A basic-to-intermediate cashback credit card for everyone.
Experience hassle-free payment via PIN & PAY or Visa payWave methods, monthly cash rebate, convenient of online banking at PBe Service and annual fee waiver.
Public Islamic Bank MasterCard Gold Credit Card-i - Unlimited Cash MegaBonus
Public Islamic Bank MasterCard Gold Credit Card-i is a cashback credit card that rewards cash rebate to you whenever you swipe on retail transactions, over here or overseas.
Technically speaking, it is called Hibah Performance Bonus to articulate its Shariah compliance nature.
The mechanics are similar, which is 0.1% Cash MegaBonus equals to RM1 spend on your MasterCard Gold Credit Card-i.
While 0.1% may look less profitable, but imagine the compounding effect of it on every Ringgit you have swiped?
What's more, there's no capping on the cashback amount you will get back. But remember, only retail transaction is qualified for this cashback.
Line of Credits
0% Instalment Plans
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card installment plan for purchases made at non-participating merchants at a small fee.
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Gold Credit Card-i at a small fee.
Annual Fee Waivers
You would be happy to learn that you don't need to pay for the Public Islamic Bank MasterCard Gold Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Public Islamic Bank MasterCard Gold Credit Card-i Banking Benefits
Owning an Islamic credit card from Public Bank opens the door for you to enjoy the many financial benefits this bank has to offer, ranging from banking services to wealth management and insurance products.
To ease your money management, there are many ways to go about it such as ATM machines, Public Bank branches, 24-hour helpdesk and internet banking facility via PBe Service.