year – that’s savings worth RM159 for your principal card and RM106 for each of your supplementary cards!
20 Days Interest-Free
No interest for 20 days on all retail purchases! As long as your outstanding balance from the previous month has been settled in full by the due date, you won’t have to pay the normal rates of 15% - 18% which are compounded daily.